Top Crypto for Long-Term Growth? Solana Whales Accumulate This $0.04 Altcoin

Cryptocurrency long-term winners tend to have a pattern. The first one is a working product. Then comes liquidity. Then there is the broader market that pays attention. When a token appears on the crypto charts of all people, a significant portion of the movement is already usually made.

According to some market commentators, that is the reason why so many buyers of Solana (SOL) have one eye on established leading crypto names and one eye on a new crypto that is still in the roll-out phase. Mutuum Finance (MUTM) is one of the next crypto projects that fits that description and currently is in Presale Phase 7 with a price of $0.04.

Solana (SOL)

Solana is trading at approximately $138-$141 in major market trackers. Its market cap is approximately 78B, which makes it solid at large-cap territory.

The initial boom of SOL is what makes many long-term investors remain with it. In the 2021 cycle, Solana was aggressive and hit an all-time high of approximately $260. It is this history that has made SOL a standard Altcoin at the time when crypto prices begin to move once more.

But the risk is also real. It is not difficult to find in the market commentary a scenario that is bad in the case of SOL. A recent bearish scenario claims a breakage down may drive SOL down to the range of $100 in a more comprehensive bottom period of 2026.

At this point, the rotation logic begins. Multiples that are in the tens of billions are more difficult when a coin already has a value of tens of billions. This is the reason why SOL holders seek earlier-stage tokens whose upside math is more evident.

Mutuum Finance (MUTM)

Mutuum Finance (MUTM) is preparing to deploy a lending and borrowing protocol. The idea is that it allows users to deposit assets in the liquidity pools and borrowers to borrow on collateral. The protocol regulates rates and liquidations by use of automated rules.

Mutuum Finance has defined such fundamental elements as a Liquidity Pool, mtToken, Debt Token and a Liquidator Bot. It has also indicated that the first assets to lend, borrow and to pledge are to be ETH and USDT.

Mutuum Finance (MUTM) has indicated on progress that V1 Protocol will be released on the Sepolia testnet, and then on mainnet, and that the release date is characterized as soon. It is that sort of timeline many traders are looking at, since tokens tend to reprice as execution approaches.

Mutuum finance has raised $19.6M on the Presale side with an approximate of 18,750 holders and sold off approximately 825M tokens. Presale Phase 7 is in operation, with MUTM having a price of $0.04.

3 ways MUTM Would Ride the Early Solana-Style Momentum

The first one is the effect of the early curve. The largest returns experienced by Solana were during its proving years. A token tends to take slower strides once it becomes big. MUTM is at an earlier phase in which the price discovery has more room to expand in case there is an increase in demand and delivery remains on schedule. This is the reason why a part of the population considers it as a follow-up crypto.

Second is the utility focus. The Solana was a long-term narrative since it evolved into actual use. Mutuum Finance is another one that is constructed around usage, but in the lending lane. 

Lending procedures may develop sticky activity since it is a repetitive procedure of borrowing and supplying. Mutuum Finance is also associated with the participation linked with the mtTokens that depict user positions in the system. 

Third is timing and structure. Big moves by Solana occurred when the market thought that the next move was a reality. Mutuum Finance is on the verge of V1 and has a staged Presale scheme as a result of which every stage has a fixed price and distribution. 

As demand is high, stages are sold out more easily and the price moves up. That may constrain supply at the existing price just as more eyes begin to watch.

Phase 7 Indications

Phase 7 is important in the sense that it reveals that Mutuum Finance is already in the Presale phase. Another example mentioned on the project is a 24-hour leaderboard that will award the highest contributor each day with $500 in MUTM, which will keep the activity going.

The other piece that long-term holders are interested in is security particularly in lending. According to Mutuum Finance, Halborn Security has had an independent audit on its V1 lending and borrowing protocol. It also gives a CertiK token scan score of 90/100 and $50k bug bounty on code vulnerabilities.

Solana has significant cap restrictions and actual downside risk during bad market cycles. Mutuum Finance (MUTM) is being monitored as it is earlier in its curve, at $0.04 in Phase 7, and it is heading to a V1 milestone with a utility plan that is lending-driven. In the case of long-term growth stories, that combination is commonly followed by investors before the broader market follows suit.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://www.mutuum.com

Linktree: https://linktr.ee/mutuumfinance