Binance.US Restores USD Services and Launches Zero-Fee Trading in 2026

Following nearly 2 years of operation as a crypto-only platform, Binance.US has returned to the American market with renewed vigor by announcing the reinstatement of United States Dollar (USD) services and introducing 0% trading fees on certain cryptocurrency-to-USD (speculative) pairs. This announcement was made on January 12, 2026, and is considered the “beginning” of a new phase in the evolution of America’s virtual currency ecosystem after undergoing extensive regulatory hurdles.

USD Services After Return After 19 Months

Binance.US’s reinstatement of the acceptance of fiat currency payments was an important transition for Binance.US after the company’s suspension of USD deposits and withdrawals in June 2023 due to legal action against Binance.US from the SEC. Due to increased regulatory scrutiny, Binance.US had to transition into a crypto-only exchange, leading to a staggering 75% decline in revenue.

The implementation of zero-fee ACH bank transfers to access 160+ cryptocurrencies on the exchange may have a significant impact on customer experience. The first phase of the rollout of these new services will take place in February 2026 and will include all customers who meet the eligibility criteria. COO Blodgett commented that there was a significant regulatory change after the recent election and as a result, there is a huge demand from banks to work with this exchange.

Zero-Fee Trading Promotion Aims to Attract Users

Binance.US announced a zero-fee trading promotion for select spot pairs as part of its push to compete with major rivals such as Coinbase and Kraken for U.S. crypto trading market share. This move is supported by the rollout of USD services on the Binance.US platform.

The platform has zero-fee Bitcoin trading features on the BTC/USDC pair which it was the pioneer among major U.S. exchanges. By expanding this offering, Binance.US seems bent on reconstruction from the exodus after the SEC lawsuit.

As of today, the exchange has established support for 160 cryptocurrencies and offers staking services for over 20 digital assets. According to data collected from industry sources, many exchanges have determined that their ability to compete on the basis of relatively low-cost spot trading fees is extremely important. Therefore, many exchanges are adjusting their fee schedules frequently to appeal to the high-volume trader segment.

Re-establishing Trust in the Changed Market

Binance.US recovery is reflected in a massive shift in the Crypto Industry. The Binance parent company reached 300 million global customer accounts in December 2024, gaining an additional 30 million user accounts in the period. For American traders, the return of USD services removes a significant point of friction which had caused many to move assets to competing platforms.

Interim CEO Norman Reed has previously publicly stated he believes 2026 will be a “breakout year” for Binance.US. The leadership of the platform has presented plans going beyond just restored USD services, which includes improved custody offerings in addition to continued expansion of cryptocurrency listings. In the context of other growth strategies in the blockchain space, platforms such as Ark of Panda’s partnership with Duck Chain is a great example of how strategic partnerships can help with ecosystem growth.

Conclusion

The official return of Binance.US to full operation with USD services and zero fees promotion for trading is more than just a business milestone. It is symbolic of how cryptocurrency companies could rebuild despite going through severe regulatory challenges. As the American regulatory landscape keeps evolving, Binance.US takes a position to take advantage of a renewed institutional and retail interest in digital assets.