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Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23361 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
SEC Launches ‘Project Crypto’ Initiative to Make America the ‘Crypto Capital of the World’

SEC Launches ‘Project Crypto’ Initiative to Make America the ‘Crypto Capital of the World’

Securities and Exchange Commission (SEC) Chairman Paul Atkins announced the launch of “ Project Crypto ” on July 31, a comprehensive initiative designed to modernize securities regulations and allow America’s financial markets to move on-chain. The announcement came during a speech at the America First Policy Institute, where Atkins outlined plans to bring crypto asset distributions back to America and establish regulatory frameworks for digital asset trading. JUST IN: 🇺🇸 SEC launches 'Project Crypto' to help make America the “crypto capital of the world.” pic.twitter.com/if6lHudlTt — Bitcoin Magazine (@BitcoinMagazine) July 31, 2025 The initiative follows the release of a 166-page White House report titled “ Strengthening American Leadership in Digital Financial Technology ,” which categorizes cryptocurrency as “ next-generation technology ” alongside railroads and the internet. The document condemns the Biden administration’s regulatory approach as creating a “hostile environment” for crypto businesses and calls for reversing policies that drove fintech firms offshore. Framework Targets Onshoring Crypto Businesses Through Clear Guidelines Project Crypto seeks to establish clear rules for crypto asset distributions, custody, and trading through public notice and comment procedures. Atkins directed Commission staff to draft regulations addressing the confusion surrounding the Howey test, which has led entrepreneurs to treat all crypto assets as securities prophylactically. The SEC plans to develop guidelines helping market participants categorize crypto assets as digital collectibles, digital commodities, or stablecoins based on economic realities. Atkins also emphasized that being deemed a security should not carry stigma, noting that many issuers prefer the flexibility securities laws afford for product design and investor protections. The initiative includes purpose-fit disclosures, exemptions, and safe harbors for initial coin offerings, airdrops, and network rewards. Atkins stated that the goal is to ensure issuers include Americans in distributions rather than excluding them to avoid legal complexity. Source: Paul Atkins on X The SEC will also address tokenized securities requests from Wall Street firms and Silicon Valley unicorns seeking to distribute tokenized stocks, bonds, and partnership interests within the United States. Atkins reported that firms are “lined up at our doors” requesting tokenization capabilities previously available only offshore. Super-App Vision Facilitates Integrated Trading Platforms The SEC plans to allow securities intermediaries to offer comprehensive services under a single license through “super-app” functionality. Broker-dealers with alternative trading systems could offer trading in non-security crypto assets alongside crypto asset securities, traditional securities, and services like staking and lending without requiring multiple federal or state licenses. Atkins directed staff to develop frameworks allowing non-security crypto assets and crypto asset securities to trade side-by-side on SEC-regulated platforms. The Commission will evaluate its authority to permit non-security crypto assets subject to investment contracts to trade on unregistered venues. The approach allows state-licensed crypto platforms not registered with the SEC to list certain crypto assets while allowing CFTC-regulated platforms to offer products with margin capabilities. As a result, the approach eliminates the need for additional Congressional authority while unlocking greater asset liquidity. Project Crypto also addresses outdated custody requirements that limited custodial service provider options. The SEC plans to modernize custody rules for registered intermediaries, moving away from the previous administration’s “special-purpose broker-dealer” framework and SAB 121 guidance . 🏦Vanessa A. Countryman, Secretary of the SEC, confirmed that SAB 122 has officially replaced SAB 121 in the regulatory framework. #SAB121 #CryptoAccounting #USSEC https://t.co/feyCzuakYH — Cryptonews.com (@cryptonews) January 24, 2025 Innovation Exemption Speeds Market Entry for New Business Models The SEC is considering an innovation exemption that would allow registrants and non-registrants to quickly enter markets with new business models that don’t fit existing regulations, for which a similar standard was released for ETFs earlier today. 🚀 SEC establishes new crypto ETF listing standards enabling approximately dozen major digital assets to gain approval by October through streamlined framework. #SEC #ETFs https://t.co/grlJtGb5tH — Cryptonews.com (@cryptonews) July 31, 2025 Innovators could comply with principles-based conditions, achieving core securities law policy goals rather than burdensome prescriptive requirements. Proposed conditions include periodic Commission reporting, whitelisting functionality, and restrictions on tokenized securities not adhering to compliant token standards like ERC3643. Atkins also emphasized commercial viability as the “true north” for evaluating various models. Additionally, the initiative coincides with growing corporate adoption. A Deloitte survey found 23% of North American CFOs expect their treasury departments to use cryptocurrency within two years, rising to nearly 40% among firms with $10 billion or more in revenue. 💰 Deloitte reports CFOs eye crypto treasury adoption, with governance, regulation, and workforce readiness emerging as next-phase priorities. #deloitte #treasury https://t.co/boA1QnYOwm — Cryptonews.com (@cryptonews) July 31, 2025 Forty-three percent cited price volatility as their top concern, followed by accounting complexity and regulatory uncertainty. The White House report also confirms plans for a strategic Bitcoin reserve administered by the Treasury, though it admits the reserve is not yet operational. The document calls for Congress to affirm people’s rights to self-custody digital assets and engage in peer-to-peer transactions without financial intermediaries. Despite these positive regulatory announcements, Bitcoin is still trading relatively flat, slightly above $118,000, with Ethereum gaining modestly above $3,760.

Author: CryptoNews

2025/08/01

Profit-Taking Peaks Again – Is the Next Crypto Rally About to Begin?

Profit-Taking Peaks Again – Is the Next Crypto Rally About to Begin?

Bitcoin has just completed its third major wave of profit-taking in the ongoing 2023–2025 bull cycle, according to the latest report by CryptoQuant . Bitcoin just saw its third major profit-taking wave of this bull run. Realized profits spiked to $6–8B in late July, on par with March and Dec 2024 peaks. It was new whales who led the selling above $120K. pic.twitter.com/Q4FQkLXcin — CryptoQuant.com (@cryptoquant_com) July 31, 2025 While each wave has marked a cooling-off period for prices, the pattern also suggests the potential for another upward breakout once the market consolidates and recalibrates. On-chain data, investor behavior, and exchange flows all point to a classic “profit, pause, push” sequence now underway. ETF Launches, Trump Rally, Whale Exit: The Three Waves The first profit-taking wave hit in March 2024, triggered by the approval of U.S.-listed spot Bitcoin ETFs. The hype around this milestone drove prices toward $70,000, prompting early holders to lock in gains. A second wave followed from December 2024 to February 2025, as Bitcoin rallied beyond $100,000 after Donald Trump’s re-election victory, again triggering widespread selling. The third and most recent wave arrived in late July 2025, when Bitcoin surged past $120,000. This wave was punctuated by the sale of 80,000 BTC by an OG whale on July 25—a clear indicator of profit realization at the top. In each case, the market experienced temporary cooling, with consolidation phases lasting between two and four months before resuming the broader uptrend, reports CryptoQuant. On-Chain Metrics Confirm Another Peak CryptoQuant data shows that realized profits among Bitcoin holders spiked to $6–8 billion in late July, levels comparable to the previous waves. The majority of selling came from “new whales”—investors who accumulated BTC in the last 155 days—who cashed out as prices hit new highs. The Spent Output Profit Ratio (SOPR) for short-term holders climbed above 1.05, indicating that coins were being sold at a 5% profit. Long-term holders showed SOPR spikes representing nearly 4x returns. These indicators closely mirror patterns observed during previous high-profit periods. Capital Rotation and Exchange Flows Indicate Risk-Off Shift Profit-taking wasn’t limited to Bitcoin. Whales holding USDT, USDC, and WBTC on Ethereum also realized sizable gains, with some days in July seeing $40 million in profits across stablecoins. Meanwhile, exchange inflow data confirmed that more BTC—as much as 70,000 coins in a single day—was moved to exchanges, mirroring peaks in past profit waves. Rising inflows of altcoins reinforced the broader “risk-off” tone in the market. The Path Forward: Consolidation, Then Breakout? If history repeats, Bitcoin and Ethereum are likely to enter a short-term consolidation phase before the next leg up. Previous cycles suggest that strong profit-taking is often followed by a healthy pause, not a prolonged decline. U.S. investor appetite has slightly weakened, as indicated by the Coinbase premium turning negative, but this, too, may be temporary. As the market cools and capital rotates, traders and long-term investors alike will be watching closely. The data suggests that while a pause is in motion, the next push higher may only be a few months away. Federal Reserve Keeps Rates at 4.25%-4.5% The Federal Reserve mai ntained interest rates at 4.25%-4.5% on July 30, marking the fifth consecutive meeting without change, while two governors dissented in favor of cuts for the first time since 1993. The decision triggered a market sell-off with the Dow fall ing over 300 points and cryptocurrency markets experiencing widespread declines before recovering key support levels. Earlier, cryptocurrency markets quickly recovered with Bitcoin defending the key $118,000 level and the global crypto market cap stabilizing above $3.8 trillion.

Author: CryptoNews

2025/08/01

Top gainers and losers in crypto this week

Top gainers and losers in crypto this week

The final week of July saw the crypto market end with obvious indications of capital rotation: while larger L1s and DeFi staples moderately cooled off, micro- and mid-cap altcoins surged due to speculative pumps, DeFi activity, and narrative tailwinds. Even…

Author: Crypto.news

2025/08/01

Crypto Governance Crunch: Nearly 1 in 4 North American CFOs Plot 2027 Treasury Shift

Crypto Governance Crunch: Nearly 1 in 4 North American CFOs Plot 2027 Treasury Shift

Key Takeaways: A Deloitte survey shows 23% of North American CFOs expect to integrate cryptocurrency into treasury operations by 2027. Beyond financial use, crypto adoption could reshape corporate governance, vendor management, and workforce skill requirements. Stablecoin regulation and CBDC rollouts may influence whether crypto becomes a mainstream corporate settlement mechanism. Nearly a quarter of chief financial officers in North America expect their finance departments to be using cryptocurrency treasury within two years, according to a Deloitte survey published on July 31. The survey, conducted from June 4 to June 18, polled 200 CFOs from companies generating at least $1 billion in annual revenues. Concerns Over Volatility and Controls Deloitte found that 23% of respondents said their treasury teams will utilize cryptocurrency for either payments or investments by 2027, with the figure rising to almost 40% among CFOs at firms with $10 billion or more in revenue. The report noted that 43% of CFOs cited price volatility as their top concern in adopting non-stable cryptocurrencies such as Bitcoin and Ether. Accounting complexity and controls were identified by 42%, followed by a lack of industry regulation at 40%. Regulatory uncertainty has been heightened by recent U.S. policy shifts. The Securities and Exchange Commission (SEC) formed a crypto task force in January before rescinding prior accounting guidance, prompting the Financial Accounting Standards Board to update its own rules in March. 🚀 SEC establishes new crypto ETF listing standards enabling approximately dozen major digital assets to gain approval by October through streamlined framework. #SEC #ETFs https://t.co/grlJtGb5tH — Cryptonews.com (@cryptonews) July 31, 2025 Fifteen percent of CFOs indicated they expect to accept stablecoins for payments within two years, with the proportion again higher for the largest companies. Forty-five percent of respondents pointed to improved customer privacy as a benefit, while 39% cited efficiency in cross-border payments. Corporate Treasury Use Cases Expanding Beyond treasury functions, CFOs identified supply chain tracking as a key application. More than half said they expect to use non-stable cryptocurrencies for this purpose, and nearly as many indicated the same for stablecoins. The survey also showed that discussions about cryptocurrency are becoming common at senior levels. Thirty-seven percent of CFOs said they had spoken with their boards about crypto adoption, while 41% had discussed it with CIOs, and 34% with banks or lenders. Only 2% reported no engagement with stakeholders on the issue. The growing dialogue suggests corporations are weighing not only direct financial use cases but also how digital assets could reshape vendor relationships, treasury systems, and compliance frameworks. At the same time, the trajectory of stablecoin regulation and central bank digital currency initiatives could determine whether CFOs view crypto primarily as a niche investment tool or as an eventual component of mainstream corporate payment and settlement systems. Frequently Asked Questions How might corporate crypto adoption affect internal audit practices? CFOs may require updated audit frameworks to manage blockchain transactions, ensuring transparency, risk control, and compliance with evolving accounting standards. What skills will finance departments need to manage crypto use? Departments will likely need expertise in blockchain technology, cross-border settlement systems, cybersecurity, and compliance with multi-jurisdictional regulations. Could crypto adoption impact vendor relationships? Yes. Crypto-based payments and supply chain tracking may streamline reconciliation processes and provide transparency in procurement and logistics. How might stablecoin regulation influence CFO adoption timelines? Clearer rules could accelerate adoption by reducing regulatory risk and encouraging CFOs to view stablecoins as viable settlement assets.

Author: CryptoNews

2025/08/01

TRON becomes primary settlement layer for Tether’s USDT, data show

TRON becomes primary settlement layer for Tether’s USDT, data show

TRON has pulled ahead of Ethereum in stablecoin activity, processing nearly seven times more daily Tether transactions and surpassing $80 billion in supply by mid-2025. The growth appears to be fueled by gasless transactions and low fees, though concerns persist.…

Author: Crypto.news

2025/08/01

BNKR crypto gains as Coinbase listing sparks buying spree

BNKR crypto gains as Coinbase listing sparks buying spree

Bankr’s crypto token surged 48% to hit a new all-time high of $0.000969, with daily volume exploding five-fold after Coinbase listed the artificial intelligence-powered trading agent. BankrCoin (BNKR), the token of the advanced AI agent Bankr, traded at around $0.000596…

Author: Crypto.news

2025/07/31

The rise of Money2: The next financial system has already begun

The rise of Money2: The next financial system has already begun

Money2 is a new financial system powered by stablecoins and DeFi. With $225 billion in stablecoins and code-based contracts replacing banks, Money2 is already changing how value moves.

Author: PANews

2025/07/31

Crypto startup TACEO completes $5.5 million seed round, with participation from a16z and CSX

Crypto startup TACEO completes $5.5 million seed round, with participation from a16z and CSX

According to PANews on July 31st, TFN reported that Austrian crypto startup TACEO has secured $5.5 million in seed funding, led by Archetype VC, with participation from a16z CSX, Cyber.Fund,

Author: PANews

2025/07/31

Yield Magnetism and System Resilience: How to Rationally View the YT Arbitrage of Ethena × Pendle?

Yield Magnetism and System Resilience: How to Rationally View the YT Arbitrage of Ethena × Pendle?

Author: TEDAO Introduction: As Ethena's popularity grows, a crowded arbitrage chain is operating at full speed: collateralizing (e/s) USDe to borrow stablecoins on Aave, buying YT/PT on Pendle to generate

Author: PANews

2025/07/31

Who are the best crypto content creators? Overseas community users recommend these 10

Who are the best crypto content creators? Overseas community users recommend these 10

Compiled by Tim, PANews Recently, Dragonfly Managing Partner Haseeb asked on Twitter: "Who do you think is the best writer in the crypto industry?" and included links to their excellent

Author: PANews

2025/07/31

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