Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15318 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP

Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP

TLDR Ripple applied for a Fed master account earlier this year. The Fed’s proposal allows direct payment access for eligible fintechs. RLUSD is nearing $1 billion in market cap with rising enterprise use. Ripple acquired GTreasury to expand blockchain in corporate finance. The U.S. Federal Reserve has proposed a new type of master account that [...] The post Fed Skinny Master Account May Open Doors for Ripple RLUSD and XRP appeared first on CoinCentral.

Author: Coincentral
Concierge Trading: The Smarter Way To Create A Crypto Treasury

Concierge Trading: The Smarter Way To Create A Crypto Treasury

Every business leader is aware of the need to safeguard their company’s capital, and conventional wisdom dictates they should invest in a mix of traditional assets like bonds and stocks to protect against economic volatility.  But this isn’t the only option for ambitious business executives, for a new paradigm has emerged that involves stockpiling digital assets such as Bitcoin and Ethereum. That doesn’t mean engaging in speculative trading. Rather, these crypto treasuries represent a more sophisticated attempt by businesses to diversify their assets, and they can provide substantial advantages over traditional investments.  Notable companies with established crypto treasuries include Elon Musk’s Tesla Inc., Michael Saylor’s Strategy Inc. and the online performance marketing firm SharpLink Gaming. Strategy is believed to hold 640,250 BTC (worth around $72 billion), a truly humongous amount representing 3% of the total supply, while SharpLink has become one of the biggest Ethereum “whales” of all, amassing over 740,000 ETH, worth more than $3.04 billion at today’s prices.   Some executives might balk at the idea of holding crypto assets, and not just because of their volatile nature. The process of buying, selling and managing crypto securely is not for the faint-hearted, especially anyone who is new to dealing in digital assets. But that’s where concierge trading platforms like On-Demand Trading can make a difference. With its white-glove service, businesses don’t need any in-depth technical know-how to get to grips with crypto.  Why Create A Crypto Treasury?  First and foremost, crypto can be an excellent hedge against possible inflation. The economy today is notoriously unpredictable thanks to the uncertainty of U.S. trade policies and the on-and-off-again prospect of heavy tariffs. And inflation continues to be a challenge in many countries.  Bitcoin, with its supply capped at just 21 million coins, is designed to be anti-inflationary, and although its value moves up and down, anyone who zooms out and looks at the long-term picture will see that it has been on a steady upward trajectory for years. In fact, it has been rising ever since it was first created in 2009. There’s a good reason why Bitcoin is considered a “store of value”, and by holding it over the long term, businesses can hedge against inflation and benefit from its future appreciation.   Crypto treasuries can also be justified by the need for businesses to diversify their asset base as much as possible. In fact, some would argue that crypto is one of the best ways to do this, because the market doesn’t always correlate with traditional assets. Oftentimes, when the stock market is down, other assets will be down too, but crypto stays strong. There have been many instances in the past where the value of crypto assets has jumped at a time when other markets feel the heat. By holding a portion of their wealth in crypto, businesses can stabilize the value of their portfolios during moments of volatility.   Executives may also consider exploring the unique opportunities in decentralized finance that can only be accessed with crypto. DeFi protocols provide numerous ways for companies to generate yield, for instance, by staking, lending, or providing capital to liquidity pools to earn rewards. Crypto can also be used to invest in tokenized real-world assets that span everything from real estate to renewable energy to uranium.  A Strategic Trading Partner Businesses might be wary of entering the crypto realm, and that’s understandable. For instance, a company that’s involved in recycling used car parts or manufacturing washing machines is unlikely to know too much about buying and selling crypto. But technical knowledge is not required when engaging with specialized crypto trading platforms like On-Demand Trading.  Unlike traditional crypto exchange platforms, where users have to do everything themselves, On-Demand Trading offers a concierge experience for every customer and is especially suited to corporate clients. It’s like customer support on steroids – whereas other platforms just direct their users to their FAQ pages and online guides, On-Demand Trading assigns each client a dedicated account manager who can be accessed via chat 24 hours a day. They’re real humans, and it’s their job to guide customers throughout the crypto trading process.  Customers simply tell their account manager what they want to buy or sell, and they’ll be quoted a price, which they can either accept or decline. If they agree, On-Demand Trading provides wire transfer instructions, and the trade will be executed at that price on the same day. Repeat customers and larger volume trades can obtain discounted rates.  In fact, it’s more like engaging with a consultant than trading on a platform, with dedicated account managers working with businesses to help them craft customized strategies for their crypto treasuries, based on their level of risk tolerance, investment horizons and financial objectives.  Security is another area where On-Demand Trading excels, thanks to its robust compliance frameworks, multi-signature wallets and institutional-grade cold storage. Account managers can help companies to navigate whatever regulatory complexities they may face, with detailed transaction reporting to ensure they’re operating in full compliance.  Final Thoughts Creating a crypto treasury can be a smart move, but the smartest businesses won’t let this distract them from their core operations. Rather than looking for a crypto platform, they’ll find a strategic partner that’s able to handle all of the intricacies of their digital asset investments, leaving them free to focus on growing their business.

Author: Coinstats
The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start

The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start

The Bitcoin story continues to serve as a lesson for early investors. Investors who purchased Bitcoin at $100 saw their holdings multiply to millions as the price surged beyond $120,000 in 2025. Today, a new player—Ozak AI—is capturing similar early interest. Ozak AI, at $0.012 , combines artificial intelligence and blockchain to create a data-driven […] The post The Bitcoin Lesson: Those Who Bought at $100 Made Millions—Ozak AI at $0.012 Offers Similar Start appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Little Pepe Crypto Price Prediction: Is This the Next 100x Meme Coin Everyone Is Talking About?

Little Pepe Crypto Price Prediction: Is This the Next 100x Meme Coin Everyone Is Talking About?

Little Pepe nears $28M raised as its presale hits 95% completion. With CertiK audit approval and a meme-focused Layer 2 chain, it’s leaping beyond hype toward real utility.

Author: Blockchainreporter
Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead

Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead

Galaxy Digital reports $505M profit surge, up 1,546%, as Helios AI campus expansion and trading gains drive record quarter.   Galaxy Digital reported a record-breaking quarter with profits rising by 1,546% to $505 million. The surge was driven by increased trading volume, treasury gains, and ongoing progress in its AI infrastructure project, Helios. The company […] The post Crypto News: Galaxy Reports 1500% Profit Surge With Helios in Lead appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings

Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings

SBI Holdings invested $200 million in Evernorth via a PIPE deal ahead of its Nasdaq listing (“XRPN”). Evernorth plans to build one of the world’s largest XRP treasuries, manage it through DeFi and lending. The partnership with Ripple aims to give traditional investors a transparent, audited way to gain XRP exposure. Financial conglomerate SBI Holdings, Inc. has announced a major strategic investment in Evernorth Holdings Inc., a U.S.-based company established to promote institutional adoption of the cryptocurrency XRP. The move, made in partnership with Ripple Labs Inc., marks one of SBI’s largest commitments yet toward advancing XRP’s global utility. $200 Million Investment in PIPE Financing In a press release issued by SBI Holdings, the company revealed that it has invested $200 million in cash as part of a Private Investment in Public Equity (PIPE) round conducted by Evernorth. The financing is linked to Evernorth’s upcoming business combination with Armada Acquisition Corp. II, a special purpose acquisition company (SPAC), which will pave the way for Evernorth to list on the Nasdaq exchange under the ticker symbol “XRPN.” Evernorth expects to raise over $1 billion in total funding through the transaction. Building One of the World’s Largest XRP Treasuries Evernorth’s strategy focuses on acquiring XRP directly from open markets to establish one of the largest public XRP treasuries globally. Unlike typical institutional holdings, this treasury will be actively managed through activities such as institutional lending, DeFi participation, and yield generation, to sustain long-term asset growth. Also Read: XRP ETF Dreams on Hold: The Real Reason SEC Can’t Approve Anything Right Now XRPトレジャリー事業を展開するEvernorth社への出資に関するお知らせ[SBIホールディングス] https://t.co/hZaC71w4Xt — 北尾吉孝 (@yoshitaka_kitao) October 21, 2025 To reinforce trust and transparency, the company confirmed that all financial statements will undergo independent audits by a major auditing firm, ensuring high standards of governance. Regulatory Clarity and Institutional Access SBI Holdings emphasized XRP’s strong regulatory position and established use case in cross-border payments as key factors behind its investment. “XRP is one of the few digital assets whose regulatory framework in the United States is becoming clear and whose practicality for global payments has been proven,” the company stated. The release described Evernorth’s Nasdaq listing as a “simple and highly liquid investment opportunity in XRP”, providing traditional investors with access to the asset through a regulated and audited public company, a model reminiscent of institutional vehicles like MicroStrategy for Bitcoin. Driving Growth of the XRP Ecosystem Beyond market accumulation, Evernorth intends to participate directly in the XRP Ledger’s ecosystem, including operating as a validator node to support network decentralization and security. This integrated approach, SBI said, reflects a commitment to the long-term expansion and utility of the XRP Ledger. “Evernorth’s efforts go beyond simple market trading; they pursue returns by participating in the growth of the entire XRP Ledger ecosystem,” the statement continued. “We believe this will be extremely significant in accelerating the further spread of XRP and its adoption by institutional investors.” A Strategic Alliance for the Next Phase of Adoption SBI Holdings and Ripple have maintained a long-standing partnership in promoting blockchain-based financial services across Asia. This latest investment signals a deepening collaboration aimed at bridging traditional finance and digital assets. With Evernorth positioned to bring XRP exposure to regulated capital markets, industry observers see the move as a potential catalyst for renewed institutional demand and broader integration of XRP into the global financial system. Also Read: Egrag Crypto: XRP Flipping Resistance Update, Key Level to Watch The post Big News: Ripple’s Evernorth XRP Project Receives $200 Million Investment from SBI Holdings appeared first on 36Crypto.

Author: Coinstats
JustLend DAO approved the JST repurchase and destruction proposal and completed the first destruction

JustLend DAO approved the JST repurchase and destruction proposal and completed the first destruction

PANews reported on October 22nd that the decentralized lending protocol JustLend DAO officially approved the "JST Buyback and Burn Proposal." According to the proposal, all of JustLend DAO's net income, as well as a portion of the USDD multi-chain ecosystem's earnings exceeding $10 million, will be used to buy back and burn JST. The first burn has been completed, using 30% of JustLend DAO's current revenue of 59,087,137 USDT (approximately 17,726,141 USDT) to repurchase and destroy 559,890,753 JST, accounting for approximately 5.66% of the total JST supply. In addition, the JustLend Grants DAO will conduct a quarterly buyback and burn using the net revenue generated in the previous quarter. The remaining 70% of existing revenue will be burned in four installments before the fourth quarter of 2026, with a quarterly burn of 17.5%.

Author: PANews
Gains 2.5% Confirming Double-Bottom Reversal

Gains 2.5% Confirming Double-Bottom Reversal

The post Gains 2.5% Confirming Double-Bottom Reversal appeared on BitcoinEthereumNews.com. The governance token of Aave AAVE$218.09, the world’s largest decentralized lending protocol, advanced 2.5% on Tuesday afternoon above $230, recovering from an overnight selloff. The token pushed through key resistance levels, confirming a double-bottom support zone between $220 and $221.13 and triggering a reversal as volume spiked nearly 90% above daily averages, according to CoinDesk Research’s analytics model. The breakout above $224.50 signaled renewed buying interest, capped by institutional accumulation in the final minutes of trading. The move happened as the broader crypto market bounced, as a selloff in gold and silver pointed to renewed appetite for risk assets. Aave also unveiled Tuesday a partnership with Maple Finance (SYRUP) to onboard institutional-grade assets as new forms of collateral. The integration will start with syrupUSDT, followed by syrupUSDC — products backed by Maple’s managed yield strategies — to be used for borrowing across Aave’s lending markets, beginning with its Plasma and core markets. The collaboration aims to bridge institutional capital and DeFi liquidity. Maple, which manages billions in onchain lending volume, brings allocators and borrowers seeking consistent yield. Aave, with over $3.2 trillion in lifetime deposits since its 2020 launch, offers the liquidity depth to absorb that demand. For users, this means higher-quality collateral and more stable borrow demand. For the protocol, it could support Aave’s variable-rate model through a broader base of non-volatile, creditworthy assets. In a volatile macro environment, the move signals a shift toward more predictable, capital-efficient lending mechanics in DeFi. Technical analysis Key technical levels signal a potential reversal for AAVE, CoinDesk Research’s analysis model suggested. Support/Resistance: Double-bottom support holds at $220.00-$221.13 zone. Volume Analysis: Massive 87% surge above daily average during breakdown followed by concentrated accumulation. Chart Patterns: Downtrend with lower highs reversed by double-bottom formation and decisive breakout above $224.50 resistance confirms reversal potential. Disclaimer:…

Author: BitcoinEthereumNews
Bitcoin-Backed Crypto Cities: Feasible but Formidable Challenges Ahead, Experts Note

Bitcoin-Backed Crypto Cities: Feasible but Formidable Challenges Ahead, Experts Note

The post Bitcoin-Backed Crypto Cities: Feasible but Formidable Challenges Ahead, Experts Note appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Crypto cities, envisioned as self-sovereign urban areas powered by blockchain and decentralized technologies, are technically feasible but face immense challenges in governance, infrastructure, and legal compliance, according to industry executives. Technical possibility: Blockchain can enable transparency and security, but requires ungoverned spaces like international waters for true autonomy. Past projects like Akon City and Satoshi Island have stalled due to regulatory hurdles and logistical complexities. Experts recommend integrating crypto into existing cities via special zones rather than building from scratch, citing 70% failure rate in standalone initiatives based on historical data. Crypto cities promise decentralized futures but grapple with real-world barriers. Discover why executives favor regulatory sandboxes in modern urban hubs for sustainable blockchain innovation—explore now. What Are Crypto Cities and Are They Feasible? Crypto cities refer to urban developments or zones that leverage blockchain technology, cryptocurrencies, and decentralized systems to manage economies, governance, and daily operations independently from traditional systems. While technically possible through cryptographic tools ensuring transparency and security across sectors like energy and finance, experts emphasize the profound challenges involved, including regulatory resistance and infrastructure demands.…

Author: BitcoinEthereumNews
Evernorth and Armada Acquisition Corp II to Merge - Will Use $1 Billion to Create an XRP Treasury

Evernorth and Armada Acquisition Corp II to Merge - Will Use $1 Billion to Create an XRP Treasury

Evernorth Holdings Inc. and Armada Acquisition Corp II will merge to create a new publicly traded company. The merger will generate $1 billion in gross proceeds, which will then be used to buy XRP. Ripple CEO Brad Garlinghouse is set to be a strategic advisor to Evernorth.

Author: Hackernoon