3 Top Reasons XRP Price Will Skyrocket by End of Feb 2026

The XRP Price could be set to break its historical February downturn curse amid some key developments in its ecosystem. The Ripple coin has fallen in 7 out of 11 Februarys since 2014. The worst ones experienced really harsh price drops. The value of the coin dropped by 33.4% in February 2014 and by 22.1% in February 2018.

It has also experienced more than 30% of its value being lost this month. It dropped to $1.1 before rising to $1.41. However, there are still significant factors that could lead a price rally.

XRPL Tokenization Boom Sparks XRP Price Breakout Hopes

As of the end of January 2026, the total amount of tokenized RWAs, including government debt and tokenized commodities managed by public blockchains, was a bit over $24 billion.

Now, the XRP Ledger is a payment and tokenized RWA issuance network. In that light, the platform has continued to see institutional activity in which the expert believes would increase the XRP Price. Today, the on-chain RWA presence of the Ledger has surpassed $354 million in the past month. Recently, a report revealed that 63% of tokenized US treasuries are on XRPL.

Even companies such as DBS Group and Franklin Templeton are developing trading and lending infrastructure around tokenized money market fund units issued on the XRPL.

Experts have highlighted that as more products move to the ledger, the demand for XRP could grow. Earlier this month, UK investment giant Aviva tapped the Ripple ledger for issuing traditional funds.

$70B Deutsche Bank Integrates Ripple Payments

Deutsche Bank is partnering with Ripple Payments to be at the forefront of SWIFT’s new blockchain technology project. It is worth noting that the traditional cross-border payment system is now being criticized for being slow and expensive.

However, the banking giant is now making a clear move away from this payment system with the new XRP-based payment system after Ripple secured its first EMI license. For the altcoin, the implications of the adoption of Ripple’s technology by bank is significant for the value of the XRP price.

Even though banks can adopt Ripple’s technology without necessarily holding the token, increased usage of Ripple’s technology increases visibility and demand.

Notably, crypto expert EgragCrypto noted a change in the structure of the XRP price chart as fundamentals begin to change.

XRP Funding Rates Show Exhaustion

The funding rate for XRP on Binance fell to -0.028%, the lowest level since April 2025. A negative funding rate indicates that shorts are heavily crowded and are paying a premium to maintain their positions. This essentially means that the easy selling has already been done.

Historically, funding rates that are extremely low have been followed by a XRP price bounce. The data from CryptoQuant indicates that this has occurred in the past. The funding rate turned deeply negative in late 2024 and in April 2025.  In both instances, a strong bounce occurred.