SBI Holdings Launches XRP-Rewarding Security Token Bonds Worth $64.6 Million

• SBI Holdings issues $64.6 million blockchain bond with XRP rewards
• Investors to receive XRP payouts tied to subscription amounts
• Three-year security token bond integrates traditional yield with XRP

Japan-based SBI Holdings, Inc. has introduced a new blockchain-based security token bond that integrates XRP rewards for investors. The issuance carries a total value of approximately $64.6 million and targets individual investors in Japan. The company disclosed the development in an official report released on Feb. 20. The update quickly drew attention within the XRP community, as it links a traditional bond structure with digital asset incentives. Moreover, the structure reflects SBI’s expanding footprint in tokenized financial products.

SBI confirmed that it digitally registers and manages the bonds using blockchain infrastructure. This framework allows electronic issuance, streamlined administration and digital redemption processes. Consequently, investors interact with a system that blends conventional bond features with distributed ledger technology. The bonds offer an indicative annual interest rate ranging between 1.85 percent and 2.45 percent. However, SBI will determine the final rate before the issuance date. Interest payments will occur twice each year, while the instrument carries a three-year term that matures in March 2029.

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XRP Rewards Integrated Into Bond Structure

Eligible investors will receive XRP benefits linked to their subscription amounts. SBI stated that it will distribute these XRP payments strictly in digital form. Additionally, the company scheduled the reward distributions alongside designated interest payment dates in 2027 and 2028, with a final distribution at maturity in 2029.

This approach connects fixed income investing with crypto-based incentives. Besides offering periodic interest, the bond introduces a digital asset component that reflects SBI’s broader blockchain strategy. The structure ensures that investors understand both the traditional yield and the XRP-linked rewards before committing funds.

Issuance Framework and Institutional Roles

SBI revealed that it issued the bonds through the ibet for Fin blockchain platform developed by BOOSTRY Co., Ltd. The platform supports tokenized securities issuance and lifecycle management. Furthermore, SBI Securities will handle the issuance process, while Mizuho Bank will serve as bond administrator.

Through this issuance, SBI continues to align blockchain infrastructure with regulated financial services. The company has consistently pursued tokenization initiatives across its operations. Consequently, this bond reflects its ongoing effort to integrate digital assets within established market structures. The issuance remains limited to Japan, yet it signals continued experimentation with crypto-linked financial instruments in regulated environments.

SBI Holdings’ XRP-rewarding security token bond demonstrates how traditional finance institutions are incorporating digital assets into structured investment products while maintaining regulatory oversight and established bond frameworks.

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