Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15095 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
The Oracle Problem Isn’t Just Technical; It’s Political

The Oracle Problem Isn’t Just Technical; It’s Political

The post The Oracle Problem Isn’t Just Technical; It’s Political appeared on BitcoinEthereumNews.com. Opinion by: Will Fey, Co-Founder and Smart Contract Developer at Ammalgam We talk about oracles like they’re plumbing: an invisible utility that keeps prices flowing into protocols. Oracles are not neutral infrastructure. They’re dependencies. Over time, they’ve become political ones. DeFi is built on a promise: permissionless markets, composable systems and minimized trust.  In 2025, however, most major lending and trading protocols route their most sensitive functions — liquidations, collateral checks, pricing decisions — through a single oracle network.  This isn’t decentralization. It’s risky by design. The problem isn’t new, but it’s getting worse This isn’t a dig at the people building oracles. The issue is structural. Protocols outsource pricing to avoid manipulation, latency and gas costs. Makes sense on paper. What happens when the oracle stalls? When latency spikes to 30 seconds? When a bad feed forces mass liquidations of solvent accounts? We’ve seen it play out, just last week. That may have been the worst time, but it’s not the first time. It won’t be the last. Venus suffered a $100 million liquidation spiral triggered by a manipulated price feed. Mango Markets was drained after its oracle was gamed in a coordinated attack. Fortress DAO lost millions due to oracle manipulation. Curve’s July 2024 CRV event saw panic ripple across lending protocols as oracle-fed values dropped precipitously. In March 2022, Inverse Finance lost over $15 million when attackers manipulated the pricing oracle to borrow out more funds than their collateral justified. Protocols have repeatedly said the same thing: “It was an oracle issue.” But that’s the point. If a single price feed can bring down a system, that’s a side effect of a serious design flaw. The danger isn’t just technical fragility. It’s centralization creeping in. When core systems rely on a few privileged data sources, DeFi becomes…

Author: BitcoinEthereumNews
Tether Ends All Legal Disputes with Celsius in Final Settlement

Tether Ends All Legal Disputes with Celsius in Final Settlement

Tether confirms it has ended all legal disputes with Celsius, marking the closure of bankruptcy-related issues in court.]]>

Author: Crypto News Flash
$23 Billion XRP Milestone Spotlighted by CME Group: Details

$23 Billion XRP Milestone Spotlighted by CME Group: Details

The post $23 Billion XRP Milestone Spotlighted by CME Group: Details appeared on BitcoinEthereumNews.com. CME Group, a major marketplace in derivatives trading for institutions, highlights milestones from the recently concluded Q3, 2025, which included a $23 billion record milestone for XRP. Q3, 2025 witnessed a surge in demand for regulated crypto exposure, with XRP futures reaching all-time highs, reflecting increasing institutional and retail interest in other cryptocurrencies apart from Bitcoin and Ethereum. Since its launch in May, the XRP and Micro XRP futures suite has traded 476,000 contracts, equating to over $23.7 billion in notional value. Open Interest (OI) reached $1.4 billion in September and set a new LOIH record of 29 for XRP futures. Options trading went live on XRP Futures on Oct. 13, both in larger- and micro-sized contracts. According to CME Group, this marks the only CFTC-approved XRP options in the U.S., providing a trusted platform for capital-efficient trading. CME Group is planning to launch 24/7 trading for its cryptocurrency futures and options beginning in early 2026. XRP Ledger news In recent news, Ripple and Immunefi are collaborating to launch a $200,000 Attackathon to secure the proposed XRPL Lending Protocol as part of the institutional DeFi roadmap. The most significant near-term milestone is the launch of XRPL’s native lending protocol, scheduled for release in XRPL Version 3.0.0 later this year. The XRPL Lending Protocol introduces fixed-term, uncollateralized loans directly on the XRP Ledger. This protocol, defined in the XLS-65/66 specifications, introduces pooled lending and underwritten credit directly at the ledger level. Confidential Multi-Purpose Tokens (MPTs), the first application of zero-knowledge proofs (ZKPs) on the XRP Ledger, is scheduled for launch in Q1, 2026. Source: https://u.today/23-billion-xrp-milestone-spotlighted-by-cme-group-details

Author: BitcoinEthereumNews
After the 1011 flash crash, the open interest of Perp DEX plummeted from $26 billion to less than $14 billion.

After the 1011 flash crash, the open interest of Perp DEX plummeted from $26 billion to less than $14 billion.

PANews reported on October 15th that DefiLlama published a post on the X platform stating that, based on on-chain data indicators, after the crypto market flash crash on October 11th, open interest on the Perpetual Swap Decentralized Exchange (Perp DEX) plummeted from $26 billion to less than $14 billion. Last Friday, lending protocol fees exceeded $20 million, a record single-day high. Last week, decentralized exchange (DEX) weekly trading volume reached a new high of over $177 billion. Total lending volume on lending protocols fell below $50 billion for the first time since August.

Author: PANews
PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous

PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous

The post PBOC sets USD/CNY reference rate at 7.0995 vs. 7.1021 previous appeared on BitcoinEthereumNews.com. On Wednesday, the People’s Bank of China (PBOC) set the USD/CNY central rate for the trading session ahead at 7.0995 compared to the previous day’s fix of 7.1021 and 7.1281 Reuters estimate. PBOC FAQs The primary monetary policy objectives of the People’s Bank of China (PBoC) are to safeguard price stability, including exchange rate stability, and promote economic growth. China’s central bank also aims to implement financial reforms, such as opening and developing the financial market. The PBoC is owned by the state of the People’s Republic of China (PRC), so it is not considered an autonomous institution. The Chinese Communist Party (CCP) Committee Secretary, nominated by the Chairman of the State Council, has a key influence on the PBoC’s management and direction, not the governor. However, Mr. Pan Gongsheng currently holds both of these posts. Unlike the Western economies, the PBoC uses a broader set of monetary policy instruments to achieve its objectives. The primary tools include a seven-day Reverse Repo Rate (RRR), Medium-term Lending Facility (MLF), foreign exchange interventions and Reserve Requirement Ratio (RRR). However, The Loan Prime Rate (LPR) is China’s benchmark interest rate. Changes to the LPR directly influence the rates that need to be paid in the market for loans and mortgages and the interest paid on savings. By changing the LPR, China’s central bank can also influence the exchange rates of the Chinese Renminbi. Yes, China has 19 private banks – a small fraction of the financial system. The largest private banks are digital lenders WeBank and MYbank, which are backed by tech giants Tencent and Ant Group, per The Straits Times. In 2014, China allowed domestic lenders fully capitalized by private funds to operate in the state-dominated financial sector. Source: https://www.fxstreet.com/news/pboc-sets-usd-cny-reference-rate-at-70995-vs-71021-previous-202510150115

Author: BitcoinEthereumNews
Tether to Pay $299.5 Million in Celsius Settlement: BRIC

Tether to Pay $299.5 Million in Celsius Settlement: BRIC

The post Tether to Pay $299.5 Million in Celsius Settlement: BRIC appeared on BitcoinEthereumNews.com. Key Highlights Tether will pay $299.5 million to the Celsius Network bankruptcy estate as part of a legal settlement The settlement resolves a lawsuit alleging Tether violated bankruptcy law by transferring and liquidating collateral before Celsius’s 2022 bankruptcy filing The legal action was managed by the Blockchain Recovery Investment Consortium (BRIC), which was appointed to maximize recoveries for Celsius’s creditors The Blockchain Recovery Investment Consortium, known as BRIC, has announced a major settlement requiring Tether to pay $299.5 million to Celsius Network, a bankruptcy estate of the failed crypto lending platform.  BRIC announced a $299.5 million settlement with Tether to pay the Celsius bankruptcy estate. The agreement stems from an adversary proceeding BRIC filed in August 2024 in the U.S. Bankruptcy Court for the Southern District of New York, alleging Tether violated bankruptcy law and… — Wu Blockchain (@WuBlockchain) October 14, 2025 This agreement brings to a close a legal dispute that was initiated just a few months ago. The legal action was an adversary proceeding, a type of lawsuit within a bankruptcy case, which BRIC filed in August of this year in the U.S. Bankruptcy Court for the Southern District of New York.  In the lawsuit, some serious allegations have been made against Tether. It claimed that Tether had broken bankruptcy laws and other related legal duties.  The specific accusation was that Tether transferred and sold off collateral in the time leading up to Celsius’s bankruptcy filing in July 2022. This new settlement directly addresses those claims and results in a major payment being made to the pool of money intended for Celsius’s creditors.  David Proman, the Managing Partner of GXD Labs, commented on the resolution. He stated, “We are pleased to have resolved Celsius’s adversary proceeding and related claims against Tether. In addition, we are pleased with the…

Author: BitcoinEthereumNews
Pepe Coin (PEPE) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy?

Pepe Coin (PEPE) vs Mutuum Finance (MUTM): Which is the Best Crypto to Buy?

As the cryptocurrency market prepares for another volatile year, investors are considering the difference between speculation and actual utility. Pepe Coin (PEPE) has been popular based on its meme appeal and fast price fluctuations, but long-term viability beyond user sentiment remains a concern. Mutuum Finance (MUTM), on the other hand, is becoming a serious contender […]

Author: Cryptopolitan
Powell Signals Possible Pause in Balance‑Sheet Runoff and Rate Cuts as U.S. Dollar Growth May Be Firmer

Powell Signals Possible Pause in Balance‑Sheet Runoff and Rate Cuts as U.S. Dollar Growth May Be Firmer

The post Powell Signals Possible Pause in Balance‑Sheet Runoff and Rate Cuts as U.S. Dollar Growth May Be Firmer appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → The Federal Reserve balance-sheet reduction is nearing a pause: Chair Jerome Powell said reserves may soon sit “somewhat above” the level consistent with ample conditions, and the Fed plans to stop runoff once that cushion is confirmed to preserve liquidity while assessing rate policy. Fed close to halting runoff once bank reserves remain comfortably above the ample threshold. Powell flagged slowing payroll gains and softer labor-market signals that influence future rate decisions. Fed bond holdings fell from nearly $9 trillion at peak to over $6 trillion; pre-COVID balance-sheet was about $4 trillion. Federal Reserve balance-sheet reduction nears pause as Powell signals runoff may stop; COINOTAG outlines effects on liquidity, rates and inflation data. Published: Oct 14, 2025. Updated: Oct 14, 2025. Author: COINOTAG. COINOTAG recommends • Professional traders group 💎 Join a professional trading community Work with senior traders, research‑backed setups, and risk‑first frameworks. 👉 Join the group → COINOTAG recommends • Professional traders group 📊 Transparent performance, real process Spot strategies with documented months of triple‑digit runs during strong trends; futures plans use defined R:R and sizing. 👉…

Author: BitcoinEthereumNews
Investors Turn To Strange Economic Signals During Government Shutdown

Investors Turn To Strange Economic Signals During Government Shutdown

The post Investors Turn To Strange Economic Signals During Government Shutdown appeared on BitcoinEthereumNews.com. Here are 11 serious and quirky indicators you can use to estimate how the economy is doing during the shutdown. The government shutdown is now in its 14th day. There’s still no sign of a deal and prediction markets are betting it will ultimately last 30 or more days. That also means there’s no clear read on how the economy is holding up at a time when it’s shifting from tight monetary policy toward something less restrictive. Hundreds of thousands of federal workers have been furloughed. Many others are still on the job but not getting paid. Agencies like the Small Business Administration have stopped guaranteeing loans, cutting off a vital source of financing for small firms. For financial markets, though, one of the most important casualties is the stoppage of government data. The Bureau of Labor Statistics has halted its reports, including the monthly jobs numbers, and delayed the September Consumer Price Index report until Oct. 24, more than a week later than normal. What arrives then may be a patchwork version. For investors and policymakers, that’s a serious problem. Official data underpins how they measure growth, prices, and jobs. Without it, the market’s usual compass points go missing. There are alternatives, but none that can fully replace the official figures. Yet unless the Republican controlled Senate can get to 60-votes later today on its eighth attempt to pass a continuing resolution to fund the government, alternative measures are practically all we’ll have to go on for the foreseeable future. There’s long been a cottage industry of websites promoting alternative inflation figures. They almost always say it’s higher than the official number (their accuracy can be transitory). The same for unemployment — plenty of backyard economists perpetually claim the real figure is much worse. Even GDP has its skeptics…

Author: BitcoinEthereumNews
Fed chair Powell says pre-shutdown data shows U.S. economy running hotter than expected

Fed chair Powell says pre-shutdown data shows U.S. economy running hotter than expected

Federal Reserve Chair Jerome Powell said Tuesday that early government data before the recent shutdown showed the U.S. economy running hotter than policymakers expected, warning that growth remains firm even as the central bank inches toward ending its balance-sheet reductions and considers more rate cuts. Speaking in Philadelphia at the National Association for Business Economics […]

Author: Cryptopolitan