Nacha’s Payments Innovation Alliance Advances Quantum-Safe Payments Education for World Quantum Day

In support of World Quantum Day, Nacha’s Payments Innovation Alliance is expanding its leadership on quantum-safe payments with the launch of a new educational blog series from industry experts designed to help the payments ecosystem move from awareness to action.

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The blog series builds on the Alliance’s foundational paper, “Protecting Payments in the Quantum Era: Setting a Course for Action,” which outlines how quantum computing could impact cryptographic protections and what payments stakeholders should begin doing now to prepare. Together, the paper and blogs provide a practical road map—translating emerging theory into clear, industry-relevant guidance for organizations at every stage of readiness.

“The Alliance exists to bring together the brightest minds in our industry to explore what’s next,” said Jennifer West, AAP, AFPP, APRP, Senior Director, Payments Innovation Alliance, Education & Accreditation at Nacha. “Quantum technologies represent a frontier that will fundamentally reshape how we secure, move, and validate payments. Our work—starting with the paper and now extended through this blog series—is about helping the industry understand what’s real, what’s coming, and how to prepare responsibly.”

Blog Series Include:

1. “Quantum Payments Myths: What’s Real, What’s Hype, and Why It Matters?” by Mark Dixon, AAP, AFPP, APRP, CTP, NCP, Senior Consultant, Nacha Consulting.
2. “How Can a Payments Industry Stakeholder Get Started with Becoming Quantum-Safe?” by Jennifer Miller, AAP, APRP, NCP, Senior Director of Services, Upper Midwest ACH Association.
3. “Why Should Payments Industry Stakeholders Begin Quantum-Safe Strategic Planning?” by Jennifer Miller, AAP, APRP, NCP, Senior Director of Services, Upper Midwest ACH Association.
4. “Are Your Assets—and Their Weak Points—Ready for a Quantum Future?” by Anne-Marie Leake, AAP, CCM, VP, Communications, ePayResources.
5. “What are the Steps for Conducting a Quantum-Safe Payments Risk Assessment?” by Anne-Marie Leake, AAP, CCM, VP, Communications, ePayResources.
6. “How Can Your Organization Build a Quantum‑Safe Payments Readiness Plan?” by Atul Choudhari, AAP, AFPP, APRP, Director of Payments, Finzly.
7. “How is Quantum Computing Used in Everyday Life?” by Nanci McKenzie, AAP, APRP, CAMS, JM, Director, Treasury Management Payments Expert, Capital One.

“Quantum-safe payments is one of the most important issues facing the financial services industry ,” said Jane Wallace, AAP, Principal, Wallace Consulting and a subgroup leader of the Alliance’s Quantum Payments Project Team. “Every encrypted transaction, from ACH, instant payments, card payments and digital wallets, could be vulnerable if not upgraded to quantum-safe standards.”

“Our goal,” Wallace continued, “is to share information to help stakeholders of all sizes and at all stages of their quantum-safe journey—from those just starting or those who have already begun.”

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