November is clearly the month for crypto presales with raise amounts skyrocketing. Markets are placing their bets on where the puck will go next, and PayFi is the lane pulling the most attention.
Presale raise amounts act as forward indicators guiding investors on what the hottest narratives will be in the coming weeks/months. And the staggering rise of Digitap ($TAP) and Remittix (RTX) points to payments and stablecoins driving the next leg of expansion.
As banking cryptos become the leading altcoins to buy, it is time to look at two of 2025’s hottest presales and why $TAP and RTX could be the best cryptos to buy now heading into 2026.
Remittix is a straightforward remittance play. Pay in crypto and move money to bank accounts at flat, transparent fees. For anyone tired of paying enormous remittance fees with providers like Western Union, Remittix offers clear utility: send fiat across borders at a fixed rate. Users originate payments in crypto, and then the recipient receives a bank transfer from a local payout partner.
It is a simple and useful tool, and the Remittix crypto presale has already raised $28 million, signaling that investors see the value. However, when compared to Digitap in the presale wars, its scope appears narrow. A pure remittance lane is a single workflow that does not include other features typically found in an everyday account.
Investors betting on a multi-year PayFi cycle have to ask whether a single-corridor product can grow beyond its core transfer use case. For many, that makes RTX a targeted niche rather than a top-line candidate among broader altcoins to buy as the banking boom takes off.
Digitap’s proposition is a full-stack money environment. The interface resembles a modern neobank, but the core is a multi-rail architecture. This means Digitap can clear transactions over public chains or established banking networks—such as SWIFT, SEPA, Faster Payments, or ACH—whichever is faster and cheaper at the time of execution.
Balances in fiat, stablecoins, and crypto sit together, and value moves fluidly. Users no longer have to juggle separate apps and accounts. The design of Digitap is not to build a single, faster rail for payments, but to build a system that integrates all rails, allowing money to behave like information on the internet. That is the difference between a remittance product and an omni-bank.
The Visa cards are already rolling out, and thousands of users are using virtual non-KYC cards to spend crypto balances anywhere Visa is accepted. The app itself has seen impressive adoption and is live today on iOS and Android—another reason Digitap is beating its competitors and outranking them as a leading altcoin to buy headed into 2026.
Users want to see a real-world footprint when looking for the best cryptos to buy, and $TAP’s tokenomics are another star feature. They convert adoption into direct support for the token. The total supply is fixed at 2 billion, and Digitap allocates 50% of platform profits to burn supply and reward stakers.
That means more adoption will lead to a lower supply, and decreasing supply almost always has a positive impact on price.
2025 is the golden era of stablecoins, and they are crypto’s most successful product to date. The presale wars and booming success of both Remittix and Digitap show that this is where investors want to be positioned. And the winner of the PayFi race will be the product that gets ordinary people using stablecoins.
PayFi is where stablecoins enter mainstream finance and start to change global banking corridors. Remittances are a large portion of the pie, but they are still only a slice. An omni-bank can absorb remittances, payroll, FX, and cross-border invoicing under one roof. That is why Digitap’s broader operating surface matters. It can capture more stablecoin flow.
Both projects signal that payments will be the biggest growth vector in 2026. Remittix’s appeal is its simplicity—a clean, cost-focused remittance lane. Digitap aims much larger with a single account that joins all forms of value and executes across many corridors.
The market is clearly rewarding projects that integrate stablecoins into daily life. PayFi is the winning sector, and Digitap’s omni-bank footprint, multi-rail core, and profit-to-token flywheel make it a clear contender among the best cryptos to buy now, headed into the new year.
$TAP is currently available for purchase at $0.0297, but investors will need to act quickly, as the price is expected to rise to $0.0313 soon. And Digitap could be the app that onboards the next billion users into crypto and changes daily finance for regular people forever.
Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway
The post The 2025 Presale Wars: Why Digitap ($TAP) is Beating Remittix (RTX) appeared first on Blockonomi.


