David Schwartz Denies NDA Forcing Lies to XRP Holders

TLDR

• David Schwartz denied signing any agreement that requires him to mislead XRP holders.
• He stated that he would never agree to lie under a non-disclosure agreement.
• He said he remains silent when he cannot speak freely rather than give inaccurate information.
• David Schwartz challenged the $10,000 XRP price prediction as unrealistic.
• He argued that if investors believed in a 1% chance of $10,000, XRP would trade near $20.

David Schwartz rejected claims that Ripple restricts his public comments through non-disclosure agreements. He stated that no agreement requires him to mislead XRP holders. His remarks followed renewed debate over XRP price forecasts and insider transparency.

David Schwartz Rejects NDA Allegations and Transparency Claims

A community member suggested that David Schwartz may remain bound by strict NDAs after leaving his executive role. The user implied that such agreements could limit full disclosure about Ripple and XRP. However, Schwartz dismissed that view and addressed the claim directly.

He stated, “I have never signed, and would never sign, any agreement that requires me to lie.” He added that he avoids answering when he cannot speak freely. He clarified that silence differs from providing inaccurate information.

Schwartz stepped down as Ripple’s Chief Technology Officer in December 2025. He then assumed the title of CTO Emeritus and retained a seat on the company’s board. As a result, he continues to participate in XRP-related discussions.

He explained that when restrictions apply, he chooses not to comment. He said that he does not provide statements that conflict with his understanding of facts. Therefore, he rejected the suggestion that Ripple compels him to mislead holders.

XRP Price Predictions Draw Direct Response

Schwartz addressed the circulating $10,000 XRP price forecast during the same discussion. He argued that market behavior does not support such projections. He focused on rational investor actions to explain his position.

He stated that if wealthy investors saw even a 1% chance of XRP reaching $10,000, prices would reflect that expectation. He suggested that XRP would already trade near $20 under those assumptions. However, current market prices do not show that pattern.

He also rejected claims that Ripple holds a hidden plan to raise XRP’s value artificially. He said that if such a mechanism existed, the company would have used it already. Therefore, he dismissed the theory as unfounded.

Earlier this year, Schwartz commented on projections of $100 in the near term. He said that genuine belief in that target would trigger large-scale accumulation. He maintained that visible buying activity would confirm that expectation.

Schwartz also addressed concerns about Ripple’s escrow holdings. Some community members have urged the company to burn escrowed XRP. However, he argued that burning tokens would not materially affect price movements.

He compared XRP’s performance with Bitcoin over similar time frames. He stated that if escrow unlocks drove price changes, XRP would not move in tandem with Bitcoin. According to him, historical data does not support the escrow impact claim.

Schwartz continues to engage publicly despite his executive transition. He participates in discussions about XRP supply and market dynamics. His most recent statements reaffirmed that he will not sign agreements requiring dishonesty.

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