Top cryptos to Watch in December 2025: Viral $0.035 DeFi Crypto Beats Ripple (XRP)

As the month of December 2025 dawns, investors in the market are searching for the best crypto to invest in that has explosive growth prospects. With a presale Phase 6 nearing completion at a strikingly fast pace in spite of being one of the cheapest cryptos in the market, selling for a mere $0.035, the token known by the ticker name MUTM has already surpassed Ripple (XRP) in terms of social interactions. Already over 18,380 investors have joined the Mutuum Finance (MUTM) presale. Over $19.2 million in funds have already been raised for the token. Unlike XRP, MUTM provides a complete decentralized financial solution. XRP faces a market environment in which the biggest pool of investors belong to the last cohort of acquirers of the token. With the highly awaited testnet ‘V1 Sepolia’ approaching completion, the MUTM token seems to gain a louder voice in the community about being the top crypto for the coming year.

Ripple Displays Early Indications of Possible Turnaround in the Presence of Significant Whale Accumulation

Ripple (XRP) has had a tough time of late, falling by 31%, but underlying indicators point to a possible change in trend. Social sentiment has reached a record high for FUD sentiment since October of last year, a trend that was followed by a 22% jump in a mere three days, while whale activity has reached a record high in seven years. While the overall sentiment in the market indicates a possible cautious altcoin rebound, investors appear to also be interested in new altcoins that have shown some initial success and real-world functionality in the DeFi space. Focus is falling on the new arrivals with realistic possibilities, such as Mutuum Finance (MUTM), which is rapidly gaining traction as the best crypto in December 2025.

Mutuum Finance Exceeds $19.2M in Presale

Mutuum Finance (MUTM) has reached a critical point in its presale phase, catching the interest of more investors. From a starting point of $0.01 in Phase 1, MUTM has progressed to $0.035 in Phase 6, inching closer to the estimated launch price of $0.06. Investors in the presale have the unique privilege of purchasing the token at a massively discounted price that promises gains of up to 600%. The campaign has managed to raise over $19.2 million funds from more than 18,380 unique investors. Seeing that Phase 6 has already surpassed the 95% sale mark, the number of remaining tokens is very limited. Phase 7 will witness a price jump to $0.04, nearing the eventual launch price. This strong performance makes MUTM one of the top crypto investments in the current DeFi market.

Why MUTM Is a Must-Watch DeFi Crypto

Mutuum Finance is fast becoming the best crypto to buy now. The presale has raised substantial funds. There are also a significant number of token holders at 18,380. At the current Phase 6 price of $0.035, MUTM has already appreciated by 250% since Phase 1. Phase 6 is nearing completion. This may be one of the last chances to invest before the token price increases to $0.04 in Phase 7. With the estimated listing on the exchanges for $0.06, the possible gains for the presale investors would be over 500%. Presale success, high demand for the token, and the low supply of the token make MUTM the top crypto to watch for the coming months.

Parallels to Solana’s Historic Surge

Investing in MUTM at the current price of $0.035 calls to mind investing in Solana in 2021 when the token was selling at $1.50. Solana later rallied to a record high of $256, representing a mind-blowing gain of 17,100%. If a similar trend were to occur in MUTM, the token may surpass the value of $5. Early investors in the MUTM token may witness a revolutionary gain.

Mutuum Finance has become extremely popular, even surpassing Ripple (XRP) in social interactions. Phase 6 at $0.035+ is over 95% sold out, having 18,380+ investors and raising $19.2 million. The coming testnet for V1 Sepolia enables the full range of DeFi services, including loans, borrowing, and interest-bearing tokens. Getting in before Phase 7 at $0.04 will allow investors to benefit from the gains of over 500%, making it the best crypto to invest today and one of the most visible top crypto in the market.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/

Linktree: https://linktr.ee/mutuumfinance