Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

37766 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Elixir Shuts Down deUSD After $93M Loss

Elixir Shuts Down deUSD After $93M Loss

The post Elixir Shuts Down deUSD After $93M Loss appeared on BitcoinEthereumNews.com. The Elixir team announced it was shutting down deUSD due to issues with the Stream Finance platform, which holds about 90% of the asset’s supply. The stablecoin has lost its dollar peg, and its price has plummeted to $0.09, according to CoinGecko. What Is deUSD and How Is It Linked to Stream Finance? Elixir launched deUSD in August 2025, promoting it as a fully decentralized synthetic dollar stablecoin designed to minimize risk through delta hedging. However, deUSD was structurally tied to xUSD, the stablecoin of the Stream Finance platform, via liquidity flows and lending mechanisms. On November 4, Stream Finance revealed that an external manager had lost around $93 million. As a result, the platform suspended deposits and withdrawals pending an investigation. Two days later, Elixir confirmed that Stream Finance controlled nearly 90% of deUSD’s supply, worth about $75 million. The platform had borrowed the collateral used to issue these stablecoins but could not close the position due to financial distress. Elixir deUSD DEUSD Price. Source: CoinGecko. The collapse of deUSD is directly tied to xUSD, whose downfall stemmed from Stream Finance’s liquidity issues and pressure from sellers exiting stablecoin positions. Current Status and Next Steps Elixir reported it had processed about 80% of deUSD redemption requests at a 1:1 rate, excluding Stream Finance’s holdings. A snapshot was taken of the remaining deposits, and users can claim equivalent USDC through the provided redemption link. However, the issuance and redemption mechanisms have been suspended, and Elixir confirmed the project will close permanently. The team plans to work with Euler, Morpho, Compound, and project curators to assist in debt recovery efforts for Stream Finance. “deUSD no longer has any value, and the stablecoin has been decommissioned. Please do not purchase or invest in deUSD, including through AMMs,” the Elixir team stated. At…

Author: BitcoinEthereumNews
Ripple Has Value Beyond XRP, Crypto Founder Pushes Back at VCs

Ripple Has Value Beyond XRP, Crypto Founder Pushes Back at VCs

The post Ripple Has Value Beyond XRP, Crypto Founder Pushes Back at VCs appeared on BitcoinEthereumNews.com. Critics say Ripple’s $40B value relies on XRP; Aljarrah calls this a misunderstanding. VCs fund Ripple partly for XRP exposure, letting it expand without selling tokens. Ripple grew fast with six acquisitions in two years and launched its USD-backed RLUSD stablecoin. Discussions about Ripple’s new $500 million funding continue to intensify in the XRP community as critics claim the company is not worth $40 billion. Versan Aljarrah, founder of Black Swan Capitalist, said critics who claim Ripple’s value comes only from its XRP holdings don’t understand how the company actually works. Specifically, Aljarrah argued that claiming Ripple has no value beyond XRP shows a fundamental misunderstanding of its architecture. Ripple’s infrastructure, liquidity hubs, and strategic partnerships serve as a bridge between traditional finance and blockchain rails. XRP functions as the settlement layer, not the core product. One cannot exist meaningfully without the other. VCs Claim Ripple’s Value Comes Mainly From XRP — and Little Else Notably, the controversy started after reports that several venture capitalists think Ripple’s valuation is too high and is mostly based on its XRP holdings. One investor said Ripple is “worth nothing without XRP,” while another stated that its equity alone can’t explain its $40 billion valuation. Some investors suggested firms may have joined the funding to get indirect exposure to XRP at a discount, rather than because they believed in Ripple’s products. A former Ripple employee noted that the funding enables Ripple to acquire other companies without selling XRP, maintains market confidence, and supports the $40 billion valuation seen in secondary markets like Carta. Arrington: Critics Are Ignoring Ripple’s Real-World Traction TechCrunch founder and Arrington Capital CEO Michael Arrington has also pushed back against these claims, describing the anti-Ripple perspective as “stunning amounts of cognitive dissonance.” He pointed out that critics often argue that Ripple’s…

Author: BitcoinEthereumNews
Which Crypto to Buy? Experts Predict This Coin Will Reach $0.60 by 2026

Which Crypto to Buy? Experts Predict This Coin Will Reach $0.60 by 2026

The year 2025 is becoming a turning point for defi crypto projects that combine real utility with steady user rewards. Instead of short-term hype, investors now look for working products, real cash flow, and transparent rewards.

Author: Cryptodaily
Pakistan Considers Rupee-Backed Stablecoin Amid $25B Loss Warnings

Pakistan Considers Rupee-Backed Stablecoin Amid $25B Loss Warnings

Pakistani regulators are actively exploring the development of a sovereign-backed digital currency amid growing recognition of the transformative potential of cryptocurrencies and blockchain technology. Experts warn that delays in establishing clear regulations could result in significant economic losses, possibly up to $25 billion, by missing out on the global boom in stablecoins and digital assets. [...]

Author: Crypto Breaking News
Bitcoin Enters Bearish Phase as Key Support Levels Collapse

Bitcoin Enters Bearish Phase as Key Support Levels Collapse

The post Bitcoin Enters Bearish Phase as Key Support Levels Collapse appeared on BitcoinEthereumNews.com. Bitcoin has fallen below critical technical thresholds, prompting warnings from major analytics firms about an extended period of decline. At the time of writing, the cryptocurrency is trading at $102,298, indicating a 0.35% increase over the past 24 hours. Weekly losses have reached nearly 7%, while monthly declines exceed 16%. Source: CoinMarketCap CryptoQuant identified an extremely bearish phase for the digital asset. On-chain data reveals troubling signals as BTC hovers around the $102,000 mark. Critical Support Level Broken The 365-day moving average has been breached. Bitcoin fell below the $102,000 threshold that previously marked the bottom of the bull cycle. This technical and psychological support level held significance for market participants. Source: CryptoQuant CryptoQuant’s Bull Score Index reached zero for the first time in over three years. The last occurrence preceded the previous bear market. Traders’ on-chain realized price bands suggest potential movement toward $72,000 if recovery fails above $100,000. The Metcalfe network valuation model indicates $91,000 as the next level of structural support. Failure to reclaim the 365-day moving average could trigger broader corrections. The analytics firm notes similarities to 2021, when breaking below this metric initiated a prolonged drawdown. Market fundamentals have weakened over recent weeks. Increased outflows, reduced network activity, and flattening valuation metrics paint a concerning picture. Bitcoin touched $98,000 on November 4, marking the local bottom and the first drop below $100,000 since July. Bloomberg’s Mike McGlone projects a possible 50% decline if current trends continue. He suggests the cryptocurrency could revert to its 48-month moving average near $56,000. McGlone describes this pattern as normal behaviour following extended rallies similar to 2025. Mixed Signals from Market Indicators XWIN Research Japan highlighted declining Market Value to Realized Value ratios. The MVRV has fallen to historical lows, ranging from 1.8 to 2.0. These levels typically coincide with…

Author: BitcoinEthereumNews
Stripe-backed Tempo leads $25 million funding round for Commonware

Stripe-backed Tempo leads $25 million funding round for Commonware

The post Stripe-backed Tempo leads $25 million funding round for Commonware appeared on BitcoinEthereumNews.com. On November 8, Tempo, a Stripe-backed blockchain startup, made its first major investment by spearheading a $25 million funding round for Commonware, a company that provides crypto infrastructure.  According to Tempo, spearheading a $25 million strategic investment round in Commonware will further its common goal of providing dependable, high-performance infrastructure for all builders. Tempo invests in Commonware to accelerate payments Tempo is adopting the Commonware Library and leading a $25M strategic investment in @commonwarexyz. Together, we will accelerate our shared vision: high-performance, reliable infrastructure for every builder. pic.twitter.com/4XGh09hXZz — tempo (@tempo) November 7, 2025 Tempo stated that the investment will enable it to concentrate on delivering essential payment services and streamlining Tempo rather than reimagining the consensus wheel. The startup will also be able to deliver blockchain payment products and updates more quickly as a result. In a blog post, Tempo stated that Commonware will enable it to reach finality in under 250 milliseconds on a globally distributed, permissionless payment system. The startup also stated that several advancements in networking, cryptography, and consensus will enable worldwide distributed payment systems. Paradigm general partner and CTO Georgios Konstantopoulos stated that Tempo will accelerate the development of the Commonware Library by putting its dependability and performance to the test in real-world scenarios. Commonware’s founder, Patrick O’Grady, declined to disclose the identities of other participants in the fundraising for his company, which creates open-source code that enables people to start their own blockchains.  O’Grady also declined to provide his company’s valuation after the Tempo-led investment. Still, he said it was a “significant increase” over Commonware’s seed round valuation, which Pitchbook estimates was $63 million. “Usage and distribution is way more important than money as a startup.If we can short circuit that process and have a deep relationship, multi-year relationship, with a great team, instead…

Author: BitcoinEthereumNews
Galaxy Research Slashes Bitcoin (BTC) 2025 Target to $120K Amid Market Turmoil

Galaxy Research Slashes Bitcoin (BTC) 2025 Target to $120K Amid Market Turmoil

Bitcoin's three-year bull market remains structurally intact if ~$100K holds, according to Galaxy Research.

Author: CryptoPotato
Ripple Stays Private Despite XRP Boom, No IPO Timeline Set

Ripple Stays Private Despite XRP Boom, No IPO Timeline Set

The post Ripple Stays Private Despite XRP Boom, No IPO Timeline Set appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Ripple Labs has no plans for an IPO and intends to remain a private company, focusing on self-funded growth amid its recent SEC victory. This strategy allows flexibility in expanding blockchain payments and stablecoin adoption without public market pressures. Ripple’s SEC case ended with a $125 million penalty in 2024, providing regulatory clarity. Ripple raised $500 million in a strategic funding round, valuing the company at $40 billion. RLUSD stablecoin volumes exceeded $860 million monthly by November 2025, boosting cross-border payments. Ripple IPO plans scrapped: Stay private for agile growth post-SEC win. Explore how this boosts XRP and stablecoins in 2025. Read more on Ripple’s strategy now! What Are Ripple’s Current IPO Plans? Ripple IPO plans have been firmly set aside, with the company recommitting to its private status. Ripple President Monica Long announced at the Swell 2025 conference in Miami on November 5 that there is no timeline for going public. This decision follows the resolution of a major legal battle with the U.S. Securities and Exchange Commission, enabling Ripple to prioritize organic expansion and innovation in digital…

Author: BitcoinEthereumNews
Money laundering fraudsters favoring stablecoins over Bitcoin as preferred digital currency

Money laundering fraudsters favoring stablecoins over Bitcoin as preferred digital currency

The post Money laundering fraudsters favoring stablecoins over Bitcoin as preferred digital currency appeared on BitcoinEthereumNews.com. Chainalysis research has found that stablecoins are replacing Bitcoin as the preferred digital currency to run money laundering schemes. The crypto analytics firm claimed that these fiat-pegged tokens were used in nearly 63% of money laundering transactions in 2024. The Chainalysis report asserted that stablecoins are mostly preferred because they are easy to send overseas. They can also be traded informally without identity verifications. The report says stablecoins are the new “back accounts” for criminal organizations. A “back account” is the final drop account from which the funds transferred across several accounts are withdrawn. The first account where deceived victims deposit their money is referred to as the “front account.” The report claims that, until 2021, Bitcoin was used almost exclusively for various money laundering crimes; however, stablecoins have recently become more untraceable, especially across borders. The growth of stablecoins has also led to a corresponding increase in their illegal use. FATF supports Chainalysis’s findings The Financial Action Task Force (FATF) reported in June that the use of stablecoin by criminals has increased significantly since last year. The FATF also claimed that the majority of illicit activities on blockchains involve stablecoins.   The United Nations Office on Drugs and Crime (UNODC) also published a report in January claiming Tether (USDT) was the most popular currency for criminal gangs in Southeast Asia. The main reason stablecoins were used for laundering proceeds from criminal activities is their versatility. The UNODC noted the difficulty in smuggling fiat currencies overseas; converting them in Korea is even more challenging.  The Chainalysis report also found that converting criminal proceeds into stablecoins allows for easy cross-border remittance. Money launderers can bypass exchanges by using overseas crypto exchanges that don’t require KYC (know your customer) verification. They can also use OTC (over-the-counter) transactions. The report noted that while stablecoins…

Author: BitcoinEthereumNews
Ripple Shuts Down IPO Talk After SEC Win, Prioritizes Private Capital

Ripple Shuts Down IPO Talk After SEC Win, Prioritizes Private Capital

Ripple Labs has recently reaffirmed its decision to remain private with no plans for an initial public offering (IPO).

Author: Crypto Breaking News