Top 3 Best Cryptos Under $0.10, One DeFi Coin Nears 100% Sellout After 250% Growth

A new era is forming in the crypto market. While many tokens over $1 have limited upside now, a select group of low-cost coins under $0.10 are poised for growth. Among these, one DeFi project is already showing major momentum, its presale up 250%, and its final phase nearly sold out. If you are searching for the best crypto to buy under a dime, this list brings clarity. Here are three tokens you should evaluate right now.

Pepecoin (PEPE)

Pepecoin is trading around $0.00000478 USD, with a market cap near $2.01 billion USD. Pepecoin carries a huge circulating supply of 420.69 trillion tokens, which means that the supply side is enormous and makes rapid price appreciation very difficult.

Pepecoin is facing resistance at current price levels and lacks clear utility beyond meme-momentum. The token recently lost over 20% in a week and is underperforming many crypto peers. With such a high supply and limited structural advantage, analysts warn that PEPE may struggle to move much higher in percentage gains compared with smaller market cap alternatives.

Despite being under one cent, the real challenge for PEPE is its capacity for meaningful upside. To deliver even a 10x would require the price to move to roughly $0.00005, which may demand far more demand than the token currently seems able to draw.

Shiba Inu (SHIB)

Shiba Inu trades near $0.00000869 USD, with a market cap of about $5.12 billion USD. SHIB’s circulating supply is enormous, around 589 trillion tokens. 

The token confronts strong resistance while having little catalyst for huge upside growth. Many traders consider it more of a community meme-token than a high-growth play now. Its past all-time high was significantly higher, and current momentum is modest. Given its large supply and market cap, SHIB’s potential for a 10x from current levels is low unless major utility or listing transformations occur.

Mutuum Finance (MUTM)

Mutuum Finance is a DeFi crypto protocol building a dual lending system where users can both lend and borrow assets in a transparent automated way. The presale started at $0.01 and now in Phase 6 the price is $0.035 USD, already up 250% from Phase 1. The project has a total supply of 4 billion tokens, and 45.5% (1.82 billion) are allocated to presale. Phase 6 is nearly sold out, over 90% allocated, creating strong urgency for new buyers. 

Mutuum Finance features a peer-to-contract (P2C) lending pool and peer-to-peer (P2P) isolated lending markets. Users deposit assets and receive mtTokens which earn yield; borrowers pledge collateral and borrow liquidity. The protocol also plans to introduce a buy-and-distribute mechanism where revenue is used to buy MUTM and reward stakers. The team completed a security audit (CertiK) and launched a $50 k bug-bounty program. 

This combination of early pricing, utility, presale momentum and security makes MUTM stand out. Unlike high‐supply meme coins, this project has more structural upside at a lower entry cost.

Could MUTM Outperform PEPE and SHIB?

PEPE and SHIB both carry extremely large supplies and high market caps. That automatically limits their upside. PEPE’s market cap near $2 billion with trillions of tokens means any meaningful price move is mathematically difficult. SHIB’s $5 billion cap and huge supply similarly hinder large gains. In contrast, MUTM’s 4 billion supply and sub $100 million presale valuation give far more room for upside.

Both PEPE and SHIB are classified primarily as meme coins. Their value rests heavily on social sentiment and speculation rather than built-out product utility. Mutuum Finance, however, is utility-driven: a live lending protocol, yield mechanisms via mtTokens, borrow/lend structure and a revenue buyback model. These features create ongoing token demand beyond hype alone.

Investors who jumped early into PEPE and SHIB have likely harvested much of the reward. Their hype cycles are less fresh. MUTM, by contrast, is in its final presale phase now, before listing, which gives early buyers a significant advantage. With Phase 6 nearly sold out and price set to move up to the next stage, the window for entry at current pricing may be closing fast.

If an investor buys MUTM now at $0.035 and the token later lists or trades at, say, $0.50, that is a 14x growth. On the same budget, buying PEPE or SHIB at current prices would require much larger percentage moves to match that return, but their structural limitations make such moves unlikely.

V1 Launch, Security Audit and Final Push

Mutuum Finance is preparing for its V1 protocol launch on the Sepolia testnet in Q4 2025. This first version will include its liquidity pool, mtToken mechanism, debt tokens, and liquidator bot. This launch milestone is a major catalyst because it transitions the project from concept into a working product. 

The protocol passed a CertiK audit with a high score, underscoring its commitment to security and reliability. The $50 000 bug-bounty program further boosts confidence from early investors. With Phase 6 nearing 100% allocation, this is one of the last chances to secure entry at the sub $0.04 price before the next crypto stage begins and the price moves higher.

When you compare all three options, PEPE and SHIB still have their communities and name recognition. But both face severe growth ceiling issues due to supply, utility and timing. On the other hand, Mutuum Finance offers a genuinely early-stage entry at a small cost, utility built into the protocol, a rapidly selling presale and a clear roadmap toward launch.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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