Coinbase CEO Reveals 2026 Plan for All-in-One Financial Platform

Highlights:

• Coinbase CEO targets global exchange with crypto, stocks, and prediction markets.
• Stablecoins and on-chain payments become key pillars of Coinbase’s 2026 plan.
• Coinbase will launch a super app powered by its Layer-2 network, Base.

Coinbase CEO Brian Armstrong has unveiled an ambitious roadmap for 2026. His plan focuses on a multi-asset worldwide exchange, broader adoption of stablecoins, and a more formidable super app. The purpose of these changes is to make Coinbase the top financial app in the world.

The company has a strategy to go beyond crypto trading. Coinbase will enable individuals to trade cryptocurrencies, equities, commodities, and even prediction markets. Armstrong confirmed this direction in a detailed post on X, where the primary focus is on operating on a platform that manages several assets.

Armstrong called this plan the “Everything Exchange.” The exchange will facilitate spot trading, perpetuals, futures, and options. In addition, availability will be defined by jurisdiction and regulation. This move positions Coinbase in direct competition with Robinhood and traditional brokers.

Expanding Stablecoins and Payment Infrastructure

Coinbase is enhancing its strategy around stablecoins. Armstrong believes that stablecoins form the basis of international payments. He plans to expand the use of USDC in small-and large-scale transactions, such as daily transactions and settlements across borders.

This priority is supported by the co-founding nature of Coinbase in USDC. The company would like to see the usage of USDC to purchase coffee or settle international invoices. Armstrong described stablecoins as an effective instrument in the time of high interest rates.

The company is also making significant investments in its payment infrastructure, in which it plans to scale on-chain payment tools to increase real-world use cases. Such tools will enhance speed, reduce costs, and ease crypto payments worldwide. Coinbase also seeks to minimize reliance on crypto cycles. The company expands its customer base and revenue opportunities by supporting non-crypto payments and applications.

Super App and Developer Ecosystem via Base

Coinbase is working on an all-in-one super app. This application will combine decentralized applications, payment, and trading through one interface. Armstrong confirmed that the Base Layer-2 network will be used to power the app.

The company will also enhance developer tools. Armstrong is looking to streamline the process of accessing blockchain services. Base will allow developers to create and expand dApps more conveniently. The application will provide both beginner and advanced users with a user-friendly Web3 experience.

Coinbase intends to develop a connected ecosystem. Armstrong likened this vision to that of Apple, which consists of robust infrastructure and smooth applications. The platform will be based on performance, design, and speed.

Key Improvements to Token Access and Compliance

Armstrong also raised concerns regarding the availability of tokens. He disclosed that Coinbase now supports millions of tokens through DEX integration. This allows users to view new assets without having to wait until they are listed directly. Armstrong clarified, “Don’t treat any listing as an endorsement.”

This move enhances access and minimizes internal review load. It also echoes a decentralized system of availability of tokens, whereby users can now be more flexible and are not restricted to pre-approved lists. Moreover, Coinbase will also invest in automation and the quality of its products. Armstrong emphasized that these investments are fundamental to the fulfillment of the 2026 vision. The company wants its systems to manage at the global level with minimum friction.

In its year-end outlook, Coinbase reported a shift in crypto adoption. There is a growing demand and maturity as institutions enter the market. Furthermore, Coinbase anticipates that the next growth will be led by stablecoins, tokenization, and ETFs.

Recently, the Coinbase CEO also cautioned against efforts in the development of stablecoins. Armstrong condemned lawmakers and banking associations over their position on the GENIUS Act. He further noted that Coinbase will resist the efforts to reverse fintech development.