SmartFinancial Sets Dates for Fourth Quarter Earnings Release and Conference Call

KNOXVILLE, Tenn.–(BUSINESS WIRE)–SmartFinancial, Inc. (“SmartFinancial”) (NYSE: SMBK) announces details for the release of its results for the Fourth Quarter of 2025.

SmartFinancial plans to issue its earnings release for the fourth quarter of 2025 on Tuesday January 20, 2026, after market close, and will host a conference call on Wednesday, January 21, 2026, at 10:00 a.m. ET. To access this interactive teleconference, dial (833) 470-1428 or (646) 844-6383 and enter the access code, 680807. A replay of the conference call will be available through March 21, 2026, by dialing (866) 813-9403 or (929) 458-6194 and entering the access code, 497919.

Conference call materials (earnings release & conference call presentation) will be published on the company’s webpage located at http://www.smartfinancialinc.com/CorporateProfile, at 9:00 a.m. ET prior to the morning of the conference call.

About SmartFinancial, Inc.

SmartFinancial, Inc., based in Knoxville, Tennessee, is the bank holding company for SmartBank. SmartBank is a full-service commercial bank founded in 2007, with branches across Tennessee, Alabama, and Florida. Recruiting the best people, delivering exceptional client service, strategic branching and a disciplined approach to lending have contributed to SmartBank’s success. More information about SmartFinancial can be found on its website: www.smartfinancialinc.com.

Contacts

Investor Contacts

Billy Carroll

President and Chief Executive Officer

SmartFinancial, Inc.

Email: billy.carroll@smartbank.com
Phone: 865.868.0613

Nathan Strall

Vice President and Director of Strategy & Corporate Development

SmartFinancial, Inc.

Email: nathan.strall@smartbank.com
Phone: 865.868.2604