The post Bank of America Now Says Crypto Belongs in Every Portfolio appeared on BitcoinEthereumNews.com. AltcoinsBitcoin The message coming from Bank of America is subtle but unmistakable — digital assets are no longer something traditional investors are supposed to ignore. Key Takeaways Bank of America now treats crypto exposure as part of a standard portfolio, not an optional speculation. Wealth clients are being guided toward a 1%–4% allocation depending on risk tolerance. Beginning in January, BofA will reference a basket of spot Bitcoin ETFs rather than BTC alone.  Even after one of the toughest stretches for Bitcoin and altcoins this year, the bank is telling its wealth clients that crypto deserves a seat at the portfolio table. This isn’t being pitched as a bet on short-term price action. It’s being framed as exposure to a structural trend in global finance. From “Optional” to “Expected” For years, Bank of America treated crypto as a topic investors could ask about but didn’t need to care about. That position has now flipped. Clients are being told that a reasonable allocation to crypto is part of a complete portfolio — and that ignoring the sector entirely could mean missing an emerging financial theme. Chris Hyzy, CIO at BofA Private Bank, says the bank is introducing a recommended allocation range rather than a single number. Conservative investors who want innovation exposure without turmoil could keep crypto toward the lower end. Risk-embracing clients who see crypto as a long-run value driver could scale toward the upper end. Either way, the idea that crypto should be zero has been retired. January Brings a New Benchmark for Bitcoin Exposure Another notable change arrives at the start of 2026: Bank of America’s strategists will no longer track Bitcoin only through its spot price. Instead, the bank will use a basket of spot ETFs as reference benchmarks — an approach far more familiar to traditional… The post Bank of America Now Says Crypto Belongs in Every Portfolio appeared on BitcoinEthereumNews.com. AltcoinsBitcoin The message coming from Bank of America is subtle but unmistakable — digital assets are no longer something traditional investors are supposed to ignore. Key Takeaways Bank of America now treats crypto exposure as part of a standard portfolio, not an optional speculation. Wealth clients are being guided toward a 1%–4% allocation depending on risk tolerance. Beginning in January, BofA will reference a basket of spot Bitcoin ETFs rather than BTC alone.  Even after one of the toughest stretches for Bitcoin and altcoins this year, the bank is telling its wealth clients that crypto deserves a seat at the portfolio table. This isn’t being pitched as a bet on short-term price action. It’s being framed as exposure to a structural trend in global finance. From “Optional” to “Expected” For years, Bank of America treated crypto as a topic investors could ask about but didn’t need to care about. That position has now flipped. Clients are being told that a reasonable allocation to crypto is part of a complete portfolio — and that ignoring the sector entirely could mean missing an emerging financial theme. Chris Hyzy, CIO at BofA Private Bank, says the bank is introducing a recommended allocation range rather than a single number. Conservative investors who want innovation exposure without turmoil could keep crypto toward the lower end. Risk-embracing clients who see crypto as a long-run value driver could scale toward the upper end. Either way, the idea that crypto should be zero has been retired. January Brings a New Benchmark for Bitcoin Exposure Another notable change arrives at the start of 2026: Bank of America’s strategists will no longer track Bitcoin only through its spot price. Instead, the bank will use a basket of spot ETFs as reference benchmarks — an approach far more familiar to traditional…