What is the OCC’s GENIUS Act Implementation Proposal?
The U.S. Office of the Comptroller of the Currency (OCC) has published a 376-page proposal to implement the Guiding and Establishing National Innovation for Payment Stablecoins (GENIUS) Act. The proposal prohibits licensed payment stablecoin issuers from paying interest or yield in cash, tokens, or other forms of compensation for holding, using, or retaining stablecoins. A 60-day public comment period has been opened for the proposal published on Wednesday.
OCC Requests Comments on Proposal to Implement GENIUS Act. Source: OCCGENIUS Act’s Restrictions on Stablecoin Issuers
The GENIUS Act, which entered into force in July 2025, limited stablecoin issuance in the US to bank subsidiaries, new federal issuers, and certain state-regulated firms. The OCC proposal subjects issuers’ stablecoin economies to strict rules. If an issuer pays yield to an affiliate or related third party, it is presumed a violation; this can be rebutted with written documentation to the OCC. Exceptions include independent discounts for merchants’ stablecoin usage and profit sharing in white-label arrangements. The proposal sets an issuer-level yield ban that will impact the stablecoin yield debate in the CLARITY Act. This could increase stablecoin liquidity while limiting DeFi yields.
How Do Stablecoin Regulations Affect the ALT Market?
While stablecoin regulations shake the crypto ecosystem, tokens like ALT are affected by liquidity flows. Current data:
- Price: $0.01 (+2.00% 24h)
- RSI: 36.44 (Oversold signal)
- Trend: Downtrend (Supertrend: Bearish)
- EMA 20: $0.0083
Click here for detailed ALT analysis.
Critical Support and Resistance Levels for ALT
- Support S1: $0.0074 (68/100 ⭐ Strong, -3.14% distance)
- Support S2: $0.0069 (67/100 ⭐ Strong, -9.69% distance)
- Resistance R1: $0.0078 (63/100 ⭐ Strong, +2.09% distance)
- Resistance R2: $0.0137 (62/100 ⭐ Strong, +79.32% distance)
Check out here for ALT futures.
Frequently Asked Questions About the GENIUS Act and ALT
Does the GENIUS Act completely ban stablecoin interest?
No, it prohibits issuers from paying yield for holding; exceptions exist.
Why is ALT in a downtrend?
Bearish signals dominate with RSI 36.44; S1 support is critical.
How long is the comment period?
60 days, starting from Wednesday.
Source: https://en.coinotag.com/376-page-stablecoin-proposal-for-the-occ-genius-act


