SHIB Early Investors Are Moving Into This New DeFi Crypto Under $0.04 as Phase 6 Hits 95% Allocation, Experts Explain

Shiba Inu is losing momentum, and early holders are beginning to shift their focus toward a new DeFi crypto priced at $0.035. As Phase 6 of the presale approaches a full 95% allocation, analysts say the move is not random. Many SHIB investors who saw their biggest gains years ago are now searching for fresh early entries with higher upside potential. Mutuum Finance is becoming one of the top choices among that group.

Shiba Inu (SHIB)

Shiba Inu trades near $0.0000080 and holds a market cap close to $5B. That size alone makes strong upward movement extremely difficult. SHIB once delivered historic returns during its early stage, but the growth window that created those jumps has closed. With such a large circulating supply, even strong inflows create only small price moves.

The chart also shows clear resistance. Analysts highlight a range between $0.000013 and $0.000015 as a major barrier. SHIB has tested this zone several times but has failed each time. Sellers sit heavily at these levels, making any breakout unlikely without a major shift in sentiment. 

Because of these hurdles, analysts have given SHIB a negative short term prediction. Many expect only a tiny 3% to 8% bounce unless the token clears resistance. For long term investors, this limited upside has become a clear signal to look elsewhere for better opportunities.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is emerging as a strong alternative for investors wanting early growth potential. The project is building a decentralized lending and borrowing protocol where users supply assets, earn yield and borrow through collateral backed positions.

The protocol uses a Peer to Contract model where depositors add funds to a shared pool and receive mtTokens. These mtTokens rise in value as borrowers repay interest. This creates a simple and transparent APY that is backed by real usage. Borrowers follow strict Loan to Value rules, and liquidations occur when collateral becomes unsafe. Liquidators repay part of the debt and receive collateral at a discount. This structure keeps the protocol healthy and reduces risk for lenders.

The presale has become one of the most dynamic campaigns of 2025. MUTM launched at $0.01 and climbed to $0.035 as each stage sold out. The project has raised about $19M and brought in more than 18,200 holders. Around 805M tokens have been purchased so far. Out of the total 4B supply, about 45.5% is allocated to the presale, giving early buyers access to a large share before the token lists.

Phase 6 is now at roughly 95% allocation. This means only a small portion of the current supply remains at $0.035. As the final tokens disappear, interest rises from investors who want to secure their entry before the next price increase.

Why Mutuum Finance Could Outperform Shiba Inu

The first reason is market cap and growth potential. SHIB already sits at around $5B. It cannot repeat the early surges that pushed it up during its breakout years. The growth window is limited, and the massive supply restricts price movement even more. Mutuum Finance is at the opposite stage. It is still early with a much smaller valuation. Investors see far more room for expansion once the token launches and begins generating revenue.

The second reason is utility. Shiba Inu is a meme token. It moves mostly on sentiment. Even with ecosystem updates, its core value still depends on community mood. Mutuum Finance is built around utility. mtTokens reward depositors with yield from real borrowing activity. The buy and distribute model adds long term buying pressure. MUTM purchased on the open market is redistributed to users who stake mtTokens in the safety module. This gives the token a steady demand cycle that meme tokens cannot replicate.

The third reason is timing. Many early SHIB investors who captured the first major wave now want a new early stage entry. They see strong presale momentum and believe Mutuum Finance is positioned at the beginning of its growth curve. The team also confirmed that V1 will launch on the Sepolia Testnet in Q4 2025. 

Security Measures Drive Confidence

Phase 6 is selling out quickly. With 95% of the current allocation gone, the next stage will raise the price and reduce the available supply. Investors who joined SHIB early understand how important timing can be. They do not want to miss a similar early window in a new DeFi project with real utility.

The 24 hour leaderboard adds more pressure. Each day, the top contributor earns $500 worth of MUTM. This motivates large buyers to compete for the top spot, increasing daily volume and reducing the time left for smaller investors to enter.

Security is another reason for the rising confidence. Mutuum Finance completed a CertiK audit with a 90 out of 100 Token Scan score. A $50K bug bounty focuses on code vulnerabilities. Halborn Security is performing an additional full review on the lending and borrowing contracts. Few early stage tokens take security seriously before launch. Card payments are also active, making the presale easy to join and pushing daily participation higher.

Shiba Inu is showing weakness as resistance holds firm and upside remains limited. Many early investors who once captured strong gains now see little room for meaningful growth. Mutuum Finance stands out as a fresh early stage project with developing utility, strong development progress and rising demand.

Only a small amount of tokens remain at $0.035. Once these tokens sell out, the next phase increases the price. For investors waiting for the best crypto to buy before the next cycle, time is running out fast.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance

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