ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15737 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
How investors are rebalancing portfolios as tech volatility rises

How investors are rebalancing portfolios as tech volatility rises

The post How investors are rebalancing portfolios as tech volatility rises appeared on BitcoinEthereumNews.com. Key points Investors aren’t exiting AI, they’re balancing it: Investors worried about over-exposure to the AI theme are rotating into sectors with steadier earnings (healthcare, materials, financials, energy) and adding old-economy exposures as stabilisers. Portfolio construction is doing more work: Equal-weight indices, quality tilts, low-volatility factors, and simple options are helping reduce dependence on mega-cap AI leaders. Investors are blending equity rotation with alternative hedges: While equity tilts help reduce concentration risk, many are also adding precious metals and miners to create a broader cushion against market volatility. AI has been the defining market theme of the past two years — but even powerful trends can experience fatigue. With the AI-heavy tech sector slipping this month, while healthcare, materials, financials and energy lead the S&P 500, many investors are asking a simple question: “How do I stay invested in the long-term AI story without being too exposed to short-term swings?” Below is a clear explainer of what investors are doing today, why these approaches are gaining traction, and the risks to keep in mind. 1. Rotating into stability and “old economy” leaders With the Nasdaq 100 down 1.3% MTD and the Dow up around 2%, investors are increasingly rotating into parts of the market with more earnings stability and less sensitivity to AI-driven sentiment. Where flows are going This month’s strongest performers include: Healthcare (+5.9%). Materials (+3.3%). Financials (+2.5%). Energy (+2.3%). Consumer Staples & Real Estate (both positive). Utilities (slightly positive). Source: Bloomberg Why these sectors attract flows These areas tend to offer: Steady earnings and defensive cash flows. Lower valuations compared with AI-heavy tech. Better earnings visibility. Less dependence on market sentiment. Lower volatility, making them useful stabilisers when AI leaders swing sharply. The idea behind the rotation Instead of exiting tech, investors are balancing AI-heavy portfolios with sectors…

Author: BitcoinEthereumNews

2025/11/13

Tom Lee Forecasts Ethereum at $12,000 by January 2026

Tom Lee Forecasts Ethereum at $12,000 by January 2026

Fundstrat Co-Founder Projects Major ETH Price Appreciation Over Next 14 Months

Author: MEXC NEWS

2025/11/13

New $0.035 DeFi Crypto Poised to Explode Past Cardano (ADA)

New $0.035 DeFi Crypto Poised to Explode Past Cardano (ADA)

The post New $0.035 DeFi Crypto Poised to Explode Past Cardano (ADA)  appeared on BitcoinEthereumNews.com. The market momentum is shifting, and investors are now largely drifting away from slow-growth altcoins in favor of high-growth DeFi crypto projects with real-world utility.  Although Cardano (ADA) is still known for its tremendous technological skills, it now looks like it is stuck on price growth for this market cycle; thus, expert traders will continue looking for another investment opportunity with tremendous growth potential. These expert cryptocurrency traders have now been identified with one investment opportunity: Mutuum Finance (MUTM), which is only worth a mere $0.035. Mutuum Finance’s presale is 90% sold out in Phase 6, with analysts stating that it’s gaining momentum even faster than expected. As soon as this phase concludes, the cost rises, which means those holding out might just miss the opportunity to purchase MUTM at this low cost. This is what’s causing traders to say MUTM is a serious contender to outperform ADA and other older coins, marking it as a DeFi crypto with massive potential. Cardano (ADA) Price Action At present, ADA is ranging between $0.57 and $0.67, with a critical support line firmly in place at $0.52. If ADA can break out above $0.74 effectively, it would lay the groundwork for a probable test at $0.84. However, market sentiments appear to be in a neutral position with ADA’s RSI index stuck closer to 50. Meanwhile, all eyes have been on ADA’s next move to see if bulls can regain market control. Attention is now being drawn to another popular cryptocurrency called Mutuum Finance (MUTM), which is 90% sold out in Phase 6 presale. Mutuum Finance Presale Mutuum Finance (MUTM) is making waves as one of the most watched cryptos today. MUTM recently surpassed $18.7M raised in its presale by more than 18,000 unique investors. At this current moment, Phase 6 is selling MUTM…

Author: BitcoinEthereumNews

2025/11/13

XRP Positioned to Lead Next Crypto Bull Rally

XRP Positioned to Lead Next Crypto Bull Rally

Research Firm Predicts XRP Will Outperform in Upcoming Market Cycle

Author: MEXC NEWS

2025/11/13

Buterin Sees DeFi as Future Back-Bone of Global Finance

Buterin Sees DeFi as Future Back-Bone of Global Finance

Vitalik Buterin, co-founder of Ethereum (ETH), is advocating for a shift in the decentralized finance (DeFi) space: moving away from speculative, high-risk yield-farming and memecoins toward more sustainable, low-risk protocols. He argues that such applications can replicate what traditional banks provide — payments, savings, collateralised lending — but in a permissionless, global format.  Why This … Continue reading "Buterin Sees DeFi as Future Back-Bone of Global Finance" The post Buterin Sees DeFi as Future Back-Bone of Global Finance appeared first on Cryptoknowmics-Crypto News and Media Platform.

Author: Coinstats

2025/11/13

Volkswagen and Rivian Explore Licensing Joint EV Platform to Other Automakers

Volkswagen and Rivian Explore Licensing Joint EV Platform to Other Automakers

The post Volkswagen and Rivian Explore Licensing Joint EV Platform to Other Automakers appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Volkswagen and Rivian have formed the RV Tech joint venture to develop a scalable electric vehicle platform, which they plan to license to other automakers starting in 2026. This collaboration combines engineering expertise to address common industry challenges in software and electronics, potentially transforming EV production efficiency. RV Tech integrates Rivian’s centralized electronics for cost-effective development across multiple vehicle types. The platform supports both electric and combustion engine vehicles, broadening its appeal to global manufacturers. Initial testing in winter conditions begins Q1 2026, involving models from Audi, Volkswagen, and Scout for real-world validation. Discover how Volkswagen and Rivian’s RV Tech joint venture is revolutionizing EV platforms for licensing to other automakers. Explore key details, timelines, and industry impacts today. What is the Volkswagen Rivian EV Platform? The Volkswagen Rivian EV platform, developed through their RV Tech joint venture, is a flexible electrical and software architecture designed to power a range of vehicles from compact cars to rugged SUVs. Formed a year ago, this partnership unites engineers from both companies to create a system that tackles widespread automotive challenges like…

Author: BitcoinEthereumNews

2025/11/13

Aerodrome-Velodrome Merger Forms Aero DEX, Allocating 94.5% of AERO Tokens to Holders

Aerodrome-Velodrome Merger Forms Aero DEX, Allocating 94.5% of AERO Tokens to Holders

The post Aerodrome-Velodrome Merger Forms Aero DEX, Allocating 94.5% of AERO Tokens to Holders appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Aero merger unites Aerodrome and Velodrome Finance into a cross-chain DEX on Layer 2 networks like Base and Optimism. Aerodrome holders get 94.5% of the new AERO tokens, while Velodrome holders receive 5.5%, based on their TVL disparity. This creates a unified liquidity hub with advanced governance and emissions models. Aerodrome dominates with $479 million TVL versus Velodrome’s $55 million, justifying the token allocation in the Aero merger. The platform expands to Base, Optimism, OP Superchain, and Ethereum mainnet for deeper liquidity integration. Incorporates Slipstream V2 for concentrated liquidity, targeting 10-15% of Layer 2 DEX volume, over $2 billion monthly. Discover the Aero merger details: how Aerodrome and Velodrome unite for cross-chain DeFi dominance. Explore token distribution, upgrades, and impacts on Layer 2 trading. Stay ahead in crypto—read now! What is the Aero Merger in DeFi? The Aero merger represents a pivotal consolidation in decentralized finance, where Aerodrome and Velodrome Finance combine under Dromos Labs to launch Aero, a unified cross-chain decentralized exchange. This integration leverages the strengths of both protocols to enhance liquidity and governance across Layer…

Author: BitcoinEthereumNews

2025/11/13

PBOC sets USD/CNY reference rate at 7.0865 vs. 7.0833 previous

PBOC sets USD/CNY reference rate at 7.0865 vs. 7.0833 previous

The post PBOC sets USD/CNY reference rate at 7.0865 vs. 7.0833 previous appeared on BitcoinEthereumNews.com. On Thursday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.0865 compared to the previous day’s fix of 7.0833 and 7.1156 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70865-vs-70833-previous-202511130115

Author: BitcoinEthereumNews

2025/11/13

This New Crypto Token at $0.035 Could Be the Best 30x Opportunity of Q4 2025

This New Crypto Token at $0.035 Could Be the Best 30x Opportunity of Q4 2025

The post This New Crypto Token at $0.035 Could Be the Best 30x Opportunity of Q4 2025 appeared on BitcoinEthereumNews.com. In every market cycle, there is one token that begins so subtly, but then gains traction and then all the talk in the community. With Q4 2025 drawing near, analysts are indicating a $0.035 DeFi crypto project. The traders are seeing the initial indications of increasing demand and some suspect that this structure behind the token might make it one of the strongest growth opportunities in the quarter. Its premise is starting to draw interest in all quarters of investors. Mutuum Finance (MUTM)  Mutuum Finance (MUTM) is a decentralized lending protocol that is being developed to introduce clarity and efficiency to lending digital assets. The platform employs a Peer-to-Contract business model in which users place assets in a liquidity pool. Such deposits are turned into mtTokens tracking earned interests. APY is boosted when the demand for loans is high. As such, mtTokens automatically update with increased interest income in case a person provides the market with for example $1,000 of ETH and borrowing operations increase.  There are also Peer-to-peer lending markets of assets that are more controlled under Mutuum Finance. Borrowers are subjected to variable interest rates which are influenced by availability of liquidity. Loan-to-Value (LTV) ratios provide the maximum and minimum amount of collateral that can be borrowed. Less riskier assets will have greater LTVs whereas more risky assets will have lower limits. A liquidation process is triggered in case a borrower is put in a situation that is unsafe. To create an overall solvency, liquidators have the ability to purchase discounted collateral to put the situation back on track. These mechanics devise a system constructed on anticipatory lending, equity borrowing and reliable liquidations. Numbers Behind the Presale At the beginning of 2025, the presale was initiated at $0.01. Those early prices developed an excellent foundation among early purchasers.…

Author: BitcoinEthereumNews

2025/11/13

Inside Zero Knowledge Proof (ZKP): The $100M Built Network Blending Blockchain, AI, & Privacy

Inside Zero Knowledge Proof (ZKP): The $100M Built Network Blending Blockchain, AI, & Privacy

In a market filled with projects that sell promises long before delivering results, Zero Knowledge Proof (ZKP) has reversed the […] The post Inside Zero Knowledge Proof (ZKP): The $100M Built Network Blending Blockchain, AI, & Privacy appeared first on Coindoo.

Author: Coindoo

2025/11/13

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
5056Articles
Cryptopolitan
Cryptopolitan
1121Articles
Coinstats
Coinstats
1007Articles
PANews
PANews
980Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

SEC Approves Globe Telecom’s PHP 25 billion Preferred Share Offer

SEC Approves Globe Telecom’s PHP 25 billion Preferred Share Offer

2026/02/16 16:45
XRP Drops 16% as 50M Tokens Hit the Market

XRP Drops 16% as 50M Tokens Hit the Market

2026/02/16 16:44
The Alarming AI Scare Triggering A Historic Market Repricing – Deutsche Bank Warns

The Alarming AI Scare Triggering A Historic Market Repricing – Deutsche Bank Warns

2026/02/16 16:23
What SBI Really Owns in Ripple May Surprise XRP Investors

What SBI Really Owns in Ripple May Surprise XRP Investors

2026/02/16 16:14
[Just Saying] ICC arrest warrant does not need local court imprimatur

[Just Saying] ICC arrest warrant does not need local court imprimatur

2026/02/16 16:00