Top 3 Cryptos to Stack Before 2026: Halborn-Audited Mutuum Finance Crushes SOL & BTC

Bitcoin, Solana, as well as a new DeFi project with a market value below $0.05 called Mutuum Finance, have been making the headlines with regard to 2026 prospects. The latest events, however, are revolving around the readiness of the protocols. As Bitcoin closes the year 2025 with a -5% change as it continues consolidating, with Solana sustaining its momentum at a crucial point of resistance levels, Mutuum Finance has made considerable advances.

The V1 lending & borrowing protocol used in the project has been audited by Halborn Security. This was followed by the implementation of all feedback received and the final code version being developed. With the team set to reveal the launch date of the protocol’s V1, Mutuum Finance, at $0.04 in the present presale phase, is considered to be a top pick in the list of cryptos to buy.

Bitcoin Ends 2025 Flat

BTC is closing 2025 unchanged. It continues moving in a way near to the price of about $88,410 with the support being at $88,210. The market is stable but it has been observed that the number of Bitcoin holders have been experiencing average realised losses of approximately $300 million per day. It is thus understandable why, despite its high profile among the cryptos, it appeared less enticing than its competitors that can grow faster in 2026.

Solana Regains Momentum 

Solana is in the headlines after experiencing more than 140% increase in the trading volumes, as the prices kept soaring to the $127-$130 bracket. Open interest in the derivatives market of Solana is on the rise, which means a new wave of speculation. A rise above $130 could, therefore, result into a potential rise to $150.

Although larger profits are made compared to Bitcoin, Solana is very market-dependent and that is why it is a less preferable alternative investment compared to a relatively new token like Mutuum Finance (MUTM).

Presale Strength of Mutuum

In the present case, Mutuum Finance (MUTM) has already raised a total of 19,550,000 since its presale started and has drawn a total of 18,650 holders. Currently, the platform is at Phase 7 at a price of $0.04, which means that the price has grown by a desirable 300% compared to the Phase 1 price. Nevertheless, this stage will be sold at an early stage and will transfer to Phase 8 with a price of 0.045.

Not like most other tokens, which were made exclusively for the intent of speculation, Mutuum Finance is now developing its lending and borrowing feature to encourage more demand. The fact that users can earn yield or borrow without selling their asset is set to boost activity on the platform. If all goes well, it appears that the long-term gains could be promising. An initial bet of $1,000 could result in gains of $15,000, assuming the token price reaches $0.60 during the early growth stage.

Security and MUTM Readiness

The degree of execution confidence is an essential long-term value factor. An independent audit has been conducted by Halborn Security in regard to Mutuum Finance, encompassing the examination of lending and borrowing contracts. This has also been completed, and the final analysis of the code has been concluded. Moreover, the readiness for the launch of MUTM V1 protocol has also been confirmed, boosting the overall readiness of Mutuum Finance regarding its appeal as top investment. 

Stacking Ahead Of 2026

Bitcoin and Solana are still key leaders within the market, though growth opportunities look relatively measured. Mutuum Finance, traded below $0.05, offers a combination of early-stage valuation, sound infrastructure, and legitimate DeFi use cases. When it comes to making a choice on which crypto is worth buying today for long-term strategic holding, MUTM is quickly emerging as a clear choice for the best crypto to buy today before the 2026 cycle.

For more information about Mutuum Finance (MUTM) visit the links below:

Website: https://mutuum.com/ 

Linktree: https://linktr.ee/mutuumfinance