Bitcoin tests $98.5K as panic grips crypto markets. Is extreme fear creating a buying opportunity or a trap? History suggests fear often precedes rallies.Bitcoin tests $98.5K as panic grips crypto markets. Is extreme fear creating a buying opportunity or a trap? History suggests fear often precedes rallies.

Retail investors ‘retreat’ to $98.5K: Why This “Extreme Fear” is the Perfect Time to Buy Digitap ($TAP)

2025/11/05 22:00
5 min read

Panic is breaking out in crypto markets, liquidity is thin, and bids are grouping around $98.5K as retail retreats. Fear is getting the best of traders and investors. And there is only one question that matters: is this fear creating an opportunity or a trap?

History suggests that when markets enter extreme fear, it provides the perfect foundation for the next rally, and BTC often begins a fresh leg up under exactly these conditions.

If prediction markets favor BTC trading below $ 100,000, it will likely be front-run. But this is crypto, and there is always an opportunity. Digitap ($TAP) fits that profile perfectly. This crypto presale already has a live product, a structured price runway, and massive payment reach. Many believe it could be one of the best cryptos to buy now. And most importantly, it is one of the few altcoins to buy that benefits from the massive boom in stablecoins.

Is Buying BTC At These Levels a Good Idea? The Macro Setup 

Weekend pops are fading into lower highs, and BTC looks weak here. Bitcoin slipping under $106,000 is not what bulls want to see, and this is classic high-fear trading price action. Structure has shifted from an impulsive uptrend to range-bound behavior, and it appears more whales are unloading here.

Retail participation is thinning with a roughly 26% decline in active wallet addresses. Now everyone is watching the 50-week average trendline, which hovers at $101,000. This trend has been respected all cycle, and if BTC breaks below it, it is fair to consider the BTC cycle over.

If BTC takes the path to $101,000, the problem is that $98,500 will act as a magnet, and fear would reach fever-pitch levels. The outflows from ETFs signal caution, and when fear dominates markets, patient traders tend to be rewarded.

Until a clean reclaim sets higher highs above $112K, the base case remains range-bound price action with downside potential in play. Until a clean price break, BTC is waiting for its next catalyst.

Why This is the Perfect Moment to Buy Digitap

Digitap operates like a neobank on the surface with a rail-agnostic router underneath. Rail agnostic is a $10 word to explain that Digitap integrates traditional banking rails, SWIFT, SEPA, ACH, and Faster Payments, as well as blockchains. It is the world’s first omni-bank, and this is where crypto and fiat finally come together.

Thousands of users have already downloaded the app on iOS and Android, and thousands more are signing up for Visa cards, compatible with Apple Pay and Google Pay, every day. Virtual cards can be issued quickly without KYC, which has drawn whales to this crypto presale, explaining how it raised $1.3 million in record time.

But the reason Digitap is skyrocketing as fear takes over markets is that it focuses on payments. An industry that processes trillions in volume and is ripe for disruption. But how does Digitap beat market incumbents? The AI routing engine chooses between public chains and banking rails whenever a user sends a cross-border transaction. And always sends value on the fastest lane in real time.

And this is what money looks like in the 21st century. No more borders, no more juggling apps, and no more waiting. Just value moving like information on the internet. This solid use case is why many believe $TAP is one of the best cryptos to buy now and is resilient to the larger bearish trend because it addresses real issues. 

Why $TAP Leads the Best Cryptos to Buy Now List

Payments is an enormous market that is only growing. Digitap’s Visa card has already made it so that on-chain balances function in the real economy, and with 50% of platform profits used to burn $TAP, more adoption means more buy pressure.

Analysts focused on this deflationary angle when calling $TAP one of the best altcoins to buy, given its fixed supply of two billion that could decrease dramatically if Digitap achieves an aggressive adoption curve. This powerful flywheel could lead to some outlandish price action, and the current price of $TAP, $0.0268, looks incredibly low compared to its potential.

With the price rising to $0.0297 in the next round, and finally listing at $0.1,4, anyone joining the presale gets to enjoy paper gains as the market trends downward, as they are immune to any bearish price action. 

What Are the Best Altcoins to Buy in November? 

Extreme fear clarifies priorities. Investors want real distribution and execution, rather than speculative future profits. In that mindset, Digitap is performing excellently due to its disruptive approach to enormous industries and the profit-to-token flywheel.

Ranking as one of the best cryptos to buy now, this structured crypto presale with real-world adoption is allowing investors to mitigate downside risk and lock in future upside. $TAP remains one of the most rational altcoins to buy while the market crowds around $98,500 bids and waits for BTC to break in either direction. 

Discover how Digitap is unifying cash and crypto by checking out their project here:

Presale: https://presale.digitap.app

Website: https://digitap.app 

Social: https://linktr.ee/digitap.app


This is a sponsored article. Opinions expressed are solely those of the sponsor and readers should conduct their own due diligence before taking any action based on information presented in this article.

Market Opportunity
TAP Protocol Logo
TAP Protocol Price(TAP)
$0.0893
$0.0893$0.0893
+1.24%
USD
TAP Protocol (TAP) Live Price Chart
Disclaimer: The articles reposted on this site are sourced from public platforms and are provided for informational purposes only. They do not necessarily reflect the views of MEXC. All rights remain with the original authors. If you believe any content infringes on third-party rights, please contact crypto.news@mexc.com for removal. MEXC makes no guarantees regarding the accuracy, completeness, or timeliness of the content and is not responsible for any actions taken based on the information provided. The content does not constitute financial, legal, or other professional advice, nor should it be considered a recommendation or endorsement by MEXC.

You May Also Like

Franklin Templeton CEO Dismisses 50bps Rate Cut Ahead FOMC

Franklin Templeton CEO Dismisses 50bps Rate Cut Ahead FOMC

The post Franklin Templeton CEO Dismisses 50bps Rate Cut Ahead FOMC appeared on BitcoinEthereumNews.com. Franklin Templeton CEO Jenny Johnson has weighed in on whether the Federal Reserve should make a 25 basis points (bps) Fed rate cut or 50 bps cut. This comes ahead of the Fed decision today at today’s FOMC meeting, with the market pricing in a 25 bps cut. Bitcoin and the broader crypto market are currently trading flat ahead of the rate cut decision. Franklin Templeton CEO Weighs In On Potential FOMC Decision In a CNBC interview, Jenny Johnson said that she expects the Fed to make a 25 bps cut today instead of a 50 bps cut. She acknowledged the jobs data, which suggested that the labor market is weakening. However, she noted that this data is backward-looking, indicating that it doesn’t show the current state of the economy. She alluded to the wage growth, which she remarked is an indication of a robust labor market. She added that retail sales are up and that consumers are still spending, despite inflation being sticky at 3%, which makes a case for why the FOMC should opt against a 50-basis-point Fed rate cut. In line with this, the Franklin Templeton CEO said that she would go with a 25 bps rate cut if she were Jerome Powell. She remarked that the Fed still has the October and December FOMC meetings to make further cuts if the incoming data warrants it. Johnson also asserted that the data show a robust economy. However, she noted that there can’t be an argument for no Fed rate cut since Powell already signaled at Jackson Hole that they were likely to lower interest rates at this meeting due to concerns over a weakening labor market. Notably, her comment comes as experts argue for both sides on why the Fed should make a 25 bps cut or…
Share
BitcoinEthereumNews2025/09/18 00:36
BlackRock boosts AI and US equity exposure in $185 billion models

BlackRock boosts AI and US equity exposure in $185 billion models

The post BlackRock boosts AI and US equity exposure in $185 billion models appeared on BitcoinEthereumNews.com. BlackRock is steering $185 billion worth of model portfolios deeper into US stocks and artificial intelligence. The decision came this week as the asset manager adjusted its entire model suite, increasing its equity allocation and dumping exposure to international developed markets. The firm now sits 2% overweight on stocks, after money moved between several of its biggest exchange-traded funds. This wasn’t a slow shuffle. Billions flowed across multiple ETFs on Tuesday as BlackRock executed the realignment. The iShares S&P 100 ETF (OEF) alone brought in $3.4 billion, the largest single-day haul in its history. The iShares Core S&P 500 ETF (IVV) collected $2.3 billion, while the iShares US Equity Factor Rotation Active ETF (DYNF) added nearly $2 billion. The rebalancing triggered swift inflows and outflows that realigned investor exposure on the back of performance data and macroeconomic outlooks. BlackRock raises equities on strong US earnings The model updates come as BlackRock backs the rally in American stocks, fueled by strong earnings and optimism around rate cuts. In an investment letter obtained by Bloomberg, the firm said US companies have delivered 11% earnings growth since the third quarter of 2024. Meanwhile, earnings across other developed markets barely touched 2%. That gap helped push the decision to drop international holdings in favor of American ones. Michael Gates, lead portfolio manager for BlackRock’s Target Allocation ETF model portfolio suite, said the US market is the only one showing consistency in sales growth, profit delivery, and revisions in analyst forecasts. “The US equity market continues to stand alone in terms of earnings delivery, sales growth and sustainable trends in analyst estimates and revisions,” Michael wrote. He added that non-US developed markets lagged far behind, especially when it came to sales. This week’s changes reflect that position. The move was made ahead of the Federal…
Share
BitcoinEthereumNews2025/09/18 01:44
TBC Bank Recognized as a Fintech Leader in Uzbekistan for AI and Digital Innovation

TBC Bank Recognized as a Fintech Leader in Uzbekistan for AI and Digital Innovation

TBC Bank, a prominent player in Uzbekistan’s banking sector, has rapidly become one of the leaders in fintech, driving digital transformation and innovative financial
Share
Techbullion2026/02/28 08:39