Ethereum Foundation has shifted a major part of its reserves into stablecoins, underscoring how even the largest blockchain nonprofits are becoming strategic with their treasury.
The move comes just as Mutuum Finance (MUTM), a new entrant in decentralized finance, is accelerating through its presale phases and attracting increasing attention from crypto investors looking for their next big opportunity.
Ethereum Foundation Converts ETH To Stablecoins
The Ethereum Foundation has been actively rebalancing its treasury. It recently converted 1,000 ETH worth $4.5 million into stablecoins, following up on a larger September swap of 10,000 ETH valued at $43.6 million. These transactions highlight a clear effort to secure capital while ETH prices remain elevated, recently peaking at $4,600.
Such steps align with the foundation’s policy to cut annual spending from 15% of treasury holdings down to 5% in 2030. Their goal is to maintain reserves that can fund operations for at least two and a half years. Timing is crucial, and the use of CoWSwap’s time-weighted execution method reveals a preference for decentralized tools over centralized exchanges.
Mutuum Finance Gains Momentum In Presale
As the Ethereum Foundation strengthens its reserves, investors are steadily moving into new crypto coins that promise utility beyond speculation. Mutuum Finance (MUTM) has positioned itself as one such project. The presale is currently in Phase 6, priced at $0.035, already 60% filled. Since the opening phase, when tokens sold for $0.01, the price has climbed 250%, giving early holders a 3.5x gain. So far, $16,850,000 has been raised with 16,770 total holders.
Phase 6 is selling out quickly, and once complete, Phase 7 will push the price up 14.3% to $0.04. MUTM is set to launch at $0.06, meaning current buyers stand to realize gains of around 371% after listing. The structured presale ensures that every phase rewards early entry, while limiting supply to avoid dilution.
In addition, Mutuum Finance has finalized its CertiK audit, receiving a 90/100 token score. Alongside this, the team has launched a $50,000 bug bounty program with CertiK to identify vulnerabilities, divided into tiers from critical to low severity. These security measures reflect an emphasis on trust and protocol strength as the project approaches launch.
Lending And Borrowing Protocol Development
Mutuum Finance is not just about fundraising, it has been actively developing its decentralized lending and borrowing platform. The protocol’s first version is scheduled for Sepolia Testnet in Q4 2025. Its design introduces liquidity pools, mtTokens, debt tokens, and automated liquidation bots. ETH and USDT will be the first supported assets for lending, borrowing, and collateral.
To incentivize participation, the borrow interest rate is dynamically derived from the utilization of liquidity. This ensures low rates when supply is abundant and higher rates when liquidity is scarce, encouraging repayments and fresh deposits. Stable interest rates are also being explored for borrowers who want predictability, though these rates may adjust if market conditions change significantly.
Furthermore, Mutuum is embedding strict safeguards such as overcollateralization requirements, liquidation bonuses for liquidators, and caps on deposits and borrows. These parameters are designed to protect solvency while maintaining user confidence. This blend of careful risk management and capital efficiency provides a solid foundation for sustainable crypto investing.
Community And Investor Incentives
Alongside protocol development, Mutuum Finance has announced additional incentives. A dashboard with a leaderboard now tracks the top 50 token holders, who will receive bonus rewards for maintaining their positions.
The project is also hosting its biggest giveaway yet, allocating $100,000 worth of MUTM to 10 winners, each walking away with $10,000. To qualify, investors need to hold at least $50 of MUTM tokens from the presale and complete basic participation steps.
These initiatives enhance community engagement while reinforcing long-term holding behavior, both key elements for building a strong base of users before launch.
Investors Shifting Focus
Ethereum Foundation’s treasury diversification highlights how even established entities are preparing for future volatility. However, as they consolidate wealth in stablecoins, individual investors are pivoting to growth opportunities such as Mutuum Finance (MUTM). The presale is proving to be one of the top cryptos to buy now, offering investors early access before the token lists at higher valuations.
Mutuum Finance has combined transparent fundraising, robust security checks, and a practical DeFi use case into one package. For anyone tracking crypto prices today, the contrast is clear: while Ethereum Foundation plays defense with stablecoins, Mutuum is building forward with fresh capital and an expanding investor base.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://mutuum.com/ Linktree: https://linktr.ee/mutuumfinance
Source: https://finbold.com/ethereum-foundation-dumps-eth-for-stablecoins-meanwhile-this-new-crypto-is-what-investors-are-turning-to/
