TLDR: Arc testnet processed 150 million transactions in 90 days with 0.5-second average settlement times.  USDC circulation grew 108% year-over-year, maintainingTLDR: Arc testnet processed 150 million transactions in 90 days with 0.5-second average settlement times.  USDC circulation grew 108% year-over-year, maintaining

Circle’s 2026 Strategy: Building Internet Financial Platform Through Arc and Stablecoins

TLDR:

  • Arc testnet processed 150 million transactions in 90 days with 0.5-second average settlement times. 
  • USDC circulation grew 108% year-over-year, maintaining position as largest regulated dollar stablecoin. 
  • Circle Cross-Chain Transfer Protocol processed $126 billion volume across 19 connected blockchains. 
  • Circle Payments Network reached billions in annualized volume since May 2025 launch with major banks.

Circle has outlined its comprehensive product strategy for 2026, focusing on three interconnected pillars that aim to establish a complete internet financial infrastructure.

The company’s Chief Product and Technology Officer detailed plans encompassing blockchain infrastructure through Arc, digital assets including USDC, and applications like Circle Payments Network.

This strategy represents Circle’s effort to connect open infrastructure with liquidity and applications to support economic coordination natively online.

Arc Blockchain and Developer Tools Drive Infrastructure Layer

Circle’s Arc blockchain serves as the foundation for its internet financial platform vision. The Layer-1 blockchain launched its public testnet on October 28, 2025, processing over 150 million transactions in its first 90 days.

Nearly 1.5 million transacting wallets participated during this period, with transactions settling in approximately 0.5 seconds on average.

Circle described Arc as designed to provide businesses and financial institutions with a trusted foundation for internet-native economic coordination.

The network features stablecoin-based transaction fees and deterministic sub-second finality for every transaction. Privacy features support institutional requirements around governance and compliance.

Developer infrastructure plays a crucial role in Circle’s platform strategy. Circle Cross-Chain Transfer Protocol (CCTP) has processed $126 billion in cumulative volume as of December 2025. The protocol connects 19 of the 30 blockchains where USDC is natively available.

Circle Gateway provides unified USDC balances that are chain-abstracted, enabling instant access to crosschain liquidity.

The company introduced Build with AI at the end of 2025, helping developers generate code through a chatbot. App Kits will unify fragmented ecosystems into a single SDK experience for faster application development.

Digital Assets and Payment Applications Complete Platform Stack

USDC experienced 108% year-over-year circulation growth, establishing itself as the world’s largest regulated dollar stablecoin.

Circle noted the stablecoin sees growing usage across exchanges, fintechs, DeFi applications, payment providers, and enterprises worldwide. The company emphasized expanding to chains that matter most to builders through a regulatory-first approach.

Circle’s tokenized money market fund, USYC, reached $1.6 billion in assets under management as of January 27, 2026.

The yield-bearing asset offers 24/7 near-instant redemptions at scale across major ecosystems including Solana and BNB Chain. Circle aims to integrate USYC into onchain treasury, collateral, and capital markets workflows during 2026.

xReserve allows blockchain teams to launch USDC-backed stablecoins through onchain reserve contracts. This service extends Circle’s asset layer beyond company-issued stablecoins.

Partners can rely on an attestation service to launch stablecoins that interoperate with USDC across supported chains.

Circle Payments Network (CPN) launched in May 2025, combining traditional fiat payment rails with stablecoin programmability. The network has enrolled major financial institutions and reached billions in annualized transaction volume.

CPN enables near-instant money movement across fiat and crypto payouts, intercompany transfers, and merchant acceptance.

StableFX operates on the Arc Testnet, allowing vetted institutions to trade stablecoin foreign exchange pairs with instant onchain settlement.

Circle stated the platform brings seamless value conversion across currencies onchain as stablecoin-powered payments continue to expand.

The company plans to deepen StableFX coverage through partnerships in the Circle Partner Stablecoins program during 2026.

The post Circle’s 2026 Strategy: Building Internet Financial Platform Through Arc and Stablecoins appeared first on Blockonomi.

Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact service@support.mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Will Huge $8.3B Bitcoin Options Expiry Trigger Another Dump?

Will Huge $8.3B Bitcoin Options Expiry Trigger Another Dump?

The post Will Huge $8.3B Bitcoin Options Expiry Trigger Another Dump? appeared on BitcoinEthereumNews.com. Home » Crypto News The end of another week is here again
Share
BitcoinEthereumNews2026/01/30 14:01
Why Staffing Agencies Need Hot Desk Booking Software to Scale Smarter

Why Staffing Agencies Need Hot Desk Booking Software to Scale Smarter

Your headcount doubled this year. Congratulations – you’re killing it.  But now you’re staring at a lease renewal and wondering: do you really need 40 desks when
Share
Fintechzoom2026/01/30 14:26
Urgent: Coinbase CEO Pushes for Crucial Crypto Market Structure Bill

Urgent: Coinbase CEO Pushes for Crucial Crypto Market Structure Bill

BitcoinWorld Urgent: Coinbase CEO Pushes for Crucial Crypto Market Structure Bill The cryptocurrency world is buzzing with significant developments as Coinbase CEO Brian Armstrong recently took to Washington, D.C., advocating passionately for a clearer regulatory path. His mission? To champion the passage of a vital crypto market structure bill, specifically the Digital Asset Market Clarity (CLARITY) Act. This legislative push is not just about policy; it’s about safeguarding investor rights and fostering innovation in the digital asset space. Why a Clear Crypto Market Structure Bill is Essential Brian Armstrong’s visit underscores a growing sentiment within the crypto industry: the urgent need for regulatory clarity. Without clear guidelines, the market operates in a gray area, leaving both innovators and investors vulnerable. The proposed crypto market structure bill aims to bring much-needed definition to this dynamic sector. Armstrong explicitly stated on X that this legislation is crucial to prevent a recurrence of actions that infringe on investor rights, citing past issues with former U.S. Securities and Exchange Commission (SEC) Chair Gary Gensler. This proactive approach seeks to establish a stable and predictable environment for digital assets. Understanding the CLARITY Act: A Blueprint for Digital Assets The Digital Asset Market Clarity (CLARITY) Act is designed to establish a robust regulatory framework for the cryptocurrency industry. It seeks to delineate the responsibilities of key regulatory bodies, primarily the SEC and the Commodity Futures Trading Commission (CFTC). Here are some key provisions: Clear Jurisdiction: The bill aims to specify which digital assets fall under the purview of the SEC as securities and which are considered commodities under the CFTC. Investor Protection: By defining these roles, the act intends to provide clearer rules for market participants, thereby enhancing investor protection. Exemption Conditions: A significant aspect of the bill would exempt certain cryptocurrencies from the stringent registration requirements of the Securities Act of 1933, provided they meet specific criteria. This could reduce regulatory burdens for legitimate projects. This comprehensive approach promises to bring structure to a rapidly evolving market. The Urgency Behind the Crypto Market Structure Bill The call for a dedicated crypto market structure bill is not new, but Armstrong’s direct engagement highlights the increasing pressure for legislative action. The lack of a clear framework has led to regulatory uncertainty, stifling innovation and sometimes leading to enforcement actions that many in the industry view as arbitrary. Passing this legislation would: Foster Innovation: Provide a clear roadmap for developers and entrepreneurs, encouraging new projects and technologies. Boost Investor Confidence: Offer greater certainty and protection for individuals investing in digital assets. Prevent Future Conflicts: Reduce the likelihood of disputes between regulatory bodies and crypto firms, creating a more harmonious ecosystem. The industry believes that a well-defined regulatory landscape is essential for the long-term health and growth of the digital economy. What a Passed Crypto Market Structure Bill Could Mean for You If the CLARITY Act or a similar crypto market structure bill passes, its impact could be profound for everyone involved in the crypto space. For investors, it could mean a more secure and transparent market. For businesses, it offers a predictable environment to build and scale. Conversely, continued regulatory ambiguity could: Stifle Growth: Drive innovation overseas and deter new entrants. Increase Risks: Leave investors exposed to unregulated practices. Create Uncertainty: Lead to ongoing legal battles and market instability. The stakes are incredibly high, making the advocacy efforts of leaders like Brian Armstrong all the more critical. The push for a clear crypto market structure bill is a pivotal moment for the digital asset industry. Coinbase CEO Brian Armstrong’s efforts in Washington, D.C., reflect a widespread desire for regulatory clarity that protects investors, fosters innovation, and ensures the long-term viability of cryptocurrencies. The CLARITY Act offers a potential blueprint for this future, aiming to define jurisdictional boundaries and streamline regulatory requirements. Its passage could unlock significant growth and stability, cementing the U.S. as a leader in the global digital economy. Frequently Asked Questions (FAQs) What is the Digital Asset Market Clarity (CLARITY) Act? The CLARITY Act is a proposed crypto market structure bill aimed at establishing a clear regulatory framework for digital assets in the U.S. It seeks to define the roles of the SEC and CFTC and exempt certain cryptocurrencies from securities registration requirements under specific conditions. Why is Coinbase CEO Brian Armstrong advocating for this bill? Brian Armstrong is advocating for the CLARITY Act to bring regulatory certainty to the crypto industry, protect investor rights from unclear enforcement actions, and foster innovation within the digital asset space. He believes it’s crucial for the industry’s sustainable growth. How would this bill impact crypto investors? For crypto investors, the passage of this crypto market structure bill would mean greater clarity on which assets are regulated by whom, potentially leading to enhanced consumer protections, reduced market uncertainty, and a more stable investment environment. What are the primary roles of the SEC and CFTC concerning this bill? The bill aims to delineate the responsibilities of the SEC (Securities and Exchange Commission) and the CFTC (Commodity Futures Trading Commission) regarding digital assets. It seeks to clarify which assets fall under securities regulation and which are considered commodities, reducing jurisdictional ambiguity. What could happen if a crypto market structure bill like CLARITY Act does not pass? If a clear crypto market structure bill does not pass, the industry may continue to face regulatory uncertainty, potentially leading to stifled innovation, increased legal challenges for crypto companies, and a less secure environment for investors due to inconsistent enforcement and unclear rules. Did you find this article insightful? Share it with your network to help spread awareness about the crucial discussions shaping the future of digital assets! To learn more about the latest crypto market trends, explore our article on key developments shaping crypto regulation and institutional adoption. This post Urgent: Coinbase CEO Pushes for Crucial Crypto Market Structure Bill first appeared on BitcoinWorld.
Share
Coinstats2025/09/18 20:35