Best Banking Token for 2026?

Bitcoin smashing $90,000 at the start of 2026 is a clear sign that markets want to go risk on again. The bid is real, and ETH holding above $3,000 adds to the sense that the floor is firming up.

This subtle regime shift opens the door for big rallies in smaller tokens in the coming weeks, and the race is on to find the best cryptos to buy now. Crypto presales look particularly attractive in this market environment. Next-gen products available at bargain prices. And as sentiment improves, these small caps could surprise everyone in the first quarter of 2026. Many of the interesting altcoins to buy are in the banking sector. They are building financial products people can actually use, especially as regulation improves, creating a path for a massive banking rally later this year. Digitap ($TAP) has emerged as an early winner and could become a leading player in 2026. Here’s what investors should know.

Why is the market up today? BTC Crosses $90,000

After weeks of lethargic, range-bound trading, Bitcoin has finally made a decisive move higher, breaking out of a consolidation pattern that formed after its pullback from highs north of $110,000. The move has reignited bullish momentum across the market, though seasoned traders are right to keep one eyebrow raised. This is a well-worn zone for BTC: historically, similar breakouts have often been followed by short periods of consolidation or sharp but shallow pullbacks before the next leg higher.

Bitcoin looks bullish, up 3.23% overnight, source: Brave New Coin Market Data

Bitcoin is currently trading around $94,187 up roughly 3.23% on the day, with 24-hour trading volume pushing past $30 billion. The $95,000 range is the obvious battleground. It has acted as both support and resistance multiple times since November 2025, rejecting price advances on several occasions. A clean break and hold above this zone would be technically significant, opening the door to a fast move toward the psychologically important $100,000 level.

The market is up because 2026 opened with cautious optimism, and traders are taking risk again but without going fully euphoric. Bitcoin pushing above $90,000 is a headline in itself, but what matters more is the change in behavior. Investors are starting to buy strength again rather than sell it, which opens the door to much higher prices. Macro expectations look good, and markets are starting to price in more rate cuts in 2026—the perfect backdrop for liquidity-sensitive assets such as crypto.

Importantly, Jerome Powell leaves this year, and the next Fed chair will be more tilted toward growth, liquidity strong and markets. Even sentiment indicators are confirming this shift. The Fear & Greed index has moved out of extreme fear, and now, instead of being scared, retail is looking for the next runner. While it is too early to say for sure, 2026 is off to a great start.

Digitap’s Omni-Banking App: Upgraded Banking Utility for Everyone

Digitap is the world’s first omni-bank. The product pitch is simple: a banking platform that blends fiat, crypto, and stablecoins into one unified experience. And multi-rail settlement underneath, so value can route across the best available path, blockchains or legacy banking rails, without the user needing to understand how.The Visa card program bridges the last mile and turns on-chain assets into real-world spending. This final gap has kept stablecoins from becoming daily money for most people. This will likely be the largest tailwind for the Digitap crypto presale this year. As the stablecoin supercycle continues, apps that make these digital dollars more accessible will be the biggest winners.Instant crypto-to-fiat conversions are another part of the usability story. Digitap even enables cross-border transactions at sub-1 % cost, and thanks to its neobank-style UX, regular non-crypto users can benefit from stablecoin rails without having to understand crypto. Digitap’s entire philosophy is improve services, handle complexity, and let users enjoy their lives. Digitap is selling a financial utility layer that could onboard the next billion users into crypto without them knowing, and that’s why $TAP ranks among the best cryptos to buy now.

$TAP’s Value Capture Tokenomics Design

$TAP is built around two simple ideas. Supply is capped, and value capture links token demand to platform activity. The core value-capture mechanism is the buyback program. 50% of platform profits are directed toward purchasing $TAP on the open market. These purchases are split between rewarding stakers and token burns. This aligns token holders and platform usage—something that few altcoins manage. Utility drives usage, usage supports value capture, and value capture supports token price. A perfect flywheel for $TAP holders, and why the current price of $0.0411 looks undervalued.

New Year’s Sale Live: Is $TAP the Best Crypto to buy Now?

Right now, Digitap is running a New Year’s sale to celebrate 2026, and there is a new offer available daily. Some days will offer token discounts, and others will offer access to Premium accounts for free that unlock perks such as offshore banking. Bitcoin has pushed above $90,000 and looks bullish for the first time in weeks. Confidence is coming back to markets, and this is a perfect setup for crypto presales. Banking-focused tokens look like the best altcoins to buy in this environment, with stablecoin supply predicted to be up only this year. Digitap has emerged as an early frontrunner, raising $3.5 million and the fact anyone can download the app today makes it stand out against its competitor. With a current price of $0.0411 and a listing price of $0.14, this could be the best ever entry point for this new fintech style disruptor.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app
Website: https://digitap.app
Social: https://linktr.ee/digitap.app
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This is a sponsored article. Opinions expressed are solely those of the sponsor and readers should conduct their own due diligence before taking any action based on information presented in this article.