Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14671 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Retail Investors Call This the $20-to-$500,000 Opportunity of the Decade

From just $20, early buyers say Moonshot MAGAX could grow into a $500,000 fortune. Discover why this AI-powered meme token is fueling investor urgency.

Author: Blockchainreporter

2025/09/28

Top Altcoins To Watch That Can Rally 8,400% Before The XRP Price Touches $10

The post Top Altcoins To Watch That Can Rally 8,400% Before The XRP Price Touches $10 appeared on BitcoinEthereumNews.com. Altcoin momentum is picking up in Q4 2025, especially as XRP edges toward the long-awaited $10 milestone. But while XRP carries strong institutional backing, many analysts believe its explosive growth phase may be behind it. Instead, the spotlight is shifting to low-cap, high-upside altcoins like MYX Finance (MYX), PEPE, and the fast-rising DeFi project Paydax Prorocol (PDP). With forecasts of potential rallies reaching 8,400%, these altcoins are emerging as the real hidden gems investors are watching ahead of the next big market surge. Liquidity Meets Adoption: The Growth Engine Behind Paydax Protocol (PDP) When it comes to altcoins with the potential for real growth and adoption, Paydax leads the pack. Unlike altcoins like MYX Finance (MYX) and PEPE, which are driven purely by hype or whale speculation, Paydax offers a real-world lending utility that sets it apart. The protocol allows users to borrow against tokenized assets such as crypto, gold, fine art, and collectibles. Source: Paydax Protocol Take a real-world scenario: Imagine a PEPE or MYX holder with $100,000 worth of tokens watching his asset dwindle as volatility sets in and hype fades. He wants to reinvest in a more profitable altcoin, but selling would lock in heavy losses or cost him his position. Instead of selling, he can unlock 60–90% of the value in stablecoins through Paydax, gaining liquidity for trading or reinvestment, all while preserving his core position. Why Paydax Protocol’s PDP Could Explode 8,400% First Unlike hype-driven altcoins, Paydax (PDP) boasts core features that give PDP the foundation to back up its 8,400% upside potential with actual utility, not hype. Here’s why analysts are calling it the altcoin to watch: Earn While Holding: Lenders can earn up to 15.2% APY by funding fully collateralized loans. Meanwhile, stakers can earn up to 20% APY while safeguarding the ecosystem.…

Author: BitcoinEthereumNews

2025/09/28

Crypto Treasuries Companies May Crash Markets Nearly 80%, Like Dotcoms!

The post Crypto Treasuries Companies May Crash Markets Nearly 80%, Like Dotcoms! appeared on BitcoinEthereumNews.com. The post Crypto Treasuries Companies May Crash Markets Nearly 80%, Like Dotcoms! appeared first on Coinpedia Fintech News Crypto treasuries have become the talk of this market cycle, with institutions and corporations scooping up digital assets to showcase strength and long-term conviction. But experts warn this could repeat the dotcom bubble of the 2000s, when too much hype and risky bets caused markets to crash nearly 80%. Dotcom Déjà Vu in Crypto Ray Youssef, founder of the peer-to-peer platform NoOnes, believes the crypto industry is repeating the mistakes of the dot-com era. Back in the late 1990s, big ideas about the internet attracted money and attention, but many companies lacked real foundations. Most of them eventually collapsed. Youssef says today’s hype around cryptocurrency, DeFi, and Web3 feels the same. He predicts that many crypto treasury companies will not survive. When they fail, they may sell their holdings, creating a sharp market reset. The problem, he explains, is that these companies depend too heavily on market sentiment and price momentum. This makes them risky, blending the instability of crypto with the unpredictability of the stock market. Winners and Losers in the Next Shakeout But not all will vanish. Youssef believes a handful of disciplined firms could emerge stronger, snapping up discounted Bitcoin and blue-chip digital assets while weaker players collapse. The difference, he says, lies in responsible management. Companies that avoid piling on risky debt, stagger repayments around Bitcoin’s four-year cycles, and stick to supply-capped assets like Bitcoin and Ethereum have a better chance of surviving downturns. On the other hand, those betting heavily on volatile altcoins risk being wiped out entirely, as many tokens lose 90% or more during bear markets. How Real Businesses Back Crypto Success Perhaps the strongest safety net for these firms is something very traditional: steady…

Author: BitcoinEthereumNews

2025/09/28

Hyperdrive freezes its market after a confirmed exploit led to nearly one million dollars in losses

Hyperdrive, a DeFi yield strategy protocol built on the Hyperliquid ecosystem, has confirmed that two user wallet positions in its Treasury Market got compromised in a digital heist that led to an estimated $700,000 in losses. In what is being publicized as a precautionary measure, Hyperdrive has taken to X to reveal it has paused […]

Author: Cryptopolitan

2025/09/28

Which Token Has 50x Potential In Wall Street’s Next Banking Rotation?

The post Which Token Has 50x Potential In Wall Street’s Next Banking Rotation? appeared on BitcoinEthereumNews.com. The crypto market thrives on narratives. Some tokens rise due to hype, while others rise because of their clear use. Right now, BlockDAG is one of the trending names. Traders are debating whether it can deliver massive returns. At the same time, another project is moving quietly through its presale. Digitap is presenting itself as a token with real utility, a clear design, and a vision that lines up with how money is changing. The comparison is worth making. One project builds on technical promises, the other leans into a practical story about how people spend and manage funds. BlockDAG and the Race for Scalability BlockDAG has caught attention due to its unique structure. The project does not follow the single-chain model of Bitcoin or Ethereum. Instead, it is built on a directed acyclic graph. This model lets multiple blocks connect at once. In theory, it means faster settlement and more transactions per second. Supporters argue that it solves the old problem of congestion. The idea is simple: more speed, less waiting. BlockDAG positions itself as a foundation for future financial systems. It has even been compared with Ethereum’s early days, when people saw the potential of smart contracts before most knew how they would be used. But BlockDAG’s story is still mostly about technology. The project has bold plans, but it still shows little proof of adoption in daily use. It remains a speculative bet. Traders hope the hype is enough to lift it higher during the next rotation of capital into crypto projects. That may happen, but questions remain. Can the project move beyond theory and hype? Why Utility, Not Hype, Sets Digitap Apart Digitap tells a different story. Instead of focusing only on speed or technical design, it speaks directly to how money works in practice. The…

Author: BitcoinEthereumNews

2025/09/28

Crypto Treasury Stories Reflect Dotcom Bubble Mindset

As the cryptocurrency market continues to evolve, the narrative surrounding crypto treasuries is drawing striking parallels to the dotcom era’s exuberance and subsequent crashes. Industry experts warn that a wave of crypto treasury companies may face significant challenges ahead, echoing past speculatory bubbles. At the same time, responsible management and strategic planning could help some [...]

Author: Crypto Breaking News

2025/09/28

Crypto treasury companies pose a similar risk to the 2000s dotcom bust

                                                                               Investor psychology has not changed in the ensuing 25 years since the dotcom-era bust that took down the US stock market in the early 2000s.                     The crypto treasury narrative, which has become a major feature of the current market cycle, parallels investor sentiment from the dotcom era of the late 1990s and early 2000s, which caused the stock market to sink by about 80%, according to Ray Youssef, founder of peer-to-peer lending platform NoOnes app.The same overzealous investor psychology that led to over-investment in early internet and tech companies during the dotcom crash has not disappeared due to the presence of financial institutions in crypto, Youssef told Cointelegraph. He said:Today, the global financial market is driven by the idea of cryptocurrency, decentralized finance, and the Web3 revolution,” he added.Read more

Author: Coinstats

2025/09/28