Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14784 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Shiba Inu Price Prediction: SHIB Rallies as Q4 2025 Kicks Off, While Mutuum Finance (MUTM) is Named the Top Crypto to Buy

Shiba Inu Price Prediction: SHIB Rallies as Q4 2025 Kicks Off, While Mutuum Finance (MUTM) is Named the Top Crypto to Buy

As the fourth quarter of 2025 begins, Shiba Inu (SHIB) is seeing a new wave of momentum courtesy of increasing speculation and token burns. But while Shiba Inu relies on hype, real buzz surrounds Mutuum Finance (MUTM), a utility-oriented DeFi token that most analysts are now saying is the top crypto to invest in. With […]

Author: Cryptopolitan
Investors Are Rushing For Tether Gold After This Tokenization Move

Investors Are Rushing For Tether Gold After This Tokenization Move

The post Investors Are Rushing For Tether Gold After This Tokenization Move appeared on BitcoinEthereumNews.com. Tether Gold (XAUt), the gold-backed digital token issued by stablecoin giant Tether, is closing in on a $1.5 billion market capitalization. According to data released by the company, Tether Gold’s market capitalization currently stands at about $1.46 billion, supported by 966 gold bars weighing 11,693.4 kilograms. Sponsored Digital Gold Rush Pushes Tether’s XAUt Toward $1.5 Billion The firm said the token’s total minted supply amounts to 375,572.25 ounces, of which 261,961.71 ounces—worth roughly $1.01 billion—are in circulation, while 113,610.54 ounces remain available for sale. Tether XAUt Token Supply. Source: Tether The token’s market value rise mirrors gold’s record-breaking rally. Indeed, spot gold price recently climbed to an all-time high of $3,896.49, marking its seventh consecutive weekly gain. Market analysts attribute this climb to investors seeking safety amid fears of a prolonged US government shutdown and mounting expectations of the Federal Reserve cutting interest rates. As gold prices soar, digital representations like XAUt have benefited from parallel demand. Investors increasingly view tokenized gold as a more liquid, accessible alternative to traditional holdings. Sponsored Consequently, Tether Gold has appreciated by nearly 46% over the past year and 10% in the past month, earning it a place among the world’s 100 largest cryptocurrencies by market capitalization. Tether to Deepen Gold Strategy Tether’s ambitions in tokenized assets extend well beyond XAUt’s market performance. The USDT issuer is reportedly working to raise at least $200 million for a new Digital Asset Treasury Company (DATCO) focused on tokenized gold. On this venture, it is partnering with Antalpha, a firm linked to Bitcoin hardware maker Bitmain. Sponsored According to the report, the DATCO will hold Tether’s XAUt tokens and open the door for broader institutional participation in tokenized gold. Meanwhile, this venture builds on a series of earlier collaborations between Tether and Antalpha. In June, Tether acquired…

Author: BitcoinEthereumNews
Confidential Lending Will Unlock Trillions for DeFi Markets

Confidential Lending Will Unlock Trillions for DeFi Markets

The post Confidential Lending Will Unlock Trillions for DeFi Markets appeared on BitcoinEthereumNews.com. Opinion by: Jason Delabays, blockchain ecosystem lead at Zama Despite decentralized finance’s (DeFi) recent resurgence, most capital in traditional finance remains out of reach. Most will blame scalability, regulation or poor UX. The real blocker is far more fundamental: a lack of confidentiality. Solve that, and trillions will be unlocked.  At its December 2021 peak, DeFi’s total value locked (TVL) hit an incredible $260 billion. Zoom out, however, and that figure starts to feel small, especially when the global financial system moves trillions every day. Foreign exchange alone sees over $7.5 trillion traded daily, and the global bond market’s worth more than $130 trillion. DeFi has bounced back since the 2022-2023 crash. Lending protocols have shown staying power, and TVLs are rising again. DeFi is still, however, only scratching the surface of global capital, not because it can’t scale, but because it lacks something traditional finance can’t live without. The encryption tech is pulling down the tallest hurdle  For most institutions and high-net-worth players, confidentiality is non-negotiable. Every deposit, loan and withdrawal is, however, out in the open on public blockchains. That level of transparency might thrill crypto purists, but for most serious capital, it’s a Kdealbreaker. That’s why, for so many, the thought of unlocking DeFi’s promise — frictionless, open, institutional-grade finance — still seems distant. Recent tech developments, specifically in Fully Homomorphic Encryption (FHE), suggest that reality may be closer than it looks. Having gained more mainstream attention, FHE is no longer just an academic curiosity.  Privacy-preserving technology enables data to be processed without ever decrypting it. Sensitive information remains encrypted even while in use. Institutions can be brought into DeFi to keep their trades and positions private. Uncollateralized lending and beyond Consider uncollateralized lending, as it is arguably one of the clearest use cases for FHE in…

Author: BitcoinEthereumNews
Best Crypto to Buy Under $1 as Meme Coins Fail to Recapture Their Mojo

Best Crypto to Buy Under $1 as Meme Coins Fail to Recapture Their Mojo

The post Best Crypto to Buy Under $1 as Meme Coins Fail to Recapture Their Mojo appeared on BitcoinEthereumNews.com. As meme coins trail behind attempting to regain their lost mojo, there is one utility-oriented altcoin, Mutuum Finance (MUTM), that is increasingly becoming the investor’s go-to pick for high upside. Available to sell at $0.035 and already well over 55% sold out under Phase 6 of its presale, Mutuum Finance is drawing attention for all the right reasons.  With more than 16,750 owners and up to $16.8 million raised, the project is building something far more durable than hype, a twin lending infrastructure of peer-to-peer and pooled lending, real-yield tokenomics, and non-custodial smart contracts giving users full control of their assets. In a market where memecoins once dominated, Mutuum Finance is a rare under-$1 cryptocurrency with actual technical sophistication and long-term growth potential. Meme Coins Lose Some Shine as Investor Interest Shifts The once-darling memecoin market is obviously tired now, as the GMCI Memecoin Index sticks at 220, a long way from its 600 price last year amid the speculative frenzy. Tokens like Fartcoin, BONK, and WIF, which were once behind colossal retail interest, are struggling to gain traction these days. Even experienced players such as Dogecoin (DOGE), Pepe, and Shiba Inu (SHIB) were unable to revive momentum, indicating a shift in general investor sentiment.  While top altcoin indexes have reached new all-time highs since November, the memecoin sector remains overlooked as funds continue to flow into projects that have utility in the real world and tangible value. It is against this background that the vast majority of investors are seeking fundamentally superior alternatives, a phenomenon fueling rising attention towards next-generation Mutuum Finance (MUTM). Mutuum Finance Presale Numbers Reveal Fervent Investor Interest Mutuum Finance (MUTM) sees its Stage 6 presale attract investors globally. Demand remains robust, with over 16,750 individuals engaged with over $16.8 million spent already, indicating increasing trust…

Author: BitcoinEthereumNews
Best Altcoins to Buy as Bitcoin Stands to Benefit from Europe’s Currency Risks

Best Altcoins to Buy as Bitcoin Stands to Benefit from Europe’s Currency Risks

France now has the largest TARGET deficit among all Eurozone countries, which is also at the center of Hayes’s argument. […] The post Best Altcoins to Buy as Bitcoin Stands to Benefit from Europe’s Currency Risks appeared first on Coindoo.

Author: Coindoo
6 Best Cryptos to Watch Now: Why Bitcoin, MoonBull, and Solana Are On Every Investor’s Radar

6 Best Cryptos to Watch Now: Why Bitcoin, MoonBull, and Solana Are On Every Investor’s Radar

Best crypto to watch now is heating up as investors scan for momentum, fresh communities, and real mechanics. This guide compares six names that consistently appear on smart radars, blending story, community power, and token design. The picks balance hype with utility, with MoonBull in the driver’s seat and a supporting cast that keeps the […] The post 6 Best Cryptos to Watch Now: Why Bitcoin, MoonBull, and Solana Are On Every Investor’s Radar appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Ethereum Forecasts $4,500 By Year End While Digitap ($TAP) is Going Viral as “The Next PayPal” with 50x Potential

Ethereum Forecasts $4,500 By Year End While Digitap ($TAP) is Going Viral as “The Next PayPal” with 50x Potential

Ethereum (ETH) remains a dominant force in the crypto sector, with market analysts forecasting a potential year-end target of $6,800. This projection reflects growing institutional adoption, scaling upgrades, and continued activity in DeFi and NFTs. Alongside Ethereum’s strong performance, Digitap ($TAP) has emerged as a project with both utility and growth potential. $TAP is being [...] The post Ethereum Forecasts $4,500 By Year End While Digitap ($TAP) is Going Viral as “The Next PayPal” with 50x Potential appeared first on Blockonomi.

Author: Blockonomi
Unlock Trillions in DeFi Growth with Confidential Lending Solutions

Unlock Trillions in DeFi Growth with Confidential Lending Solutions

As decentralized finance (DeFi) continues to recover and expand, one of its fundamental barriers to mainstream adoption remains unresolved: privacy. While DeFi protocols have shown resilience and growth, real-world adoption by institutional and high-net-worth investors is hampered by a critical lack of confidentiality. Recent technological advancements, especially in Fully Homomorphic Encryption (FHE), promise to address [...]

Author: Crypto Breaking News
Insiders Hint a New Crypto Coin at $0.035 Could Rival DOGE’s 2017 Growth, With 15% Price Rise Expected Soon

Insiders Hint a New Crypto Coin at $0.035 Could Rival DOGE’s 2017 Growth, With 15% Price Rise Expected Soon

Insiders are paying attention to tokens that can be used and have a lot of room to grow as a lot of people move their money from Bitcoin and Ethereum to structured DeFi platforms. Because of this change, Mutuum Finance (MUTM) is becoming a very appealing choice for traders and investors who want a mix [...] The post Insiders Hint a New Crypto Coin at $0.035 Could Rival DOGE’s 2017 Growth, With 15% Price Rise Expected Soon appeared first on Blockonomi.

Author: Blockonomi
Mutuum Finance nears key $17m funding milestone with over 16,700 investors onboard

Mutuum Finance nears key $17m funding milestone with over 16,700 investors onboard

The post Mutuum Finance nears key $17m funding milestone with over 16,700 investors onboard appeared on BitcoinEthereumNews.com. Disclosure: This article does not represent investment advice. The content and materials featured on this page are for educational purposes only. Mutuum Finance nears $17m with 16,700 investors, defying the 2025 presale slump with steady DeFi momentum. Summary Mutuum Finance defies 2025 presale trends, nearing $17m and 16,700 investors strong. Structured presale sees 250% gains as Mutuum enters Phase 6 with strong investor momentum. Mutuum’s transparent dashboard and gamified leaderboard set new standards in DeFi presales. The presale landscape in 2025 has been littered with projects that start strong but quickly fade, leaving little more than inflated promises and empty dashboards behind. Against this backdrop, Mutuum Finance (MUTM) has emerged as one of the few projects to maintain consistent traction from the outset. With funding now closing in on the $17 million milestone and participation from more than 16,700 investors, the protocol is positioning itself as one of the most credible and well-structured DeFi launches of the year. Presale journey and funding progress Mutuum Finance opened its presale in early 2025 with Phase 1 priced at $0.01 per token. The launch set the tone for what has become one of the strongest growth arcs in this cycle. Instead of depending on sudden hype, the presale was built around a structured pricing model, with each phase climbing by roughly 20%. This approach created urgency for new entrants while rewarding those who moved early with compounding gains. Fast forward to today, the presale has already advanced through five successful stages and is now in Phase 6 at $0.035. Early participants are seeing 250% token appreciation, with clear momentum carrying through each stage. Phase 6 is more than halfway complete, meaning the transition to Phase 7 at $0.04 is not far off. According to the roadmap, the token’s official listing price is locked…

Author: BitcoinEthereumNews