Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15680 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
JPMorgan Invests $102M in BitMine as Ethereum Institutional Demand Rises

JPMorgan Invests $102M in BitMine as Ethereum Institutional Demand Rises

The post JPMorgan Invests $102M in BitMine as Ethereum Institutional Demand Rises appeared on BitcoinEthereumNews.com. JPMorgan’s $102 million stake in BitMine signals rising institutional interest in Ethereum holdings. BitMine now holds over 3.24 million ETH, expecting Ethereum price to reach $7,000 by the end of the year. JPMorgan Chase & Co. has revealed a major investment in BitMine Immersion Technologies. According to a 13F-HR filing submitted to the U.S. SEC on November 7, the bank held 1,974,144 shares of the company as of September 30, valued at roughly $102 million. According to a 13F-HR filing submitted to the U.S. SEC on Nov. 7, JPMorgan held 1,974,144 shares of BitMine Immersion Technologies as of Sept. 30, with a position value of about $102 million. BitMine, originally a bitcoin mining company, pivoted in 2025 to become an Ethereum… — Wu Blockchain (@WuBlockchain) November 8, 2025 This investment gives the largest US bank a notable position in a publicly traded company that holds Ethereum. The move signals growing confidence in Ethereum’s long-term value among major financial players. It also provides traditional investors with a clearer path to enter the crypto market. By leveraging Bitmine’s Ethereum reserves, JPMorgan is creating a functional link between traditional finance and blockchain-based assets, increasing the likelihood of crypto gaining a place in mainstream financial systems. BitMine, led by Thomas Tom Lee, began as a bitcoin miner company. In 2025, the firm shifted its strategy and turned its focus toward Ethereum reserves. The company now holds more than 3.24 million ETH, placing it among the largest corporate holders of the cryptocurrency. JPMorgan Deepens Institutional Role in Crypto JPMorgan’s move comes as it prepares to allow its institutional clients to use Bitcoin and Ethereum as collateral for loans by the end of this year. According to Bloomberg, the setup will run through a third-party custodian responsible for holding the pledged digital assets. Earlier this year,…

Author: BitcoinEthereumNews
5 Reasons AI Tokens Like IPO Genie Are Leading the 2025 Boom

5 Reasons AI Tokens Like IPO Genie Are Leading the 2025 Boom

AI Tokens Take Center Stage in the 2025 Crypto Comeback Move over, Bitcoin,  there’s a new conversation dominating crypto headlines. […] The post 5 Reasons AI Tokens Like IPO Genie Are Leading the 2025 Boom appeared first on Coindoo.

Author: Coindoo
BlockDAG’s Presale Closing Makes It the Next Big Crypto

BlockDAG’s Presale Closing Makes It the Next Big Crypto

The post BlockDAG’s Presale Closing Makes It the Next Big Crypto appeared on BitcoinEthereumNews.com. Crypto Presales With its presale closing soon and $435M+ raised, BlockDAG’s $0.40 target positions it as the next big crypto, outpacing Cronos, AAVE, and WLFI in 2025. In every cycle, investors set their sights on the next big crypto, a token that combines fresh momentum with real potential. But defining what makes a project “next” isn’t always about hype; it’s about timing, structure, and opportunity. While established names like AAVE and Cronos remain fixtures in the market, newer entrants are beginning to challenge legacy dominance. Some projects offer refined utility, others lean into narrative-driven communities, and a few are shaping launch plans with precision. As trading interest rotates toward tokens with upside catalysts, the field is once again wide open. Here’s how four contenders are positioning themselves right now. BlockDAG: Fixed Supply and Forecasted $0.40 Listing Turn Heads BlockDAG is attracting serious attention for its straightforward value proposition: a fixed supply, aggressive exchange strategy, and clear roadmap. As of now, over 44 billion coins have been sold, putting the project well past its soft and hard fundraising targets. The current presale price of $0.005 may soon be history, with the team confirming that no further bonuses or discounts will apply in the final batches. Buyers have until February 10 to participate, after which the coin will lock at its last presale rate and shift to open market trading. What makes BlockDAG stand apart is the calculated post-launch forecast. With projections circling a $0.40 market debut, the coin would represent one of the strongest launches of the year in terms of immediate upside. Its capped supply of 50 billion ensures long-term scarcity, while over 20 exchanges, including Tier-1 and Tier-2 platforms, are being lined up to provide liquidity post-launch. For those hunting for the next big crypto, BlockDAG delivers a rare…

Author: BitcoinEthereumNews
Forget CRO and AAVE: BlockDAG’s Presale Closing Makes It the Next Big Crypto

Forget CRO and AAVE: BlockDAG’s Presale Closing Makes It the Next Big Crypto

In every cycle, investors set their sights on the next big crypto, a token that combines fresh momentum with real […] The post Forget CRO and AAVE: BlockDAG’s Presale Closing Makes It the Next Big Crypto appeared first on Coindoo.

Author: Coindoo
Bitcoin’s DeFi Could be the Largest Contributor to Cardano’s TVL‬ ⋆ ZyCrypto

Bitcoin’s DeFi Could be the Largest Contributor to Cardano’s TVL‬ ⋆ ZyCrypto

The post Bitcoin’s DeFi Could be the Largest Contributor to Cardano’s TVL‬ ⋆ ZyCrypto appeared on BitcoinEthereumNews.com. Advertisement &nbsp &nbsp Charles Hoskinson believes Bitcoin’s DeFi could be the catalyst that finally unlocks massive liquidity for Cardano. Speaking during his latest AMA, the Cardano founder predicted that integrating Bitcoin-based decentralized finance could “create billions of dollars of TVL for the network and bring a lot of Bitcoin.” Hoskinson used the session to challenge the widespread notion that the introduction of major stablecoins, like USDT or USDC, would automatically transform Cardano’s ecosystem. According to him, such expectations oversimplify the network’s challenges. The Cardano founder believes it’s absurd to think “the existence of one of these larger stablecoins is magically going to make Cardano’s entire DeFi problem go away,” noting that Cardano already supports native, asset-backed stablecoins like USDM and USDA that maintain their pegs efficiently. Hoskinson emphasized that the fundamental limitation lies in user engagement, not technology. Despite boasting over 1.3 million staking and governance participants holding more than $15 billion in ADA, most remain passive investors. Advertisement &nbsp “Cardano has a fertile ecosystem,” he said, “But not a lot of those people have crossed the chasm to use DeFi in Cardano.” This passivity, he explained, creates a “chicken-and-egg” scenario where low activity deters partnerships and liquidity inflows, further stunting ecosystem growth. To address this, Hoskinson unveiled a multi-year roadmap designed to bridge DeFi with real-world finance, naming Midnight and RealFi as central initiatives to this plan. Both projects will connect with Bitcoin’s DeFi infrastructure, enabling ADA and BTC to be lent, converted into stablecoins, and deployed in real-world lending products. These integrations, he noted, could help Cardano tap into Bitcoin’s deep capital base and attract institutional-level liquidity. Still, Hoskinson admitted that Cardano’s most pressing challenge is organizational rather than technical. “It’s not a technology problem,” he said. “It’s a problem of governance and coordination and ultimately…

Author: BitcoinEthereumNews
While Ripple (XRP) Crashes Below $2.40, Mutuum Finance (MUTM) Presale Spears Past 85% in Stage 6

While Ripple (XRP) Crashes Below $2.40, Mutuum Finance (MUTM) Presale Spears Past 85% in Stage 6

While XRP falls below $2.40, Mutuum Finance (MUTM) surges past 85% in Stage 6, raising $18.5M as investors chase its stablecoin-backed DeFi lending model.

Author: Blockchainreporter
XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet

XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet

XRP Ledger introduces native smart contracts, transforming blockchain development possibilities. Developers gain access to XRPL’s AlphaNet for decentralized app testing. Network achieves 99.999% uptime milestone, reinforcing XRP Ledger’s unmatched reliability. The XRP community witnessed a major shift this week after Denis Angell, a software engineer at XRPL Labs and Xahau, revealed that the XRP Ledger Smart Contracts feature is now live for developers to test on AlphaNet. This marks the first time the ledger has introduced native Layer-1 smart contract capabilities, blending Ethereum-style contracts with XRPL’s unique native features and transaction system. Developers can now explore decentralized app creation directly on the XRP Ledger, expanding beyond traditional token operations. According to Angell, this milestone is designed to give developers direct access to XRPL’s core features without relying on UNL approval, providing flexibility and efficiency in execution. Also Read: XRP Burn Rate Jumps Over 60% as Network Activity Surges and Price Recovers New Phase for XRP Ledger Development The new smart contract framework offers multi-language support and introduces on-chain ABIs, allowing human-readable interface definitions to be stored directly on the ledger. This upgrade opens the door for wide-ranging use cases including cross-chain bridges, advanced DeFi protocols such as derivatives and perpetuals, as well as token utilities with staking rewards for issued tokens. Moreover, developers can build governance models with on-chain voting mechanisms, decentralized gaming systems, and marketplace logic supporting customizable NFT trading rules. The first smart contract extension, known as “Smart Escrows,” will enable developers to create customized release conditions for escrows and is expected to arrive in the first quarter of 2026. XRP Ledger Growth and Network Performance Besides expanding XRPL’s functionality, the network continues to demonstrate remarkable performance. It recently surpassed 100 million ledgers, achieving an uptime record of 99.999% since its inception. This reliability strengthens XRP Ledger’s standing as one of the most consistent blockchain networks globally. Additionally, onchain data from analytics platform Santiment showed that over 21,000 new XRP wallets were created within just 48 hours earlier this month, marking the highest growth in eight months. The consistent network stability and developer-focused innovations suggest that XRP Ledger is preparing for a new era of decentralized functionality and scalability. Also Read: U.S. Shutdown Extends Beyond a Month, Raising Fears of Economic Fallout and Crypto Uncertainty The post XRPL Labs Unveils Native Smart Contracts on XRP Ledger’s AlphaNet appeared first on 36Crypto.

Author: Coinstats
Top No-KYC Crypto Casinos 2025: Play Instantly, No ID Required

Top No-KYC Crypto Casinos 2025: Play Instantly, No ID Required

Top anonymous crypto casinos 2025 — play instantly with no ID required. Discover the safest no-KYC Bitcoin and USDT casinos with fast payouts and full privacy.

Author: Cryptodaily
Yuxin Technology: Some financial institutions hope to leverage new technologies to empower their business development and directly enter areas such as digital currency payments and online lending syst

Yuxin Technology: Some financial institutions hope to leverage new technologies to empower their business development and directly enter areas such as digital currency payments and online lending syst

PANews reported on November 9th that, according to Jinshi, Yuxin Technology recently stated at a brokerage strategy conference that traditional overseas financial institutions have a strong demand for system upgrades. Simultaneously, in many developing countries, the rapid popularization of emerging technologies such as AI is giving rise to entirely new financial service models. Some financial institutions hope to directly leverage new technologies to empower business development, directly entering mobile payment, digital currency payment, and online lending systems. In the Indonesian market, a joint operation with a leading digital bank has led to rapid growth in its business scale. In the Hong Kong and Macau markets, the company has won bids for multiple data implementation projects for a commercial bank and has established strategic partnerships with several global fintech companies, forming joint solutions. The number of successful implementation cases for products such as corporate online banking, digital wallets, and points-based reward platforms continues to increase.

Author: PANews
Euler: Euler DAO Treasury will be migrated to a new multisignature address.

Euler: Euler DAO Treasury will be migrated to a new multisignature address.

PANews reported on November 9th that the crypto lending protocol Euler announced on the X platform that the Euler DAO Treasury will be migrating to a new multi-signature address. This is because the current Treasury multi-signature address plays a dual role in holding DAO funds and executing protocol governance, and there are operational risks if it is not separated. The new multi-signature address has reportedly been created, and assets in the existing Treasury multi-signature address will be transferred to the new address, excluding protocol revenue, which will be temporarily retained for easier tracking during the transition. The new Treasury multi-signature address will be dedicated to asset management and allocation.

Author: PANews