Ripple Adds Digital Asset Accounts to Ripple Treasury Platform

TLDR

• Ripple launched Digital Asset Accounts and Unified Treasury in Ripple Treasury.
• The platform lets CFOs manage fiat and digital assets in one system.
• Ripple said Ripple Treasury processed $13 trillion in payments last year.
• Digital Asset Accounts support assets including XRP and RLUSD.
• Unified Treasury provides real-time visibility across banks and custodial providers.

Ripple has introduced Digital Asset Accounts and Unified Treasury within Ripple Treasury, adding native digital asset capabilities directly to its treasury management platform. The company said the new tools allow finance teams to view, hold, receive, and manage fiat and digital liquidity in a single system rather than across separate platforms.

The launch extends Ripple’s treasury push after its 2025 acquisition of GTreasury. Ripple said the platform now gives corporate treasury teams a single place to monitor balances held with banks and custody providers while reducing the need for manual reconciliation and fragmented reporting. The company described the release as a broader step toward bringing digital assets into existing finance workflows without forcing treasury departments to build new operating structures.

Ripple also said demand for this type of infrastructure is rising. In its 2026 survey of more than 1,000 finance leaders, 72% said they need a digital asset solution to remain competitive. The company added that stablecoins processed $33 trillion in volume last year, up 72% from 2024, though only a limited share of that activity has so far been tied to areas such as payroll and remittances.

New Digital Asset Accounts Add Native Treasury Functions

Digital Asset Accounts are designed to enable treasury teams to create and manage a regulated, Ripple-native account within Ripple Treasury. According to the company, this removes the need for a separate interface, external wallet setup, or additional custody workflow. Balances in assets such as XRP and RLUSD are presented alongside cash positions inside the same account structure.

Ripple said the new capability includes live fiat valuation using market data providers, 15-decimal precision for native on-chain balances, and automated transaction records that capture notional value, fiat equivalent, and market price at the time of each event. The purpose of that structure is to provide finance and control teams with a clearer audit trail while keeping digital assets within standard treasury reporting processes.

The company said multiple customers had already been using the functionality in beta before the global general availability launch. It also stated that product access may vary by geography, regulatory requirements, and the Ripple entity providing the service.

Unified Treasury Brings Fiat and Digital Positions Into One Dashboard

Unified Treasury is the second part of the rollout. Ripple said this feature gives treasury teams a real-time dashboard covering both cash and digital asset positions across providers. Companies using multiple custodians can connect those providers through Ripple Treasury’s ClearConnect layer, which is already used for bank integrations on the platform.

This allows finance teams to see digital asset and cash balances together in a single reporting view. Ripple said the feature includes direct API connectivity to digital asset providers, real-time market rates in the reporting currency of choice, and transaction synchronization as activity occurs rather than through batch imports.

The company said the design principle behind the product is that digital assets should function inside the treasury system in the same way as cash. That means teams are not expected to operate separate digital asset processes just to understand their position. Instead, the platform is built to present liquidity in one place, regardless of whether the balance is held on-chain or in a bank account.

Ripple Expands Treasury Strategy Beyond Payments Volume

Ripple said Its Treasury service facilitated $13 trillion in payment volume last year for customers ranging from small and medium-sized businesses to Fortune 500 firms. The addition of Digital Asset Accounts and Unified Treasury broadens the platform beyond payment activity to include treasury operations at the CFO level.

The company also outlined what it sees as the next stage for the platform. Ripple said future additions are expected to connect treasury users to its regulated payments network and prime brokerage infrastructure. Those functions are intended to support cross-border intercompany settlement, stablecoin-based movement of funds, and yield generation on idle cash.

Brad Garlinghouse said the company’s focus is on providing corporates with a trusted, regulated entry point into workflows they already use, while reducing friction between fiat and digital account management.

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