Metropolitan Commercial Bank Expands Florida Presence, Adds Jessica Raffo as Director of Association Banking

Metropolitan Commercial Bank (“MCB” or the “Bank”) announced that Jessica Raffo has joined the Bank as Vice President and Director of Association Banking for the Florida region, further strengthening the Bank’s expansion across the state.

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In this role, Ms. Raffo will lead the growth of MCB’s Association Banking platform, working closely with the Bank’s teams in Miami and West Palm Beach to expand client relationships, drive new business development, and support lending initiatives across the condominium and homeowner association sectors. She will play a key role in advancing MCB’s relationship-driven approach and building scalable growth infrastructure throughout Florida.

Ms. Raffo brings more than a decade of experience within the condominium and homeowners association industry, spanning business development, operations, and strategic relationship management. She entered the banking sector more recently, leveraging her deep industry expertise to help develop specialized financial solutions tailored to the unique needs of community associations.

Most recently, she served as Vice President within the Association Banking Group at U.S. Century Bank, where she was a senior member of the team responsible for relationship and growth strategy within a specialty portfolio. In this role, she played a key part in expanding the Bank’s presence across condominium and HOA networks, developing scalable acquisition infrastructure, and driving new business development across South Florida.

A primary focus of her work has been building and strengthening management company partnerships—helping firms deliver greater value to their association clients through tailored financial solutions while also supporting the scalability and growth of their own platforms.

Prior to her transition into banking, Ms. Raffo held senior business development roles at Castle Group and Becker & Poliakoff, where she worked closely with board members, property managers, and industry stakeholders. Her experience across these roles provides her with a comprehensive understanding of the operational complexities, financial structures, and decision-making dynamics within community associations.

“Jessica’s experience and deep understanding of the association banking space and Florida market make her an excellent addition to our team as we continue to expand across the state,” said Laura Capra, Executive Vice President and Head of Retail Banking at Metropolitan Commercial Bank. “We are committed to building a strong local community association team that reflects our relationship-driven approach to banking.”

Through its growing Florida platform, MCB’s dedicated Association Banking team partners closely with board members, property managers, and their management teams, as well as other key decision-makers, to deliver tailored deposit and lending solutions. The team supports clients in managing day-to-day operations, strengthening reserve strategies, and planning for long-term capital needs through practical, relationship-driven financial guidance.

“I’m excited to join Metropolitan Commercial Bank as it continues to grow its Association Banking platform,” said Ms. Raffo. “Florida presents a significant opportunity, and I look forward to working with the team to deliver value-driven solutions and support clients across the state.”

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