AI agents autonomously process payments, FX, payroll, and reconciliation — capabilities out of reach for most traditional banks Brighty, the European crypto-nativeAI agents autonomously process payments, FX, payroll, and reconciliation — capabilities out of reach for most traditional banks Brighty, the European crypto-native

Brighty Launches Banking AI Agents for Corporate Clients

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AI agents autonomously process payments, FX, payroll, and reconciliation — capabilities out of reach for most traditional banks

Brighty, the European crypto-native digital finance platform, announces the launch of its Banking API for AI Agents. It’s a developer-ready infrastructure that empowers AI agents to autonomously execute real business banking operations: checking balances, sending payments, converting currencies, managing payroll, and reconciling transactions.

Even digital finance is still manual: most traditional banks remain locked behind legacy infrastructure and manual workflows. For businesses processing hundreds of invoices a month, the status quo is expensive and error-prone entailing a significant drain in staff time and accounting costs.

Brighty’s AI Agents are built for tech-savvy businesses, freelancers, and corporate clients of all sizes. For freelancers juggling clients, invoices, and taxes on their own, and for growing businesses drowning in financial admin — Brighty replaces the chaos with automation, giving them back time and visibility over their money.

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What AI Agents Can Do with Brighty

Brighty is positioning itself at the frontier of a new category in digital finance: agentic banking. Brighty’s AI agent can read an incoming invoice, determine the correct currency conversion at the live rate, request approval from the relevant stakeholder, and release the payment — all without human intervention. What used to take hours of back-and-forth now happens in seconds.

The API provides programmatic access to a full suite of business banking functions:

  • Real-Time Balance Queries: Query live balances across all accounts and currencies instantly — no screen scraping, no delays.
  • SEPA & SWIFT Payments: Initiate international transfers programmatically with full audit trails and compliance logging.
  • Currency Exchange: Convert between currencies at competitive rates with a single API call — no bridging, no friction.
  • Payroll Automation: Schedule and execute salary payments to employees across multiple countries without manual input.
  • Transaction History & Reconciliation: Access complete transaction records for automated bookkeeping and financial reporting.
  • Account & Permission Management: Configure account settings, access controls, and security rules via API.
  • Issuance and management of bank cards.

Even though Brighty is a crypto-native digital finance platform, AI Agents work beyond crypto and Web3. Brighty is purpose-built for B2B companies — traditional businesses that want to eliminate manual financial operations, reduce accounting overhead, and move at the speed of software.

“We built Brighty on a simple conviction: financial infrastructure should be transparent, programmable, and accessible. With this API, we’re extending that principle to the age of intelligent agents — giving businesses a way to automate financial operations that would otherwise require a team of accountants,” – said Nick Denisenko, Brighty’s Co-Founder and CTO

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