Another emerging trend is shaping around a new altcoin of DeFi Cryptocurrency at a value of $0.035, whose investors are now debating on whether the next V1 launch might create one of the next big runs of 2026. Mutuum Finance (MUTM) has already achieved a good momentum in the development and as the project enters the final offering phases, anticipations of a boom out are building up.
Presale Strength and What Mutuum Finance Is Constructing
Mutuum Finance started its service in early 2025 at $0.01. Expanding demand at various stages caused the price to go up 250% to $0.035. The project has already raised more than $19M and its community increased to over 18,300 investors.
The protocol tries to create a complete decentralized lending system with organization of collateral principles, earning relying on the lending procedures and open repayment facilities. Mutuum Finance is also presenting itself as a utility-oriented DeFi crypto, intended to be used by users seeking consistency in borrowing and actual APY rather than inspirational features.
V1 Activation and Security Measures
Mutuum Finance ensured with its official X account that V1 will also be released in the Sepolia Testnet in Q4 2025. The first version will consist of the liquidity pool, the mtTokens, the liquidation bot and the system of debt-tokens. Launched support will be ETH and USDT.
One of the priorities has been security. The project has gone through a CertiK audit where it has scored 90/100 on the Token Scan and Halborn security is currently looking into the contracts which were made final to create more confidence.
Due to the gradual increase and the timing, a number of analysts believe that by the activation of V1, MUTM could be in the range of $0.50. This could be a huge early multiplier in the case of an uptake of the usage once the Testnet is released, which at the current price of $0.035 is a substantial amount.
Growth Catalysts
Mutuum Finance employs yield based on lending activity through the use of mtTokens. Users obtain mtTokens when they provide the assets and increase in value as the borrowers pay interest. In this model, APY is related to the actual use of the protocol rather than token inflation.
Another model of the Mutuum Finance is that part of the protocol revenue purchases MUTM on the open market. MUTM bought on the open market is redistributed to users who place mtTokens in the safety module.This aids in augmenting buy strain and in long-term token maintainability.
An active daily presence is also enforced by the project, via its 24-hour leaderboard, providing the greatest contributor of the day with a $500 in MUTM. Some of these features have led some observers of the market to believe that MUTM could move to the $0.35-$0.50 range in the early mainnet, with the help of an influx of users and growing platform presence.
Layer-2 Growth
Mutuum Finance also works on its own stablecoin. The stablecoin will be pegged to USD and minted and burnt on request. The stability of coins is relevant in lending since they give a stable and predictable price of borrowed coins.
It is also planned that the team will proceed with layer-2 deployment in the future and this will decrease the fees and enhance faster transactions. Lending protocols that have early L2 integration can be more active as an increasing number of users switch to the L2 networks.
Combined with precise pricing with Chainlink oracles, fallback feeds and on-chain metrics, these future features have made some long-term analysts believe that MUTM could shift towards the $0.50-$0.60 range. This would be a potential 900% growth in price since the platform would be increasing steadily up to 2026-2027 at the current price of $0.035.
Phase 6 Acceleration and Whale Action
Phase 6 is picking up pace and allocation levels are approaching completion. The other part is selling at a better rate than the previous stages since more users are getting to know of the next V1 release. Recent whale purchases of up to 100K and above put Phase 6 even nearer to its endpoint.
Whale investment at this point can be viewed as more of a vote of confidence in the roadmap of the project and the long-term possibility. Their involvement also has a tendency to make visibility more and expedite the final process of allocation.
As Phase 6 approaches full capacity and V1 activates, investors who pay attention to the project anticipate that the current price of $0.035 will vanish soon as the token approaches its launch value of $0.06.
Mutuum Finance has combined powerful presale dynamics, a developing roadmap of DeFi, yield mechanics on mtTokens, a buyback-based distribution plan, and the development and oversight of stablecoins. When the token goes up 250 percent, raising over $19M, and with Phase 6 nearly completely apportioned, hopes of a strong rally following the release of the V1 are increasing.
For more information about Mutuum Finance (MUTM) visit the links below:
Website: https://www.mutuum.com
Linktree: https://linktr.ee/mutuumfinance
Source: https://www.cryptopolitan.com/new-cryptocurrency-price-analysis-this-0-035-defi-token-could-rally-900-following-v1-activation/
