Germany’s AllUnity Debuts BaFin-Regulated Swiss Franc Token

• It’s fully backed 1:1 by Swiss franc reserves and is live on Ethereum as an ERC-20 token.
• CHFAU is built for institutional use, like cross-border payments and crypto settlements.
• AllUnity plans to expand CHFAU’s integration across exchanges and other blockchains later.

German digital asset firm AllUnity just launched a Swiss franc stablecoin called CHFAU, which is a big step for regulated digital currencies in Europe. It’s fully backed 1:1 by Swiss franc reserves and is live on Ethereum as an ERC-20 token.

CHFAU is built for institutional use, like cross-border payments, crypto settlements, and managing treasury funds. Right now, only institutional and professional investors can access it via AllUnity’s own mint platform, but the company plans to roll it out more broadly across exchanges and other blockchains later this year.

A key part of CHFAU is that it’s fully MiCA-compliant (the EU’s regulatory framework) and issued by AllUnity as a licensed e-money institution under Germany’s BaFin financial authority. That means strict rules, transparency, and guaranteed redemption rights, which solves one of the biggest things holding institutions back from using stablecoins.

The Swiss franc was picked strategically as it’s seen as a global safe haven, especially when markets get shaky. Putting it on-chain lets institutions use it for instant, programmable payments without needing traditional banks in the loop.

Alexander Höptner, CEO of AllUnity, said this after the announcement: “The launch of CHFAU is a fundamental milestone in our mission to build Europe’s regulated digital payments ecosystem. In response to strong demand for a compliant digital Swiss Franc, we progressed from concept to launch in a matter of months, demonstrating the strength and scalability of AllUnity’s multicurrency platform. This milestone is just the start of a broader transformation in how global liquidity moves.”

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AllUnity’s Growth

AllUnity is a joint venture between Deutsche Bank’s asset management arm DWS, trading firm Flow Traders, and crypto investment giant Galaxy Digital.

This isn’t the company’s first stablecoin either. In July 2025, it launched a euro stablecoin called EURAU, which is also MiCA-compliant and built for institutional use. It’s since been integrated into bigger financial systems through deals with Deutsche Börse and Stripe-owned Privy.

CHFAU expands AllUnity’s multicurrency push, letting regulated digital versions of different fiat currencies live side by side on blockchain. The company stated the goal is to enable instant, rule-compliant global payments and real-time settlements.

Stablecoins are becoming a basic building block of global finance, but most are still US dollar-based. However, with more major currencies like the Swiss franc moving on-chain in regulated form, stablecoins are set to become the go-to tools for global payments and tokenized assets.

Related: Grandfathering Period Ends Across Half of EU Member States