Onsetto and Vikar Partner to Accelerate Business Banking Activation and Primacy

Onsetto and Vikar partner to accelerate business account activation, funding velocity, and operating account primacy for banks and credit unions.

Onsetto and Vikar Partner to Accelerate Business Banking Activation and Primacy

Onsetto delivers activation infrastructure for business banking, enabling financial institutions to engineer primacy and capture the Core Operating Account from day one. The company announced a strategic partnership with Vikar Technologies, a leading provider of unified straight-through digital experiences for the financial services industry. Through this collaboration, Onsetto and Vikar Technologies will collaborate to help community banks and credit unions modernize how business banking relationships are activated, addressing one of the most persistent challenges in the industry: moving new business accounts from opening to fully funded, primary operating relationships.

“Winning the business operating account requires more than account opening alone,” said Cale Johnston, Founder and CEO of Onsetto. “Vikar has a strong track record of helping financial institutions implement modern, streamlined solutions. This partnership extends that capability by embedding structured activation into the digital banking experience as institutions rethink how early relationship moments drive long-term growth.”

Onsetto’s platform enables financial institutions to seamlessly move and activate core operating activity, including payroll, receivables, payables, and other day-to-day flows into new business accounts, allowing them to fund faster, establish primacy earlier, and build stronger foundations for treasury relationships. Together, Onsetto and Vikar will help Fis embed these capabilities into their broader digital transformation strategies.

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“Business banking transformation doesn’t stop at account opening. It requires seamless integration across deposits, lending, treasury, wealth and operations,” said Glenn Bolstad, CEO of Vikar Technologies, “Onsetto’s ability to accelerate switching and establish operating account primacy complements Vikar’s unified platform strategy. Together, we will help financial institutions move beyond fragmented workflows and deliver a coordinated, end-to-end experience that drives faster funding, deeper relationships, and measurable growth.”

The partnership underscores Onsetto’s continued momentum as it expands its activation ecosystem of trusted partners across the financial services landscape, supporting banks and credit unions focused on sustainable deposit growth and deeper business relationships.

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