Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15541 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Coinbase: Stablecoins May Bolster Dollar Globally Without Harming US Banks

The post Coinbase: Stablecoins May Bolster Dollar Globally Without Harming US Banks appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Stablecoins pose minimal threat to US banks, as most demand originates from international users seeking dollar exposure rather than competing with domestic deposits. Coinbase researchers emphasize that stablecoins expand global dollar dominance without significantly impacting local banking, countering fears of customer exodus from yield-bearing stablecoins. Global Demand Drives Stablecoins: Over two-thirds of transfers occur outside the US, primarily in emerging markets hedging against currency depreciation. Stablecoins function as a parallel financial layer, not a direct rival to traditional bank accounts. US commercial bank deposits exceed $18 trillion, with stablecoin circulation projected at $5 trillion globally, mostly foreign-held and marginal to domestic impacts (Coinbase market note). Discover how stablecoins impact US banks without cannibalizing deposits. Learn why banking groups’ fears of yield offerings are overstated and explore global benefits in this insightful analysis. Stay ahead in crypto trends. What is the stablecoins impact on US banks? Stablecoins impact on US banks is often overstated, as these digital assets primarily serve international users rather than drawing funds from domestic banking customers. According to Coinbase researchers, stablecoins enhance the global reach of…

Author: BitcoinEthereumNews

2025/10/30

Bitcoin, Ethereum Tumble After Fed Cuts Rates, but Powell Says Another ‘Not a Forgone Conclusion’

The post Bitcoin, Ethereum Tumble After Fed Cuts Rates, but Powell Says Another ‘Not a Forgone Conclusion’ appeared on BitcoinEthereumNews.com. In brief The CME FedWatch Tool, which uses futures trading data to infer trader sentiment, predicted a near-certain rate cut. The Conference Board’s Expectations Index, a measure of economic sentiment, remained below the threshold that typically signals a coming recession. Bitcoin has lingered well below the all-time high it set earlier this month. The U.S. central bank slashed the interest rate 0.25% on Wednesday, a widely expected move that left crypto markets largely unimpressed, although prices subsequently tumbled when Federal Reserve Chair Jerome Powell said that a December rate cut was “not a foregone conclusion.” Bitcoin was trading at about $110,700, down 1.3% over the past hour. The largest cryptocurrency by market capitalization has sagged more than 10% after dropping below $105,000 earlier this month. Ethereum, the second-largest digital asset by market value, was changing hands at about $3,890, a 2.7% decline gain over the same period. On Tuesday, the CME FedWatch Tool, which uses futures trading data to infer trader sentiment, predicted a more than 99% probability of the latest rate cut and over 90% chance of a 0.25% reduction in December. “Today’s decision to drop the federal funds rate another 25 basis points was highly anticipated,” Gerry O’Shea, head of global market insights at crypto asset manager Hashdex, wrote to Decrypt. “Bitcoin and many other digital assets responded negatively as Chair Powell commented after the meeting that an additional rate cut this year is not inevitable.” O’Shea added that other factors, including “the government shutdown, tariff policies, and earnings reports from a number of large tech companies may have more of an effect on prices this week.” Central bankers dropped the rate that banks charge each other for overnight lending of reserves held at the Fed to a range between 3.75% and 4%, after jobs data and other…

Author: BitcoinEthereumNews

2025/10/30

Bitcoin Beats The Euro — France Chooses Crypto Over CBDC

France’s National Assembly moved to block European Central Bank’s planned digital euro and to favor Bitcoin and euro stablecoins. Based on reports, the resolution was filed on October 22, 2025 by Éric Ciotti and UDR members. Related Reading: IBM Unveils Digital Asset Haven For Banks And Governments – Details Call For A National Bitcoin Reserve […]

Author: Bitcoinist

2025/10/30

$775 Million Fuels DeFi Lending Growth

The post $775 Million Fuels DeFi Lending Growth appeared on BitcoinEthereumNews.com. Strategic Stable Morpho Deposit: $775 Million Fuels DeFi Lending Growth Skip to content Home Crypto News Strategic Stable Morpho Deposit: $775 Million Fuels DeFi Lending Growth Source: https://bitcoinworld.co.in/stable-morpho-deposit-defi/

Author: BitcoinEthereumNews

2025/10/30

Coinbase: Stablecoins’ Real-World Use Does Not Threaten Banks

In the ongoing debate over crypto regulation, stablecoins have often been painted as potential threats to traditional banking systems. However, recent insights from Coinbase suggest that these concerns may be overstated, highlighting the global utility and evolving role of stablecoins in the financial landscape. Coinbase’s analysis emphasizes that stablecoins are primarily serving international markets and [...]

Author: Crypto Breaking News

2025/10/30

Banks’ concern over stablecoins ‘ignores reality’ — Coinbase

                                                                               US banking groups have urged Congress to clamp down on stablecoin yields, arguing it would trigger a US banking customer exodus.                     Concerns that crypto stablecoins will harm US banks by cannibalizing banking deposits are ill-placed and don’t consider the real-world uses of the tokens, according to Coinbase researchers.“The ‘stablecoins will destroy bank lending’ narrative ignores reality,” Coinbase policy chief Faryar Shirzad said on Wednesday.Shirzad shared a market note that said the arguments over stablecoins impact on bank deposits and lending “echo familiar worries from earlier innovations like money market funds. Yet they fail to account for how and where stablecoins are actually used.”Read more

Author: Coinstats

2025/10/30