Ripple CEO Brad Garlinghouse Sees Clarity Act Passing by May 31, 2026

TLDR

• Brad Garlinghouse expects the Clarity Act to pass by May 31, 2026, after ongoing Senate negotiations.
• He revised his earlier forecast that gave the bill an 80% chance of passing by April 30.
• Garlinghouse said negotiators are nearing a compromise as talks continue in Washington.
• Senator Cynthia Lummis confirmed that bipartisan agreement remains necessary for the bill to advance.
• She stated that lawmakers are working to protect stablecoin rewards and prevent deposit flight from community banks.

Brad Garlinghouse revised his timeline for the Clarity Act and now expects passage by May 31, 2026. He shared the update during a public panel in Miami and cited ongoing bipartisan talks. He said fatigue in negotiations could drive a final agreement within weeks.

Clarity Act Timeline Shifts as Talks Continue

Brad Garlinghouse, chief executive of Ripple Labs, adjusted his earlier forecast during the FII Priority Miami Summit. He had previously assigned an 80% chance for Senate approval by April 30, 2026. However, he extended that timeline to the end of May due to continued bipartisan discussions.

Garlinghouse said the delay reflects negotiation logistics rather than weakening support. He pointed to active engagement from both political parties in the Senate. He also stated that congressional interest and White House participation support forward movement.

Bipartisan Support and White House Engagement Shape Outlook

She added that lawmakers aim to protect stablecoin rewards and limit deposit flight from community banks. She said staff members are working around the clock to address those concerns. Her comments reinforced that negotiations remain active but incomplete.

Garlinghouse also cited executive branch backing as a supportive factor. Donald Trump and his administration have expressed support for digital asset legislation. Garlinghouse argued that combined legislative and executive backing increases the likelihood of approval within 65 days.

Market Data Reflects Revised Expectations

Data from Polymarket placed the odds of passage in 2026 at 60% as of March 27. The platform tracks user-generated forecasts through blockchain-based contracts. Those figures reflected ongoing debate in the Senate.

Garlinghouse framed his revised forecast within that broader political environment. He stressed that discussions remain constructive despite missed deadlines. He maintained that the Clarity Act retains viable support in both chambers.

The Senate has not scheduled a final vote as of March 27. Lawmakers continue negotiations in committee and private sessions. Garlinghouse said he expects a legislative outcome by May 31, 2026.

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