Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

16270 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Next 1000x Crypto to Buy After Bitcoin’s November Stress Test

Next 1000x Crypto to Buy After Bitcoin’s November Stress Test

What to Know: Bitcoin’s November selloff showed that DeFi and core crypto infrastructure are tougher than they look, boosting the case for real utility 1000x plays.  Bitcoin Hyper ($HYPER) brings SVM execution and ultra low latency smart contracts to Bitcoin, aiming for high speed wrapped $BTC DeFi on a modular Layer 2. PEPENODE ($PEPENODE) reshapes meme coins with a mine to earn virtual node system that rewards engagement instead of blind speculation. Cardano ($ADA) keeps building as a research driven base layer, supported by Hydra scaling and new exposure through the Brave wallet. Bitcoin’s November crash looked painful on the charts. Prices swung double digits in days, and every social media chart wizard acted like the sky was falling. But under the surface, something more interesting happened. DeFi infrastructure held. Trades cleared. Liquidations worked. Yield strategies kept running. There were no chain meltdowns or domino style collapses like in previous cycles. It was boring in the best possible way. That resilience matters. It shows that capital is finally shifting to systems that actually work during volatility. Not the hype coins that vanish after one bad weekend, but the rails that keep the market running when the heat turns up.  If you think the next 1000x crypto to buy is the project that survives these stress tests, then you’re already looking past the usual noise. You want speed, strong security assumptions, and tech stacks that do not explode the moment gas fees spike. Below are three new crypto projects that match that idea. Bitcoin Hyper ($HYPER) as a bold Bitcoin Layer 2 execution engine. PEPENODE ($PEPENODE) as a mine to earn twist on memecoins. And Cardano ($ADA) as the slow and steady research chain that keeps shipping L2 capacity. 1. Bitcoin Hyper ($HYPER) – First Bitcoin L2 With SVM Execution Bitcoin Hyper ($HYPER) calls itself the first Bitcoin Layer 2 that runs the Solana Virtual Machine. In simple terms, it tries to bolt Solana level performance onto Bitcoin’s settlement layer. Bitcoin keeps its security. $HYPER provides the speed. Instead of waiting for Bitcoin’s ~10 minute blocks and dealing with its limited scripting, $HYPER sends execution to a real time SVM Layer 2. The setup is modular: Bitcoin L1 for settlement, one trusted sequencer for ordering, and an SVM execution layer that targets sub second confirmations and very low fees. It gives DeFi on Bitcoin a Solana style user experience. Bitcoin Hyper wants wrapped $BTC to feel like a real DeFi asset. Fast payments. Tiny fees. Swaps, lending, and staking inside SVM contracts. Even NFTs and gaming rails through Rust based SDKs. SPL compatible tokens make it easy for Solana builders to join the ecosystem. The market seems to like the idea. The presale has already raised over $28M, and you can buy $HYPER now for just $0.013365. Staking begins right after TGE, and presale stakers get a 7 day vesting window. It’s set up for long term participation instead of quick flips. If you think Bitcoin’s next big move comes from fast, programmable liquidity built on Bitcoin instead of moving away from it, Bitcoin Hyper is a strong high beta bet on that future. For more context on this project, check out Bitcoin Hyper price prediction and see what the future holds. Join the $HYPER presale now. 2. PEPENODE ($PEPENODE) – Mine‑to‑Earn Memecoin With Node Economics November reminded everyone that most meme coins still trade like lottery tickets taped to a roller coaster. PEPENODE ($PEPENODE) wants to change that with a mine to earn model that rewards users for running virtual nodes and being active, not just watching charts. The core of the system is a virtual mining setup with tiered node rewards. Engagement produces tokens and higher tier nodes lead to better performance. Users track progress through a dashboard that looks more like a simple DeFi mining UI than a standard meme page. For a project still in presale, traction is strong. $PEPENODE has raised over $2M so far, with tokens priced at $0.0011731. The official staking program offers 578% APY, while the node reward system works as a soft yield tool, sending new supply toward active community members instead of random speculators. Most meme coins depend on hype loops, influencers, and luck. PEPENODE brings back a touch of early DeFi mining energy. It’s gamified, but with actual rules and transparent dashboards. If you want meme upside without wandering around blindfolded, this one deserves a spot on your radar. To dive deeper into the project, you can also check out PEPENODE price prediction and see how 2026 looks like for this memecoin. Join the PEPENODE presale. 3. Cardano ($ADA) – Research‑Driven Base Layer With Hydra Scaling Bitcoin Hyper tries to improve Bitcoin from the outside. Cardano ($ADA) does the opposite. It builds its base layer slowly and scientifically, with formal methods and a layered design. Its Ouroboros proof of stake system aims for proof of work level security while staying energy efficient. Cardano separates settlement and computation. This lets developers create more complex smart contracts without overloading the base chain. Hydra adds Layer 2 scaling on top, letting apps run high throughput activity off chain and anchor back to the mainnet when needed. The ecosystem has been expanding in the background. Brave wallet integration now gives $ADA exposure to more than 85M users. This brings a steady flow of potential new holders and dApp users into the Cardano world. At the same time, institutions continue exploring DeFi, identity, and real world asset ideas on Cardano. $ADA is currently trading around $0.3934, giving the network a relatively steady valuation as development keeps moving. Cardano isn’t the loudest chain. It doesn’t shout about transactions per second every week. But its mix of formal verification, Hydra scaling, and massive user distribution makes it one of the more durable large cap platforms. If your thesis favors slow cooking infrastructure that wins long term, ADA still belongs in the conversation. Buy Cardano from Binance now. Bitcoin’s November dip was more than a price correction. It was a live stress test. And the winners were the projects that kept working while everything else shook. Recap: Bitcoin Hyper ($HYPER) pushes fast DeFi execution on Bitcoin. PEPENODE ($PEPENODE) upgrades memes with node based rewards. Cardano ($ADA) keeps compounding with research driven tech and new scaling layers. If Bitcoin’s future growth comes from tools that keep running during chaos, these three offer very different but very real ways to position early. This article is for informational purposes only and doesn’t constitute financial, investment, or trading advice. Always do your own research (DYOR) before investing in crypto. Authored by Aaron Walker, NewsBTC – https://www.newsbtc.com/news/next-1000x-crypto-to-buy-defi-recovers-after-bitcoin-crash

Author: NewsBTC
OpenEden Secures Strategic Investment From Ripple, Lightspeed Faction, Anchorage Digital, and Others to Scale Tokenized RWAs

OpenEden Secures Strategic Investment From Ripple, Lightspeed Faction, Anchorage Digital, and Others to Scale Tokenized RWAs

The post OpenEden Secures Strategic Investment From Ripple, Lightspeed Faction, Anchorage Digital, and Others to Scale Tokenized RWAs appeared on BitcoinEthereumNews.com. OpenEden, a regulated real-world asset (RWA) tokenization platform, has closed a strategic investment round backed by Ripple, Lightspeed Faction, Gate Ventures, FalconX, Anchorage Digital Ventures, Flowdesk, P2 Ventures, Selini Capital, Kaia Foundation, and Sigma Capital. This global consortium of institutional and crypto-native investors reflects growing conviction in regulated tokenization as the next major phase of digital asset adoption. The round follows OpenEden’s earlier fundraising with Yzi Labs in 2024 and will support the company’s expansion of its end-to-end tokenization-as-a-service infrastructure, enabling institutions, fintechs, and protocols to issue and manage regulated tokenized financial products. Institutional Backing for a Growing RWA Leader OpenEden’s strategic round secured investors spanning blockchain networks, trading firms, venture funds, and institutional infrastructure providers across North America, Europe, and Asia. The diversity of backers highlights OpenEden’s position as one of the most credible players in regulated RWA tokenization. “The growth of OpenEden mirrors the broader transformation we’re seeing in the RWA sector,” said Jeremy Ng, Founder and CEO of OpenEden. “As tokenization scales in adoption, institutions and protocols are seeking trusted, compliant infrastructure to bring traditional assets on-chain. This funding round boosts our capacity to provide regulated, market-ready products that fit both traditional and decentralized finance standards.” A Breakout Year for Tokenized Treasuries and Stablecoins Real-world assets have been one of the fastest-growing segments in crypto. In 2025, both tokenized RWAs and tokenized Treasuries doubled in market size, fueled by institutions seeking greater on-chain exposure. OpenEden has been a central contributor to this growth. Its flagship TBILL Fund — one of the earliest tokenized U.S. Treasuries products — has seen its peak AUM grow more than tenfold in under two years. The fund also received an investment-grade ‘AA+f/S1+’ rating from S&P Global, adding to its existing ‘A’ rating from Moody’s. The fund’s institutional profile was further strengthened after…

Author: BitcoinEthereumNews
Q4 V1 Protocol Launch Confirmed, The Project That Delivers, Buy Top Crypto Before Month End

Q4 V1 Protocol Launch Confirmed, The Project That Delivers, Buy Top Crypto Before Month End

The post Q4 V1 Protocol Launch Confirmed, The Project That Delivers, Buy Top Crypto Before Month End appeared on BitcoinEthereumNews.com. Mutuum Finance (MUTM) is emerging as one of the few projects that actually deliver results instead of remaining vaporware. The team has confirmed that the V1 of the protocol will launch on the Sepolia Testnet in Q4 2025, and they plan to release the platform and list the token at the same time. This synchronized execution is rare and may create high attention from investors and exchanges alike. Unlike many projects that promise but never deliver, Mutuum Finance (MUTM) is building real, usable tools for crypto investors. Users will be able to lend, borrow, and transact with a transparent, automated system. The launch will highlight the utility of the MUTM token while providing a strong foundation for adoption. What is Mutuum Finance (MUTM)? The presale details give a clear perspective on what investors are gaining. The total supply of MUTM is 4B tokens. Combined presale sales have already raised around $19.3 million while the presale has attracted over 18,300 holders. The current price in Phase 6 is $0.035, with 170M tokens allocated, and 95% of this phase already sold out. The anticipated listing price for reference is $0.06. Consider an investor example to illustrate potential gains. An investor placed $4,000 into MUTM during Phase 2 at $0.015. They acquired approximately 267K MUTM tokens. At the current Phase 6 price of $0.035, their tokens are now valued around $9K, a 133% increase. If the token reaches $1, the same investment would be worth approximately $267K, a 6,566% increase.  Mutuum Finance (MUTM) operates two lending models. The first is Peer-to-Contract (P2C), where pooled liquidity sits in audited smart contracts. Depositors receive mtTokens representing their share plus interest. Rates will adjust based on pool utilization. The second is Peer-to-Peer (P2P), where lenders and borrowers make direct agreements. This model isolates riskier or less…

Author: BitcoinEthereumNews
What Will Be the Next 10x Crypto? Utility-Backed MUTM Is Preferred Over XRP, Here Is Why

What Will Be the Next 10x Crypto? Utility-Backed MUTM Is Preferred Over XRP, Here Is Why

The post What Will Be the Next 10x Crypto? Utility-Backed MUTM Is Preferred Over XRP, Here Is Why appeared first on Coinpedia Fintech News Investors are on the hunt for the next 10x crypto as the market enters a fresh bullish cycle. Many are scanning beyond established giants like XRP, seeking high-growth opportunities in utility-driven DeFi projects. Mutuum Finance (MUTM) has emerged as a realistic contender. Analysts increasingly recognize its potential to deliver exponential returns due to its low …

Author: CoinPedia
OpenEden Strategic Blueprint: Tokenizing Global Finance

OpenEden Strategic Blueprint: Tokenizing Global Finance

The post OpenEden Strategic Blueprint: Tokenizing Global Finance appeared on BitcoinEthereumNews.com. Disclosure: This is a paid article. Readers should conduct further research prior to taking any actions. Learn more › The world of finance is being rebuilt from the ground up, not by speculative tokens, but by regulated, yield-bearing assets moving transparently on-chain. OpenEden is leading this transformation of tokenizing global finance as the infrastructure layer that enables institutions, fintechs, and developers to launch, distribute, and integrate real-world asset (RWA) products with regulatory assurance and DeFi composability. Our mission is simple yet clear: broaden access to tokenized RWAs and yields across global markets, expand USDO’s real-world utility, and deepen institutional integrations. As we scale, we’re strengthening our position as a full-stack RWA tokenization platform, combining bankruptcy-remote issuance, institutional (TradFi), centralized (CeFi), and decentralized (DeFi) distribution channels, as well as secondary liquidity into a unified, regulatory-first infrastructure. Our strategic blueprint focuses on anchoring OpenEden as the credible and composable RWA gateway, extending that trust across funds, structured products, and payment networks. 1 . Expanding USDO into Global Consumer Platforms USDO, a regulated yield-bearing stablecoin, provides holders with safe yield through a rebasing mechanism. This means holders only need to hold the stablecoin to earn yield. No other actions needed. To strengthen USDO as the benchmark for regulated, tokenized yield, OpenEden is embedding USDO into real-world ecosystems by spearheading integrations of its yield-bearing stablecoin into everyday applications, including one of Asia’s leading messaging apps, which currently services over 250 million global users. This means users would be able to send, spend, and earn with USDO within familiar digital environments, including messaging, payments, and lifestyle apps. Such integration of USDO’s functionality directly into consumer interfaces advances OpenEden’s concept of on-chain money with off-chain reach, where regulated yield becomes a part of daily financial activity. Result: OpenEden’s USDO becomes a universal digital dollar, connected across on-chain and Web2…

Author: BitcoinEthereumNews
WTI Oil dips as US Dollar strengthens, OPEC+ limits downside

WTI Oil dips as US Dollar strengthens, OPEC+ limits downside

The post WTI Oil dips as US Dollar strengthens, OPEC+ limits downside appeared on BitcoinEthereumNews.com. West Texas Intermediate (WTI) US Oil trades around $59.20 on Tuesday at the time of writing, down 0.20% on the day. The commodity remains under pressure amid a firmer US Dollar (USD), while investors await the release of the American Petroleum Institute’s (API) weekly inventory report later in the day. Market participants remain focused on geopolitical developments that could help stabilize prices. Recent Ukrainian attacks on Russian energy infrastructure forced the suspension of operations at the Novorossiysk terminal, disrupting flows from the Caspian Pipeline Consortium (CPC). This temporary reduction in supply helps limit downward pressure, especially as the Organization of the Petroleum Exporting Countries and its allies (OPEC+) confirmed plans to keep production levels unchanged in the first quarter of 2026. This pause, following several months of output increases totaling nearly 2.9 million barrels per day since April 2025, aims to mitigate the risk of oversupply. Meanwhile, Washington is attempting to foster a lasting de-escalation between Russia and Ukraine, suggesting that a peace agreement could involve easing sanctions on Moscow. A scenario that could eventually increase global Oil supply. OPEC+ has also approved a new mechanism to reassess member states’ maximum sustainable production capacity starting in 2027, a move that could spark internal tensions over future quotas, according to Reuters. These supply disruptions add to broader risks, including Kazakhstan’s decision to begin redirecting part of its Oil shipments amid CPC interruptions. Rising tensions between the United States (US) and Venezuela introduce another potential supply threat. The White House is considering restricting Venezuelan airspace, a move that could affect roughly 800,000 barrels per day of Crude Oil, most of which is exported to China. On the macroeconomic front, strongly dovish expectations surrounding the Federal Reserve (Fed) continue to indirectly support Oil prices. Lower interest rates would improve financial conditions, stimulate economic…

Author: BitcoinEthereumNews
Africa Bitcoin Corporation lists in Germany as it chases global investors

Africa Bitcoin Corporation lists in Germany as it chases global investors

ABC is currently listed in South Africa (Johannesburg Stock Exchange and A2X Markets), Namibia (NSX), the US (OTCQB), and Germany, with additional African listings planned in Botswana and Kenya. The company says expanding abroad early helps it gain access to well-capitalised pension funds and family offices looking for indirect exposure to Bitcoin through regulated equities, rather than holding the digital asset directly.

Author: Techcabal
Best Crypto to Buy Now: $HYPER Supercharges Bitcoin Layer-2

Best Crypto to Buy Now: $HYPER Supercharges Bitcoin Layer-2

What to Know: Bitcoin’s base layer still struggles with slow transaction times, high fees, and limited programmability, creating a clear gap for scalable infrastructure. As Bitcoin rallies, traders increasingly look for high-beta infrastructure plays tied directly to $BTC’s success rather than disconnected altcoin narratives. Bitcoin Hyper ($HYPER) introduces the first Bitcoin Layer 2 with SVM integration, aiming to deliver Solana-level performance while anchoring value to Bitcoin security. With SVM-based smart contracts and low-latency execution, Bitcoin Hyper targets wrapped BTC payments, DeFi, NFTs, and gaming as core utility drivers. Bitcoin’s rallies make one thing brutally clear: the base layer is still terrible for everyday usage. When fees spike above $20 and confirmation times stretch, the world’s largest network turns into a settlement chain, not a place for fast payments, DeFi, or gaming. That creates a massive opening. Traders hunting the best crypto to buy ahead of the next Bitcoin wave increasingly look beyond random alt narratives. The real upside, many argue, lies in infrastructure that can scale Bitcoin itself, letting you bet on throughput and programmability without abandoning $BTC as the core asset. That’s the lane Bitcoin Hyper ($HYPER) is targeting: a Bitcoin Layer 2 that bolts Solana-style speed onto Bitcoin’s security. Instead of pitching yet another speculative ecosystem, it offers a direct wager on solving Bitcoin’s oldest pain points – slow transactions, high fees, and limited smart contract functionality. The presale is already underway, so if you want to know ‘How to Buy Bitcoin Hyper’, we’ve got you covered. With growing interest from traders and builders, Bitcoin Hyper is positioning itself as a high-beta, infrastructure-focused play on the next major Bitcoin cycle, rather than a passing narrative trade. Bitcoin Hyper Turns Bitcoin Into a High-Speed Smart Contract Hub Bitcoin Hyper ($HYPER) delivers a simple promise for users: keep Bitcoin’s security, gain Solana-like performance. It uses Solana Virtual Machine technology to power a Bitcoin Layer 2, aiming for sub-second confirmation times and low-cost transactions. This means you can move wrapped $BTC through dApps without watching gas eat your margin. For everyday users, that means high-speed payments in wrapped $BTC, on-chain swaps, lending, staking, NFTs, and gaming that actually feel responsive. Developers get an SVM environment with Rust-based tooling and APIs, opening up Solana-style UX while still settling value back to Bitcoin’s battle-tested base layer. Unlike older Bitcoin scaling stacks that lean on slower virtual machines or clunky sidechain UX, Bitcoin Hyper explicitly targets Solana-level throughput and latency. If you want a deeper breakdown, check out our ‘What is Bitcoin Hyper’ guide for all the details. Buy $HYPER today for $0.013365 and take advantage of 40% staking rewards. Can $HYPER Ride The Next Bitcoin Cycle? Our experts predict that $HYPER could hit $0.08625 by the end of 2026. If you invested at today’s price, you’re looking at a potential ROI of over 545%. Momentum indicators are already emerging. Smart money is moving. High-net-worth wallets have bought in bulk across the presale, with the two largest buys being $500K and $379.9K. Early whale interest often acts as a signal that some capital is quietly positioning around a new infrastructure narrative before headlines catch up. From here, the bet is straightforward: if Bitcoin Hyper becomes a go-to venue for $BTC-based DeFi, payments, and gaming dApps, the network effect can compound quickly. As more developers ship SVM-based apps anchored to Bitcoin, demand for blockspace and governance exposure flows back into the token. The presale has already raised over $28.8M, showing massive backing and support. Bitcoin Hyper frames itself as a way to front-run the next big Bitcoin story: not ‘digital gold’ this time, but programmable, high-speed Bitcoin. If its SVM-powered Layer 2 gains traction with builders and liquidity, $HYPER could offer one of the cleaner, infrastructure-first ways to express a bullish thesis on Bitcoin scalability. If you’re looking for exposure beyond spot $BTC, but still want your thesis rooted in Bitcoin rather than a random theme coin, Bitcoin Hyper presents a more targeted bet. As always, size positions responsibly, but keep an eye on how quickly users, dApps, and liquidity start to populate this emerging Layer-2. Join the $HYPER presale today. Remember, this isn’t intended as financial advice, and you should always do your own research before investing. Authored by Aaron Walker, NewsBTC — https://www.newsbtc.com/news/best-crypto-to-buy-now-is-bitcoin-hyper-as-it-aims-to-superchase-btc-l2/

Author: NewsBTC
New DeFi Crypto Long-Term Analysis: Investors Highlight a 700%–900% Range as Phase 6 Approaches 100%

New DeFi Crypto Long-Term Analysis: Investors Highlight a 700%–900% Range as Phase 6 Approaches 100%

More long-term crypto investors than ever are eyeing a newly trending DeFi token that is already gaining momentum and moving towards a critical point. As interest increases, and development updates queue up in the Q4 of 2025 many are just now expressing projections of the likely growth which have this project pegged between the 700%-900% […]

Author: Cryptopolitan
Skip XRP, MUTM Is The Best Crypto To Buy Now, Predicted to Hit $1.50

Skip XRP, MUTM Is The Best Crypto To Buy Now, Predicted to Hit $1.50

The crypto market is rapidly shifting toward utility-driven tokens as crypto charts show growing interest in real-yield projects. XRP has recognition, but investors now favor DeFi crypto platforms with active use and strong growth potential. Mutuum Finance (MUTM) stands out with its dual-lending protocol and structured presale, combining stable and peer-to-peer lending. Early investors gain […] The post Skip XRP, MUTM Is The Best Crypto To Buy Now, Predicted to Hit $1.50 appeared first on TechBullion.

Author: Techbullion