Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23140 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Chainlink Made a Historic Partnership with Mastercard to Let 3B+ Cardholders Buy Crypto On-chain

Chainlink Made a Historic Partnership with Mastercard to Let 3B+ Cardholders Buy Crypto On-chain

Chainlink has announced a partnership with Mastercard that allows over 3 billion cardholders worldwide to purchase crypto directly on-chain through a secure fiat-to-crypto conversion system. The collaboration leverages Chainlink’s interoperability infrastructure and Mastercard’s global payments network to power the new Swapper Finance platform. It addresses a key barrier that has prevented mainstream users from accessing on-chain economies by eliminating the complex multi-step processes traditionally required to convert fiat currency into cryptocurrency. We’re excited to announce that Chainlink and @Mastercard have partnered to enable billions of cardholders to purchase crypto directly onchain. https://t.co/1pKz03jQ7t Chainlink verifies and synchronizes key… pic.twitter.com/5jfLAAYn4D — Chainlink (@chainlink) June 24, 2025 “This is the type of traditional finance and decentralized finance convergence that Chainlink was built to make possible,” said Sergey Nazarov, co-founder of Chainlink, in the official announcement . Cardholders can now seamlessly convert fiat currency into crypto assets as easily as they would with any other purchase, directly accessing the on-chain economy without the hassle of setting up a wallet or registering with an exchange. Multi-Partner Ecosystem Powers Seamless Integration Behind this seamless experience lies a robust web of collaborators ensuring everything works flawlessly in the background. The Swapper Finance platform operates through a sophisticated ecosystem involving multiple technology partners collaborating to deliver a seamless user experience. ZeroHash provides the core compliance, custody, and transaction infrastructure, facilitating the conversion of regulated fiat currency into cryptocurrency for smart contract consumption. Shift4 Payments handles seamless card processing, while XSwap sources liquidity from decentralized exchanges, including the Uniswap protocol, to execute the final on-chain swaps. “ We are excited to be the infrastructure partner alongside Chainlink and Mastercard on the Swapper Finance platform ,” said Edward Woodford, CEO & co-founder of ZeroHash. As for Chainlink, the integration uses its verification system to synchronize key transaction details, ensuring secure connections between traditional payment methods and decentralized finance protocols. 💳 @Mastercard has reported that 30% of its transactions in 2024 were tokenized, recognizing stablecoins ability to disrupt financial services. #Mastercard #Tokenization https://t.co/rEFnCGmIao — Cryptonews.com (@cryptonews) February 13, 2025 This development arrives at an opportune moment when institutional adoption of blockchain technology is accelerating. In fact, Mastercard previously reported that 30% of its transactions in 2024 were tokenized . The partnership builds on this momentum by providing practical utility for digital assets beyond speculative trading, opening the door to mainstream adoption. Industry Giants Race to Capture the Crypto Payments Expansion While Chainlink and Mastercard’s partnership represents a major milestone; it’s part of a broader competitive struggle where payment giants are rapidly expanding their crypto capabilities. @visa and @yellowcard_app have partnered to expand stablecoin-powered payments across Africa. #stablecoin #Visa https://t.co/nB85xKKAXa — Cryptonews.com (@cryptonews) June 19, 2025 Visa recently partnered with Yellow Card Financial to bring stablecoin-powered payments to 20 African nations, demonstrating how traditional payment networks view crypto as essential infrastructure for emerging markets. Mastercard has also been particularly aggressive in building its crypto ecosystem, having launched over 100 crypto card programs globally and developing solutions like Crypto Credential for simplified transactions in the UAE and Kazakhstan . We’re beginning to witness a competitive dynamic that contrasts sharply with the payment industry’s more cautious approach during crypto’s early years, when Visa and Mastercard temporarily halted new crypto partnerships in 2023 following high-profile industry failures. 📊 @chainlink targets $260 trillion untokenized assets market through CCIP partnerships with top players as technical analysis shows descending triangle breakout potential toward $26-$30 targets. #Chainlink #Link https://t.co/NnPbSuLOOX — Cryptonews.com (@cryptonews) June 19, 2025 With these new developments, we could be gearing toward a maturation phase in which crypto utility is beginning to match its speculative appeal. This will potentially unlock the massive untokenized assets market that Chainlink has recently identified as a $260 trillion opportunity . Chainlink’s co-founder, Sergey Nazarov, sees this as a turning point that will finally connect three billion Mastercard users with on-chain trading environments globally.

Author: CryptoNews
Senate GOP Unveils Bold Crypto Market Structure Principles – Here’s What Could Change

Senate GOP Unveils Bold Crypto Market Structure Principles – Here’s What Could Change

A group of senior Senate Republicans has released a set of core principles outlining how they want the United States to regulate its digital asset markets. The announcement , made Tuesday morning, comes as lawmakers prepare for a new round of discussions seeking to build a legislative framework for crypto in the U.S. Senator Tim Scott, GOP Allies Lay Groundwork for Crypto Regulation Framework The principles were put forward by Senator Tim Scott, ranking member of the Senate Banking Committee, along with Senators Thom Tillis, Bill Hagerty, and Cynthia Lummis. Their proposal marks the Senate’s clearest indicator yet that it is ready to engage with the House in shaping broad crypto market structure laws. “These principles will serve as an important baseline for negotiations on this bill, and I’m hopeful my colleagues will put politics aside and provide long-overdue clarity for digital asset regulation,” Senator Scott said. 🚨NEW: Here are @BankingGOP ’s newly released market structure principles signed by @SenatorTimScott , @SenLummis , @SenatorHagerty and @SenThomTillis . The doc lays out what the discussion draft of the bill (yet to be released) aims to accomplish. https://t.co/q4G2Cuco5D pic.twitter.com/4Bvisg907X — Eleanor Terrett (@EleanorTerrett) June 24, 2025 The GOP framework calls for clearer distinctions between securities and commodities in crypto, a shared oversight model between agencies, and protections against the emergence of a single all-powerful regulator. It also includes targeted anti-money laundering rules described as “pro-innovation” and encourages federal regulators to use tools like no-action letters, sandboxes, and safe harbors to work more closely with crypto projects. Tuesday’s announcement comes ahead of a hearing by the Senate Banking Committee’s subcommittee on digital assets. Senator Lummis, who chairs the subcommittee, said the U.S. has been falling behind global peers. “While the European Union and Singapore have established clear regulations, the U.S. continues to sit on the sidelines while the digital asset industry seeks greener pastures,” she said. “That changes today.” 🚨NEW: @SenatorTimScott , @SenLummis , @SenThomTillis , & @SenatorHagerty unveiled principles for digital asset market structure legislation. These will guide bipartisan efforts to bring regulatory clarity, foster innovation, & protect investors. Read more: https://t.co/5NVwlsUvlZ — U.S. Senate Banking Committee GOP (@BankingGOP) June 24, 2025 A Senate hearing was held Tuesday afternoon to begin examining market structure policy in greater detail. Witnesses included legal representatives from Coinbase and Multicoin Capital, as well as a digital finance expert from the University of Pennsylvania’s Wharton School. The discussion was billed as one of the Senate’s first major steps following its recent passage of the stablecoin-focused GENIUS Act . That bill passed the Senate on June 17 in a 68–30 vote , drawing support from nearly all Republicans and 18 Democrats. The legislation is now with the House of Representatives, where lawmakers are weighing how to proceed. Options under consideration include passing the bill unchanged, merging it with the House’s version of stablecoin legislation, or combining it with the market structure bill in a broader package. Trump Demands Fast-Track for Stablecoin Bill as House Weighs Broader Crypto Package President Donald Trump has urged the House to move “LIGHTNING FAST” and send the stablecoin bill to his desk without changes . “The Senate just passed an incredible Bill that is going to make America the UNDISPUTED Leader in Digital Assets,” Trump posted on Truth Social. “Get it to my desk, ASAP—NO DELAYS, NO ADD ONS.” 📜 Trump has urged the House to pass the GENIUS bill without delay or amendments, calling for it to be sent to his desk immediately after approval. #GENIUS #Stablecoins https://t.co/Oat2MMoJyq — Cryptonews.com (@cryptonews) June 19, 2025 However, House Financial Services Chairman French Hill has said he wants to move the stablecoin and market structure bills together. That could complicate things, especially if the Senate introduces its own version of the market structure legislation rather than adopting the House’s CLARITY Act. The House has already made progress on the CLARITY Act , which passed through both the Financial Services and Agriculture Committees earlier this month. The bill is expected to head to the House floor soon. 🌐 Lawmakers on the US @HouseAgGOP have voted 47-6 to advance the CLARITY Act. #CryptoRegulation #Clarity https://t.co/qJvKBIHl50 — Cryptonews.com (@cryptonews) June 10, 2025 As both chambers weigh their options, questions remain over how much bipartisan agreement can be reached, especially with Democrats raising concerns about crypto’s role in illicit finance and the personal ties between the Trump family and the industry. Several lawmakers have expressed skepticism about how the legislation could benefit Trump or his allies, citing memecoins, digital asset donations, and connections to the World Liberty Financial platform. Still, Senator Lummis emphasized that last week’s vote was just the beginning. “The stablecoin bill is only the first step,” she said on the Senate floor. “Now we must finish what we started and pass a strong market structure bill before the year ends.” For now, both chambers are continuing on separate but parallel tracks. Whether they can align before the November elections is still unclear. But Tuesday’s hearing and the release of formal Senate principles suggest the groundwork for compromise is now in place.

Author: CryptoNews
COIN Act: a new turn in the Democrats battle v Trump’s cryptocurrency business?

COIN Act: a new turn in the Democrats battle v Trump’s cryptocurrency business?

Sen. Adam Schiff from the Democratic Party introduced a new bill, the COIN Act, aimed at blocking U.S. Presidents and their families from promoting or launching cryptocurrency ventures. Why did Democrats come up with a new bill, and what is…

Author: Crypto.news
China faces FOMO as dollar-pegged stablecoins expand rapidly

China faces FOMO as dollar-pegged stablecoins expand rapidly

As Washington rolls out stablecoin rules, voices in Beijing are warning it’s time to catch up, or risk being left behind. Beijing might finally be warming up to stablecoins, but not without hesitation. In a sign that China may be…

Author: Crypto.news
Why is crypto up today? Bitcoin, Ethereum, altcoins see big gains

Why is crypto up today? Bitcoin, Ethereum, altcoins see big gains

Crypto markets have seen major growth as investors ready to take on more risk on Middle East de-escalation.

Author: Crypto.news
Guotai Junan International is approved to provide cryptocurrency and other virtual asset trading services

Guotai Junan International is approved to provide cryptocurrency and other virtual asset trading services

PANews reported on June 24 that according to the official WeChat account of Guotai Junan International, Guotai Junan International Holdings Co., Ltd. has officially obtained the approval of the Hong

Author: PANews
Turkey Slaps Strict New Crypto Oversight: Mandatory Source Checks, $3K Daily Stablecoin Limit

Turkey Slaps Strict New Crypto Oversight: Mandatory Source Checks, $3K Daily Stablecoin Limit

Turkey’s Ministry of Treasury and Finance is tightening regulations on crypto asset service providers in a bid to clamp down on illicit financial activities. According to the Ministry, digital asset platforms must now collect and verify more detailed information about user transactions. This information includes obtaining a written explanation of at least 20 characters describing the purpose of each transfer, along with verifying the origin of funds involved. Per AA, the government believes this measure will enhance transparency and help identify suspicious activity earlier in the transaction process. Turkey Impose Withdrawal Restrictions to Disrupt Illicit Flows In a major shift, the new regulation imposes a delay on crypto asset withdrawals. Any crypto purchased, exchanged, or deposited will be subject to a 48-hour waiting period before it can be withdrawn. For new users making their first withdrawal, the waiting period will extend to a minimum of 72 hours. Authorities believe these delays will reduce the ability of criminal actors to quickly transfer illicit funds outside the system before they are detected or blocked. Stablecoins are also under scrutiny in the new regulatory framework. The Ministry will impose a daily transfer cap of $3,000 and a monthly limit of $50,000 for these digital assets. These restrictions are designed to prevent the rapid movement of large sums of money that may be connected to illegal betting, fraud, or other criminal proceeds. However, platforms that fully comply with the travel rule, which requires collecting identifiable information about both sender and receiver will be allowed to operate with limits twice as high. While the regulations are strict, the Ministry emphasized that they do not aim to stifle legitimate activities within the crypto space. Treasury and Finance Minister Mehmet Şimşek stated that transactions linked to market making, liquidity provision, and arbitrage will be permitted without restriction. Notably, the Ministry issued a clear warning to platforms that fail to comply with the new rules. Sanctions may include administrative penalties, financial fines, or even the denial or cancellation of operational licenses. Turkey Continues to Tighten Crypto Legal Framework The latest enforcement actions build on Turkey’s broader regulatory overhaul published on March 13, 2025, through amendments to Capital Markets Law No. 6362. These changes placed crypto platforms under the oversight of the Capital Markets Board (CMB). Two communiqués, III-35/B.1 and III-35/B.2 set out new rules for platform structure, capital requirements, internal audits, and customer protection. Platforms must be joint-stock companies with minimum capital and approved management. Aside from this, they are also required to conduct proof-of-reserve audits, partner with CMB-approved custodians, and maintain separate accounts for user funds. Additional rules govern asset listings, conflict of interest policies, risk disclosures, and dispute resolution processes to enhance user safety and platform transparency. 🇹🇷 Turkey is tightening crypto AML regulations! By February 2025, all transactions over 15,000 lira will require user identification. #TurkeyCrypto #AML https://t.co/krSkosCVSs — Cryptonews.com (@cryptonews) December 25, 2024 Prior to then, Turkey introduced tighter crypto rules in February 2025 to strengthen anti-money laundering (AML) compliance and align with global standards. Announced in the last week of 2024, the regulations require crypto service providers to collect user identification for transactions over 15,000 lira (about $425). Modeled after the EU’s MiCA framework , the rules aim to curb money laundering and terror financing, as Turkey’s presence in global crypto markets continues to grow.

Author: CryptoNews
Pulte’s FHFA eyes crypto in $8.5 trillion U.S. housing and mortgage markets — what’s next?

Pulte’s FHFA eyes crypto in $8.5 trillion U.S. housing and mortgage markets — what’s next?

What does Pulte’s FHFA crypto mortgage signal actually mean for American homebuyers, and could it rewrite lending norms for those who store wealth in Bitcoin and stablecoins? Mortgage, Pulte, and FHFA enter the crypto conversation In a recent announcement, Federal…

Author: Crypto.news
Yuyuan Tantian: The run on stablecoins will become the spark that ignites a systemic financial crisis in the United States

Yuyuan Tantian: The run on stablecoins will become the spark that ignites a systemic financial crisis in the United States

PANews reported on June 24 that Yuyuan Tantian published an article titled "Is stablecoin a life-saving pill for the US dollar?", saying that on June 17, local time, the US

Author: PANews
Hong Kong’s Financial Secretary Confirms Stablecoin Licenses to Roll Out Starting August

Hong Kong’s Financial Secretary Confirms Stablecoin Licenses to Roll Out Starting August

Hong Kong’s Financial Secretary, Paul Chan Mo-po, has stated that the stablecoin ordinance will come into effect from 1 August 2025, according to a China Daily report published on 23 June 2025. This will make Hong Kong the world’s first regulated regime for stablecoins. The implementation of the ordinance will follow its passage on 21.. The post Hong Kong’s Financial Secretary Confirms Stablecoin Licenses to Roll Out Starting August appeared first on 99Bitcoins .

Author: 99Bitcoins