Ripple (XRP) Price: Standard Chartered Slashes 2026 Forecast from $8 to $2.80

TLDR

• XRP led institutional inflows with $33 million last week while Bitcoin saw $133 million in outflows and Ethereum lost $85.1 million
• Standard Chartered slashed its 2026 XRP price forecast from $8 to $2.80, citing ETF outflows and market pressure
• Grayscale reports XRP is the second most discussed crypto among institutional clients after Bitcoin
• Major institutions including Bank of America and Goldman Sachs hold positions in XRP ETFs, with Goldman reporting $153 million in XRP holdings
• Digital asset investment products recorded four straight weeks of outflows totaling $3.74 billion monthly, but XRP bucked the trend

XRP attracted $33.4 million in institutional inflows last week while Bitcoin and Ethereum experienced heavy outflows. The data from CoinShares shows Bitcoin products lost $133 million and Ethereum shed $85.1 million during the same period.

Standard Chartered has cut its 2026 price target for XRP from $8 to $2.80. The bank cited ETF outflows and macro headwinds as reasons for the downgrade. Geoffrey Kendrick, the bank’s global head, expects further declines across major cryptocurrencies in the near term.

The revised forecast represents a 65% reduction from the bank’s previous projection made in December 2025. Standard Chartered also lowered its Bitcoin target from $150,000 to $100,000 and Ethereum from $7,000 to $4,000.

Digital asset investment products have recorded four consecutive weeks of outflows. Monthly redemptions reached $3.74 billion according to CoinShares data. The outflows suggest investors are rotating capital into select altcoins rather than exiting the market entirely.

Major Institutions Add XRP Holdings

Bank of America holds 13,000 shares of the Volatility Shares XRP ETF. Jane Street Group has emerged as a major institutional investor in XRP ETFs. The trading firm ranks as the third largest holder in Bitwise XRP ETF after Sloy Dahl and Hols and Goldman Sachs.

Goldman Sachs reported crypto exposure exceeding $2.36 billion in its Q4 2025 13F filing. The investment bank disclosed XRP holdings worth $153 million.

Grayscale noted rising institutional interest in XRP. The asset manager called XRP the second most discussed crypto asset among clients after Bitcoin. The ongoing client requests indicate sustained institutional demand despite market volatility.

ETF Performance and Market Outlook

XRP ETF assets under management grew to nearly $1.6 billion on January 14, 2026. The total has since declined to just above $1 billion according to SoSoValue data.

The XRP price surged early in the year on ETF flows and regulatory momentum. The token is now down 20% year-to-date. Standard Chartered believes ETF fatigue may be slowing institutional flows.

Kendrick stated that XRP should keep pace with Ethereum. Both cryptocurrencies may benefit from stablecoin development and tokenized real-world assets according to the bank.

CoinCodex forecasts XRP could reach $1.62 by the end of 2026. The platform projects the token may hit $5.66 by 2030 and $13.91 by 2050.

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