PANews reported on December 22 that, according to a notice from the People's Bank of China, a one-time credit repair policy will be implemented to support individualsPANews reported on December 22 that, according to a notice from the People's Bank of China, a one-time credit repair policy will be implemented to support individuals
The central bank released a one-off credit repair policy to support post-pandemic credit reconstruction.
PANews reported on December 22 that, according to a notice from the People's Bank of China, a one-time credit repair policy will be implemented to support individuals whose credit was damaged during the pandemic but who have actively repaid their debts. Records of single overdue payments not exceeding 10,000 yuan made between January 1, 2020, and December 31, 2025, and repaid by March 31, 2026, will be removed from the credit reporting system. The policy will be handled uniformly by the Credit Reference Center of the People's Bank of China, requiring no individual application, and is expected to be implemented in batches starting in 2026.
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