XRP Price Prediction: Targets $2.75 Short-Term Despite Neutral Signals

Caroline Bishop
Jan 10, 2026 15:28

Ripple shows mixed technical signals as analysts forecast potential upside to $4.80+ in 2026, though immediate momentum appears bearish XRP Price Prediction Summary • Short-term target (1 wee…

Ripple shows mixed technical signals as analysts forecast potential upside to $4.80+ in 2026, though immediate momentum appears bearish

XRP Price Prediction Summary

• Short-term target (1 week): $2.75
• Medium-term forecast (1 month): $2.12-$4.48 range
• Bullish breakout level: $2.42
• Critical support: $2.02

What Crypto Analysts Are Saying About Ripple

Recent analysis from major crypto research platforms paints a cautiously optimistic picture for XRP’s trajectory. According to Blockchain.News analysis from January 6, “XRP shows bullish momentum targeting $2.75 short-term, with analysts forecasting $4.40-$6.00 medium-term despite RSI overbought at 75.29 and critical resistance at $2.42.”

DigitalCoinPrice’s January 7 forecast suggests “XRP is predicted to range between $2.12 and $4.48 in 2026, with a stretched target of $6.” Meanwhile, CoinLore’s technical analysis indicates more aggressive upside potential, stating “Based on our analysis of previous crypto cycles, we anticipate that the price of XRP could reach $4.81 in 2026, representing an increase of 130.47% from the current price.”

While specific KOL predictions are limited in recent hours, on-chain data suggests institutional accumulation patterns remain supportive of higher price levels throughout 2026.

XRP Technical Analysis Breakdown

At the current price of $2.09, XRP finds itself in a technically neutral position with mixed momentum signals. The RSI reading of 54.03 places Ripple squarely in neutral territory, neither overbought nor oversold, suggesting room for movement in either direction.

The MACD histogram at 0.0000 indicates bearish momentum has stalled, though the MACD line at 0.0458 remains slightly above the signal line. This configuration typically suggests a potential reversal or consolidation phase.

Ripple’s position within the Bollinger Bands at 0.67 shows the token trading closer to the upper band ($2.30) than the middle SMA 20 line ($1.99), indicating recent strength despite the current pullback. The daily ATR of $0.11 suggests moderate volatility conditions.

Key moving averages present a mixed picture. While XRP trades above the SMA 20 ($1.99) and SMA 50 ($2.03), it remains significantly below the SMA 200 at $2.57, indicating longer-term resistance ahead.

Ripple Price Targets: Bull vs Bear Case

Bullish Scenario

The primary resistance cluster sits between $2.14 (immediate resistance) and $2.20 (strong resistance). A decisive break above $2.20 could trigger the move toward the analyst target of $2.75, with the critical $2.42 level serving as the gateway to medium-term targets.

Technical confirmation would require RSI breaking above 60 while maintaining momentum, coupled with MACD histogram turning positive. Volume expansion above the current 24-hour average of $135.8 million would provide additional bullish confirmation.

Extended targets align with analyst forecasts, with $4.40-$4.81 representing the primary medium-term objectives should broader crypto market conditions remain supportive.

Bearish Scenario

Failure to hold the immediate support at $2.06 could trigger a retreat toward strong support at $2.02. A break below this level would target the lower Bollinger Band at $1.68, representing approximately 20% downside from current levels.

Risk factors include the bearish MACD momentum and the significant gap to the SMA 200, which could act as a magnet during periods of crypto market stress.

Should You Buy XRP? Entry Strategy

Current technical conditions suggest a wait-and-see approach for new positions. Aggressive buyers might consider entries near the $2.06 immediate support level with stops below $2.02.

Conservative investors should wait for a clear break above $2.20 with volume confirmation before establishing positions, targeting the $2.75 initial objective with stops below $2.14.

Risk management remains crucial given the neutral RSI and bearish momentum signals. Position sizing should reflect the current technical uncertainty, with consideration for the $0.11 daily volatility range.

Conclusion

The XRP price prediction landscape presents cautious optimism despite current technical headwinds. While immediate momentum appears bearish, analyst targets ranging from $2.75 short-term to $4.81+ medium-term suggest significant upside potential exists.

The Ripple forecast hinges on breaking the $2.20-$2.42 resistance zone, which would align with broader analyst expectations for 2026. Current neutral RSI conditions provide flexibility for movement in either direction, making tactical patience advisable.

Cryptocurrency price predictions are inherently speculative and subject to extreme volatility. Past performance does not guarantee future results, and investors should conduct thorough research before making investment decisions.

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