Share
Share this article
Copy linkX (Twitter)LinkedInFacebookEmail
Policy
Share
Share this article
Copy linkX (Twitter)LinkedInFacebookEmail
Hong Kong proposes new rules to tap insurance
Policy
Share
Share this article
Copy linkX (Twitter)LinkedInFacebookEmail
Hong Kong proposes new rules to tap insurance
Hong Kong proposes new rules to tap insurance capital into cryptocurrencies
Hong Kong proposes new rules to tap insurance capital into cryptocurrencies
Public consultation on the proposal will occur from February to April 2025, with legislative submissions expected later that year.
By Omkar Godbole, AI Boost
Updated Dec 22, 2025, 7:28 a.m. Published Dec 22, 2025, 7:28 a.m.
Hong Kong proposes new rules. (Chris Lam/CoinDesk)
What to know:
- Hong Kong is considering new rules to allow insurers to invest in digital assets, potentially boosting institutional crypto adoption in Asia.
- The proposal mandates a 100% risk charge on direct crypto holdings, requiring insurers to reserve a dollar for every dollar invested.
- Public consultation on the proposal will occur from February to April 2025, with legislative submissions expected later that year.
Hong Kong is plotting a move to unlock a multi-billion dollar capital pool for digital assets and related infrastructure, potentially marking a watershed moment for institutional crypto adoption in Asia.
The Hong Kong Insurance Authority (IA) is proposing new rules that would allow the city’s 158 authorized insurers to channel funds into assets, including cryptocurrencies, according to a Dec. 4 presentation seen by Bloomberg.
STORY CONTINUES BELOW
Don't miss another story.Subscribe to the State of Crypto Newsletter today. See all newsletters
Sign me up
While the proposal signals an institutional thaw toward crypto, the regulator is still keeping its guard up with a conservative risk framework. The proposal requires insurers to keep aside a dollar in reserve for every dollar invested in crypto, representing a 100% "risk charge" on direct crypto asset holdings. This is a heavy capital requirement mandated as buffer agains digital assets' renowned volatility.
Stablecoins, however, would attract risk charges based on the fiat currency they are pegged to, the Bloomberg report said. The Hong Kong Monetary Authority is expected to issue first stablecoin licenses in early 2026.
The industry won't have to wait long for a formal look at the text as the Insurance Authority is set to open the proposal for public consultation from February through April 2025, followed by legislative submissions later in the year.
Hong Kong
AI Disclaimer: Parts of this article were generated with the assistance from AI tools and reviewed by our editorial team to ensure accuracy and adherence to our standards. For more information, see CoinDesk's full AI Policy.
More For You
Protocol Research: GoPlus Security
Commissioned byGoPlus
What to know:
- As of October 2025, GoPlus has generated $4.7M in total revenue across its product lines. The GoPlus App is the primary revenue driver, contributing $2.5M (approx. 53%), followed by the SafeToken Protocol at $1.7M.
- GoPlus Intelligence's Token Security API averaged 717 million monthly calls year-to-date in 2025 , with a peak of nearly 1 billion calls in February 2025. Total blockchain-level requests, including transaction simulations, averaged an additional 350 million per month.
- Since its January 2025 launch , the $GPS token has registered over $5B in total spot volume and $10B in derivatives volume in 2025. Monthly spot volume peaked in March 2025 at over $1.1B , while derivatives volume peaked the same month at over $4B.
View Full Report
More For You
State of Crypto: Trying to figure out the market structure bill's prognosis
Will we get this bill after all?
Read full story
Latest Crypto News
Binance opens up ways for users to generate income using ETH options
Dogecoin slips below $0.129 as range support gives way
XRP weakens after repeated price-action failures near $1.95
Bitcoin steadies near $89,000 as gold hits record and Asia stocks rise
Galaxy Digital’s head of research explains why bitcoin’s outlook is so uncertain in 2026
Fed’s Hammack tilts hawkish on rates, questions CPI drop as distorted
Top Stories
Bitcoin steadies near $89,000 as gold hits record and Asia stocks rise
XRP weakens after repeated price-action failures near $1.95
Galaxy Digital’s head of research explains why bitcoin’s outlook is so uncertain in 2026
Tom Lee responds to controversy surrounding Fundstrat’s differing bitcoin outlooks
‘DeFi is dead’: Maple Finance’s CEO says onchain markets will swallow Wall Street
Bitcoin’s quantum debate is resurfacing, and markets are starting to notice
Market Opportunity
CyberKongz Price(KONG)
$0.00153
$0.00153$0.00153
USD
CyberKongz (KONG) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.
You May Also Like
Quick Tips for Passing Your MyCPR NOW Final Exam
Introduction: Getting certified in CPR is an important step in becoming prepared to handle emergencies. Whether you’re taking the course for personal knowledge,
Share
Techbullion2025/12/23 00:50
Top Altcoins To Hold Before 2026 For Maximum ROI – One Is Under $1!
BlockchainFX presale surges past $7.5M at $0.024 per token with 500x ROI potential, staking rewards, and BLOCK30 bonus still live — top altcoin to hold before 2026.
Share
Blockchainreporter2025/09/18 01:16
Best Crypto to Buy as Saylor & Crypto Execs Meet in US Treasury Council
The post Best Crypto to Buy as Saylor & Crypto Execs Meet in US Treasury Council appeared on BitcoinEthereumNews.com. Michael Saylor and a group of crypto executives met in Washington, D.C. yesterday to push for the Strategic Bitcoin Reserve Bill (the BITCOIN Act), which would see the U.S. acquire up to 1M $BTC over five years. With Bitcoin being positioned yet again as a cornerstone of national monetary policy, many investors are turning their eyes to projects that lean into this narrative – altcoins, meme coins, and presales that could ride on the same wave. Read on for three of the best crypto projects that seem especially well‐suited to benefit from this macro shift: Bitcoin Hyper, Best Wallet Token, and Remittix. These projects stand out for having a strong use case and high adoption potential, especially given the push for a U.S. Bitcoin reserve. Why the Bitcoin Reserve Bill Matters for Crypto Markets The strategic Bitcoin Reserve Bill could mark a turning point for the U.S. approach to digital assets. The proposal would see America build a long-term Bitcoin reserve by acquiring up to one million $BTC over five years. To make this happen, lawmakers are exploring creative funding methods such as revaluing old gold certificates. The plan also leans on confiscated Bitcoin already held by the government, worth an estimated $15–20B. This isn’t just a headline for policy wonks. It signals that Bitcoin is moving from the margins into the core of financial strategy. Industry figures like Michael Saylor, Senator Cynthia Lummis, and Marathon Digital’s Fred Thiel are all backing the bill. They see Bitcoin not just as an investment, but as a hedge against systemic risks. For the wider crypto market, this opens the door for projects tied to Bitcoin and the infrastructure that supports it. 1. Bitcoin Hyper ($HYPER) – Turning Bitcoin Into More Than Just Digital Gold The U.S. may soon treat Bitcoin as…
Share
BitcoinEthereumNews2025/09/18 00:27