Ripple Whales Are Dumping $XRP to Buy Digitap ($TAP) Presale: $2 Million Raised in Record Time

Whales don’t try to fight trends or argue with serious structural breaks in the charts. They just migrate. XRP is leaking below $2.30, and with a string of lower highs, whales are dashing for the exit. Capital is rotating, and whales seem to have accepted that Ripple will not be the project to modernize cross-border payment flows despite its promises of institutional adoption.

Investors want to see distribution and product visible today, and that is why Digitap ($TAP) has soared past $2 million in presale funds raised in record time. Digital is the world’s first omni-bank with Visa cards live today, a downloadable app, and a multi-rail architecture that lets money move like information.

In a market hunting for deep value, this crypto presale has rapidly become one of the best cryptos to buy now and is ready to finally solve the issue that Ripple has aimed at for over a decade.

Why XRP Whales are Buying $TAP En Masse

The cross-border payment story never died. Investors know that disrupting an industry that processes trillions in volume annually is an enormous growth opportunity—and one where crypto has a clear advantage. But with the growth of stablecoins, Ripple’s playbook looks like it could have been the wrong approach.

Ripple spent a decade persuading banks to adopt a new rail, and in the last year, stablecoins have captured major corridors. It seems asking institutions to adopt a new system, while it sounds good, was the wrong play. Digitap is inverting the playbook and going after consumers first. It leads with a familiar neobank-grade interface, integrates every available rail behind the scenes, and routes dynamically based on speed, fee, and FX.

This consumer-first stance, supercharged with distribution by Visa, explains why XRP whales are jumping ship to purchase $TAP. Even better, as a crypto presale, buyers are getting early-stage access, similar to buying XRP when it first launched back when it traded for fractions of a cent in 2013. 

Digitap Raises $2 Million in Record Time

Crossing $2 million as the market pukes is a sign that investors are taking $TAP’s growth story very seriously. The fact that the project opened its raise with a running consumer app (available on iOS and Android) and a Visa card program certainly moved the needle. Thousands of users are already signed up, and the non-KYC card has been a hit among privacy-conscious crypto users.

Perhaps an overlooked element of Digitap’s success is the project arriving to meet the consumer. A mobile app is how Gen Z manages their finance. The Visa card, while it uses on-chain crypto balances, is the same as any other debit card.

Even the app interface resembles a sleek modern fintech. Users don’t have to learn any new behaviours while getting all the speed benefits of blockchain.

What Building the World’s First Omni-Bank Actually Means

Omni-banking is a new approach to finance where siloes don’t exist. Crypto and fiat coexist, and deposits, swaps, spending, crypto-to-fiat transactions, and cross-border payments all occur from a single dashboard.

The primary purpose of Digitap is to bring money into the 21st century, making it borderless and instant. All while preserving the trust and familiarity of traditional banking.

Under the hood, Digitap has integrated public blockchains for stablecoin finality and legacy rails (SWIFT, SEPA, ACH, Faster Payments) for reach and liquidity. And this is the first time that the two worlds come together.

Why Whales Are Rotating Into Digitap’s Consumer-First Crypto Preasle

Going after institutions means asking them to adopt an entirely new system. Going after consumers first and meeting them where they already transact seems to make more sense. While Ripple has paved the way for Digitap, it is time for XRP to pass the baton to $TAP. 

Digitap is becoming a retail-friendly front end for stablecoins, and judging by its presale success, the market is paying well for distribution plus execution. The $TAP token benefits from an aggressive burn campaign with Digitap allocating 50% of platform profits to burns and staking rewards.

The current price of $0.0313 appears to be heavily undervalued, particularly given a confirmed listing price of $0.14. With a live omni-bank, multi-rail architecture, and thousands already using its Visa card, $TAP is easily a leading altcoin to buy this month and perhaps one of the best cryptos to buy now, headed into 2026.

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app 

Win $250K: https://gleam.io/bfpzx/digitap-250000-giveaway