ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14738 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
US Treasury Eases Crypto Tax Rules — Bitcoin Stands To Gain

US Treasury Eases Crypto Tax Rules — Bitcoin Stands To Gain

The post US Treasury Eases Crypto Tax Rules — Bitcoin Stands To Gain appeared on BitcoinEthereumNews.com. The U.S. Treasury Department has issued new guidance clarifying that unrealized gains on digital asset holdings will not be subject to the Corporate Alternative Minimum Tax (CAMT), a move that spares companies like Michael Saylor’s Strategy from potentially billions of dollars in phantom tax liabilities. The decision marks a pivot from the Biden-era tax framework and comes as debate picks up in Congress over how to regulate and tax digital assets. Even today there is a hearing on crypto taxation in the Senate Finance Committee. The CAMT, enacted in 2022, imposes a 15% minimum tax on corporations earning over $1 billion in annual income, based on their financial statement income rather than taxable income. Under Financial Accounting Standards Board (FASB) rules, companies must “mark-to-market” cryptocurrency holdings on their books, recording paper gains and losses as if the assets were sold at current prices.  That accounting treatment had raised alarms: while unrealized stock gains are excluded from CAMT, digital assets, like Bitcoin, were not explicitly exempt. For firms like Strategy, who aim to hold one trillion-dollars worth of Bitcoin, the distinction could have translated into tens of billions in annual tax bills on unrealized profits. The Treasury’s latest guidance excludes digital assets from CAMT liability, effectively leveling the playing field with equities and bonds.  Bitcoin tax relief and industry pushback This change comes after months of lobbying from industry heavyweights. In May, Strategy and Coinbase submitted a joint letter to the Treasury urging the exemption, arguing that taxing unrealized crypto gains was unfair, unconstitutional, and risked pushing American firms offshore. IRS officials appear to have taken those concerns seriously. The guidance now offers regulatory clarity that could embolden more corporations to add bitcoin to their balance sheets without fear of unpredictable tax shocks. Lummis: Taxing phantom gains doesn’t make sense Senator…

Author: BitcoinEthereumNews

2025/10/01

Rate cuts could pave the way for the next DeFi Summer, Aave maker says

Rate cuts could pave the way for the next DeFi Summer, Aave maker says

The post Rate cuts could pave the way for the next DeFi Summer, Aave maker says appeared on BitcoinEthereumNews.com. Stani Kulechov, Aave maker, said lower rate cuts from central banks could push for a new DeFi summer.  He talked about his outlook and predictions during Token2049, which is taking place in Singapore. Kulechov believes steep rate cuts will boost DeFi yields and tokenized assets across the crypto market.  “I think every single rate cut by a central bank, whether it’s by the Fed or ECB … is basically additional arbitrage for these DeFi yields. As rates are gonna go down, we’re gonna see a really good bull market for DeFi yield.” Kulechov links rate cuts to DeFi growth Kulechov said low borrowing costs will make on-chain yields more attractive compared to traditional finance. During the last era of near-zero rates after 2020, DeFi’s total value locked surged from under $1 billion to $10 billion in just months. He believes today’s advanced crypto infrastructure makes DeFi ready for another expansion. However, this time it will be with tokenized assets. “So now, we’ve built this really amazing DeFi infrastructure … And we’re gonna go to a phase where DeFi actually can be embedded into the broader financial and fintech system and distribute yields,” Kulechov told the host at Token2049.  The first ever DeFi summer of 2020 happened during the COVID-19 pandemic. It was driven by a mix of ultra-low interest rates, generous liquidity mining incentives, and the rise of stablecoins. During that time, central banks around the world slashed borrowing costs in response to COVID-19. Because of that, investors start looking for higher yields elsewhere. And this is when they pivoted from traditional finance to crypto.  Decentralized finance dApps like Compound, Aave, and Yearn Finance attracted users with lucrative token rewards. Stablecoins such as USDC and USDT provided the required liquidity for lending and borrowing.  The Federal Reserve kept rates steady…

Author: BitcoinEthereumNews

2025/10/01

Next Coin to Blow Up: Could Ethereum and Based Eggman Be the Next Altcoins to Break All Time Highs?

Next Coin to Blow Up: Could Ethereum and Based Eggman Be the Next Altcoins to Break All Time Highs?

Discover if Ethereum and Based Eggman ($GGs) could be the next altcoins to break all-time highs. Explore the best crypto presale to buy in 2025 with key insights into top crypto presale projects.

Author: Blockchainreporter

2025/10/01

New York Department of Financial Services Updates Crypto Custody Guidelines, Emphasizing the Separation of Client Assets from Custodian Bankruptcy Risk

New York Department of Financial Services Updates Crypto Custody Guidelines, Emphasizing the Separation of Client Assets from Custodian Bankruptcy Risk

PANews reported on October 1st that the New York State Department of Financial Services (NYDFS) has released updated guidance for licensed cryptocurrency custodial entities (VCEs). The core requirement of the guidance is that the custody structure must ensure that the beneficial ownership of digital assets always belongs to the customer, and in particular, customer assets must be protected in the event of the custodial entity's bankruptcy. The NYDFS stated that this update was made in response to the surge in demand for virtual asset custody from both institutional and retail clients, as well as the increasingly complex "sub-custodian" relationships within the industry. The new guidelines explicitly prohibit custodians from using client assets for activities that could compromise client ownership, such as rehypothecation or unsecured lending, without explicit permission and informed consent. Furthermore, the new guidelines impose stricter due diligence, contractual terms, and disclosure requirements on custodians' use of sub-custodians. The guidance, which is intended to provide greater clarity and confidence to clients and prompt licensed entities to review their custody structures and client agreements, is now effective in 2025 and replaces the previous version from January 2023.

Author: PANews

2025/10/01

‘Hockey Stick Growth’: Coinbase Hits $1B in Onchain Loans, Brian Armstrong Sets $100B Target

‘Hockey Stick Growth’: Coinbase Hits $1B in Onchain Loans, Brian Armstrong Sets $100B Target

The post ‘Hockey Stick Growth’: Coinbase Hits $1B in Onchain Loans, Brian Armstrong Sets $100B Target appeared on BitcoinEthereumNews.com. Coinbase just dropped the mic on X: $1 billion in onchain loans using bitcoin as collateral. CEO Brian Armstrong’s already eyeing a 100x leap to $100 billion. DeFi Credit Explodes, Billions Flow Into Onchain Lending On social media, Coinbase and Brian Armstrong announced that the company has facilitated $1 billion in onchain loans, with bitcoin […] Source: https://news.bitcoin.com/hockey-stick-growth-coinbase-hits-1b-in-onchain-loans-brian-armstrong-sets-100b-target/

Author: BitcoinEthereumNews

2025/10/01

Bitcoin holders show interest in BTCFi but awareness still remains low

Bitcoin holders show interest in BTCFi but awareness still remains low

The post Bitcoin holders show interest in BTCFi but awareness still remains low appeared on BitcoinEthereumNews.com. Despite big investments and clear demand for yield, most Bitcoin holders have never tried BTCFi because the platforms feel complex and unfamiliar. Without simpler products and better communication, BTCFi could stay a niche space for insiders rather than reach mainstream adoption. Summary Most Bitcoin holders still haven’t touched BTCFi, even though investors are pouring money into the space and there’s clear demand for yield and liquidity. The problem is that current platforms are built for crypto insiders, leaving everyday BTC users confused, cautious, or unaware these products even exist. Unless BTCFi becomes simpler and better communicated, it risks staying niche instead of reaching the broader Bitcoin audience, GoMining warns. While venture funding and media hype might suggest that Bitcoin DeFi — or simply known as BTCFi — is on the rise, Bitcoin users tell a different story. A new survey by GoMining shared with crypto.news found that nearly 80% of BTC holders have never used BTCFi, highlighting a gap between the industry’s ambitions and its actual adoption. GoMining’s results of survey on BTCFi | Source: GoMining Similar to decentralized finance (DeFi) on Ethereum, BTCFi was meant to offer a set of tools and platforms that let people use BTC in financial ways beyond just buying and holding. For example, people could use BTC for lending, getting access to synthetic Bitcoin assets, or bridging them via cross-chain bridges to get access to different networks. Institutional pouring also seems to be growing. Data from Maestro, an enterprise-grade Bitcoin-focused infrastructure provider, shows that BTCFi venture funding surged to $175 million across 32 rounds in the first half of 2025, with 20 out of 32 deals focused on DeFi, custody, or consumer apps in the BTCFi space. For crypto natives only Yet, according to GoMining’s survey, which questioned more than 700 people across North…

Author: BitcoinEthereumNews

2025/10/01

Aave maker sees rate cuts fueling a new DeFi Summer

Aave maker sees rate cuts fueling a new DeFi Summer

Kulechov sees central bank rate cuts as fuel for the next DeFi summer.

Author: Cryptopolitan

2025/10/01

Bitcoin holders show interest in BTCFi but awareness still remains low, research shows

Bitcoin holders show interest in BTCFi but awareness still remains low, research shows

Despite big investments and clear demand for yield, most Bitcoin holders have never tried BTCFi because the platforms feel complex and unfamiliar. Without simpler products and better communication, BTCFi could stay a niche space for insiders rather than reach mainstream…

Author: Crypto.news

2025/10/01

Only 5% of Experts See BTC at $200K by 2026, Debate Shifts to Crypto with Real 50x Potential

Only 5% of Experts See BTC at $200K by 2026, Debate Shifts to Crypto with Real 50x Potential

Bitcoin (BTC)’s position as the industry leader has always drawn extreme predictions, but the latest outlooks from analysts reveal a dramatic divide. Just 5% of experts now expect BTC to climb to $200,000 by 2026, while most are warning of limitations around its current trajectory. With the crypto fear and greed index showing continued swings, [...] The post Only 5% of Experts See BTC at $200K by 2026, Debate Shifts to Crypto with Real 50x Potential appeared first on Blockonomi.

Author: Blockonomi

2025/10/01

Circle's tokenized money market fund, USYC, has launched on the Solana network, targeting only non-US institutional investors.

Circle's tokenized money market fund, USYC, has launched on the Solana network, targeting only non-US institutional investors.

PANews reported on October 1st that Circle announced, according to its official blog, that its tokenized money market fund, USYC, is now available on the Solana blockchain. USYC is a tokenized fund share launched by Circle, representing ownership of a short-term U.S. government money market fund and earning returns from the underlying assets. Officials emphasized that USYC is only applicable to qualified non-US institutional investors who have completed KYC/AML and passed wallet whitelist verification, and is a licensed token. On Solana, USYC can be used as an interest-bearing asset in lending protocols, as margin collateral in perpetual DEXs, or deployed in automated yield vaults. In addition to Solana, USYC already supports networks such as Base, Ethereum, and NEAR.

Author: PANews

2025/10/01

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4845Articles
Cryptopolitan
Cryptopolitan
1083Articles
PANews
PANews
953Articles
Coinstats
Coinstats
944Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

Vitalik outlined his latest vision for the integration of Ethereum and AI, along with four short-term development directions.

Vitalik outlined his latest vision for the integration of Ethereum and AI, along with four short-term development directions.

2026/02/10 09:25
XRP Displays 2021-Style Capitulation – U.Today

XRP Displays 2021-Style Capitulation – U.Today

2026/02/10 09:14
Is China out to weaken Marcos?

Is China out to weaken Marcos?

2026/02/10 09:00
Solana Eyes $98 Amid Second-Largest ETF Outflows

Solana Eyes $98 Amid Second-Largest ETF Outflows

2026/02/10 09:00
Pompliano: Bitcoin Will Do ‘Very Well’ Over Long Run

Pompliano: Bitcoin Will Do ‘Very Well’ Over Long Run

2026/02/10 08:47