Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

15318 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Sui Network’s BTCfi: Potentially Unlocking Bitcoin Liquidity for DeFi Yield and Lending

Sui Network’s BTCfi: Potentially Unlocking Bitcoin Liquidity for DeFi Yield and Lending

The post Sui Network’s BTCfi: Potentially Unlocking Bitcoin Liquidity for DeFi Yield and Lending appeared on BitcoinEthereumNews.com. COINOTAG recommends • Exchange signup 💹 Trade with pro tools Fast execution, robust charts, clean risk controls. 👉 Open account → COINOTAG recommends • Exchange signup 🚀 Smooth orders, clear control Advanced order types and market depth in one view. 👉 Create account → COINOTAG recommends • Exchange signup 📈 Clarity in volatile markets Plan entries & exits, manage positions with discipline. 👉 Sign up → COINOTAG recommends • Exchange signup ⚡ Speed, depth, reliability Execute confidently when timing matters. 👉 Open account → COINOTAG recommends • Exchange signup 🧭 A focused workflow for traders Alerts, watchlists, and a repeatable process. 👉 Get started → COINOTAG recommends • Exchange signup ✅ Data‑driven decisions Focus on process—not noise. 👉 Sign up → Sui Network’s BTCfi initiative unlocks Bitcoin’s idle liquidity by integrating it into DeFi ecosystems, allowing users to earn yields, lend assets, and enable interoperability without altering Bitcoin’s core protocol. This approach leverages Sui’s scalable infrastructure to activate trillions in dormant value. Sui Network’s BTCfi activates Bitcoin’s value through programmable financial tools. BTCfi uses Sui’s parallel execution for efficient, low-cost Bitcoin transactions in DeFi. Bitcoin holders can now earn yields and provide liquidity, backed by data showing over $1 trillion in idle BTC liquidity. Discover how Sui Network’s BTCfi revolutionizes Bitcoin’s role in DeFi, unlocking yields and liquidity. Explore the future of Bitcoin finance today. What is Sui Network’s BTCfi and How Does It Work? Sui Network’s BTCfi is an innovative framework designed to integrate Bitcoin into decentralized finance (DeFi) applications, enabling users to utilize Bitcoin’s liquidity for yield generation, lending, and cross-chain operations. By bridging Bitcoin’s secure store-of-value model with Sui’s high-performance blockchain, BTCfi allows seamless participation in programmable financial ecosystems without requiring changes to Bitcoin’s underlying protocol. This development, announced by Sui Network, aims to transform Bitcoin from…

Author: BitcoinEthereumNews
This Altcoin Is Said to Be to 2025 What Ripple (XRP) Was to 2017

This Altcoin Is Said to Be to 2025 What Ripple (XRP) Was to 2017

The post This Altcoin Is Said to Be to 2025 What Ripple (XRP) Was to 2017 appeared first on Coinpedia Fintech News XRP stunned the crypto market in 2017, starting the year at just a few cents and ultimately surging over 35,000%, to peak near $2.85 by December. That lightning-fast run was fueled by a perfect storm of hype and a largely untapped market appetite for crypto assets. Fast-forward to 2025, and the race is on to …

Author: CoinPedia
Best Crypto to Buy Now as MemeCore, MYX Finance, and Aptos Lead Today’s Top Gainers

Best Crypto to Buy Now as MemeCore, MYX Finance, and Aptos Lead Today’s Top Gainers

Bitcoin has failed to maintain a stand above the $110K level again, but that hasn’t stopped the altcoin sector from giving users an insight into the best crypto to buy now. The top gainers of the day have all been high-performing utility assets, with some having a meme-like flavor underneath. This article discusses the top […]

Author: The Cryptonomist
Bitcoin News: Ark Labs Launches Arkade, a New Bitcoin Layer 2

Bitcoin News: Ark Labs Launches Arkade, a New Bitcoin Layer 2

Ark Labs introduces Arkade, a Bitcoin Layer 2 solution. It allows off-chain scaling while maintaining user custody without using risky bridges. After two years of intensive development, Ark Labs has finally launched Arkade. This new solution is now available publicly in public beta testing. It is an attempt to make Bitcoin tion. This enables users […] The post Bitcoin News: Ark Labs Launches Arkade, a New Bitcoin Layer 2 appeared first on Live Bitcoin News.

Author: LiveBitcoinNews
Aave Integrates Maple Institutional Assets and Launches SyrupUSDT Collateral

Aave Integrates Maple Institutional Assets and Launches SyrupUSDT Collateral

PANews reported on October 22nd that according to The Block, DeFi lending protocol Aave has partnered with on-chain asset manager Maple to introduce its yield-generating, institutional-grade assets as new collateral. Aave will initially deploy Maple's syrupUSDT on its Plasma instances, with subsequent expansion to core markets. Aave currently has approximately 1,000 daily borrowers and approximately $25 billion in outstanding loans on Ethereum, representing 82% of the network's outstanding debt. Maple previously partnered with Lido to launch a stablecoin line of credit backed by staked ETH.

Author: PANews
China’s Crypto Strategy Redefines Warfare Economics

China’s Crypto Strategy Redefines Warfare Economics

The post China’s Crypto Strategy Redefines Warfare Economics appeared on BitcoinEthereumNews.com. China’s Crypto strategy is turning money into a weapon of statecraft. A recent study published by Study Times—the journal of China’s Central Party School—argued that digital assets now shape warfare and finance. The study described crypto and central bank digital currencies (CBDCs) as tools of “financial mobilization.” They allow states to redirect liquidity when banks fail or sanctions tighten. Blockchain networks were called a “digital logistics front,” merging economic survival with national security. Sponsored Sponsored The study said the battlefield now stretches into finance. Crypto forms an infrastructure for “total war,” blending deterrence, capital mobilization, and social stability. By digitizing money flows, Beijing could sustain liquidity, fund defense industries, and support domestic demand when global finance fractures. It also outlined a triad of “total war, hybrid war, and digital financial war,” claiming that digital ledgers underpin national resilience. The digital yuan and blockchain settlements act as strategic assets within this framework. They are built to operate independently of U.S. sanctions and the SWIFT network. “Digital currencies have become strategic assets in hybrid warfare, reshaping cross-border capital flows during wartime.” — Study Times (2025) This shift reflects a broader trend. Economist Barry Eichengreen notes that the dollar’s share of global reserves fell from 71% in 2000 to 58% in 2024. He wrote that governments are “moving away from the dollar… for geopolitical reasons, while firms still prefer its liquidity.” Meanwhile, Beijing’s mBridge project—linking CBDCs from China, Saudi Arabia, Thailand, and the UAE—seeks to bypass SWIFT and build a parallel network beyond the US’s reach. For China, blockchain means more than speed; it represents autonomy under economic pressure. Sponsored Sponsored The TRM Labs 2025 Crypto Crime Report shows that digital assets operate on both sides of the geopolitical battlefield. Sanctioned exchanges such as Russia’s Garantex and Iran’s Nobitex handled over 85% of…

Author: BitcoinEthereumNews
China Turns Crypto into a Weapon of Statecraft: Digital Yuan at the Frontlines

China Turns Crypto into a Weapon of Statecraft: Digital Yuan at the Frontlines

China’s Crypto strategy is turning money into a weapon of statecraft. A recent study published by Study Times—the journal of China’s Central Party School—argued that digital assets now shape warfare and finance. The study described crypto and central bank digital currencies (CBDCs) as tools of “financial mobilization.” They allow states to redirect liquidity when banks fail or sanctions tighten. Blockchain networks were called a “digital logistics front,” merging economic survival with national security. Digital money becomes a tool of geopolitical power The study said the battlefield now stretches into finance. Crypto forms an infrastructure for “total war,” blending deterrence, capital mobilization, and social stability. By digitizing money flows, Beijing could sustain liquidity, fund defense industries, and support domestic demand when global finance fractures. It also outlined a triad of “total war, hybrid war, and digital financial war,” claiming that digital ledgers underpin national resilience. The digital yuan and blockchain settlements act as strategic assets within this framework. They are built to operate independently of U.S. sanctions and the SWIFT network. “Digital currencies have become strategic assets in hybrid warfare, reshaping cross-border capital flows during wartime.” — Study Times (2025) This shift reflects a broader trend. Economist Barry Eichengreen notes that the dollar’s share of global reserves fell from 71% in 2000 to 58% in 2024. He wrote that governments are “moving away from the dollar… for geopolitical reasons, while firms still prefer its liquidity.” Meanwhile, Beijing’s mBridge project—linking CBDCs from China, Saudi Arabia, Thailand, and the UAE—seeks to bypass SWIFT and build a parallel network beyond the US’s reach. For China, blockchain means more than speed; it represents autonomy under economic pressure. The TRM Labs 2025 Crypto Crime Report shows that digital assets operate on both sides of the geopolitical battlefield. Sanctioned exchanges such as Russia’s Garantex and Iran’s Nobitex handled over 85% of illicit inflows to restricted markets. Distribution of 86 designated addresses | TRM Terror groups—including Hamas, Hezbollah, and ISIS affiliates—used stablecoins like USDT on TRON to raise funds. As a result, Israel froze millions in related accounts. Digital finance, once hailed as borderless innovation, has instead become a field of control and enforcement. From cyber defense to “soft power” projection Military theorist Jason P. Lowery argues in Softwar that Bitcoin is “a non-lethal form of power projection—a digital defense system secured by electricity, not explosives.” This idea now shapes Beijing’s view of blockchain as a base for resilience and deterrence. By embedding monetary control in code, states can project power through networks instead of troops. Visualizing blockchain applications in military contexts | Blockchain Applications in the Military Domain A 2025 review in Technologies found that blockchain “strengthens military operations through secure communication, immutable logistics, and quantum-safe authentication.” Researchers said distributed ledgers can harden command systems and supply chains against cyber or physical attacks. These findings show how cryptographic infrastructure is shifting from finance to defense, linking data integrity, funding agility, and operational trust. The geopolitical divide is widening. Western governments aim to limit crypto’s militarization, whereas China embeds it in state policy. As Eichengreen cautioned, “geopolitics cuts both ways.” Depending on who builds the rails, crypto could weaken or reinforce dollar dominance. Ultimately, Beijing’s hybrid model—combining economic control with technological sovereignty—signals that the next great-power contest will unfold in markets or cyberspace and across the distributed ledgers that connect them.

Author: Coinstats
Ethereum’s Performance Draws Attention as Investors Eye MUTM for Upcoming Bull Run

Ethereum’s Performance Draws Attention as Investors Eye MUTM for Upcoming Bull Run

The post Ethereum’s Performance Draws Attention as Investors Eye MUTM for Upcoming Bull Run appeared on BitcoinEthereumNews.com. Ethereum (ETH) has maintained a strong momentum that trades fearlessly on top of important supports and is showing the prospects of a potential breakout once again to the $4000 area. With the ever-increasing scalability and efficiency of the networks, institutional pressure to purchase ETH remains very high.  However, Ethereum is now being overtaken by all estimates, by a relatively unknown DeFi protocol in Phase 6 of its presale at $0.035 per token that has already raised more than $17.7 million. Mutuum Finance (MUTM) offers a two-sided approach to lending which integrates Peer-to-Peer and Peer-to-Contract to maximize the effectiveness of capital which has drawn the interest of DeFi investors eager to find the most optimal cryptocurrency to invest in today before the next bull cycle. Its distinctive framework, rising presale, and CertiK-backed security review has convinced a few that Mutuum Finance is an early-phase undertaking like the growth of Ethereum in its baby stages. Ethereum Faces Stiff Opposition as Bulls target at $5,000 Ethereum (ETH) is approximately at $4,147, before a key point of resistance at $4,222, where the long-term holders have begun to take profits and this trend is eroding its progress to the highly anticipated $5,000 mark. On-chain indicators confirm a Holder Accumulation Ratio of only 30, which is nowhere near the ideal 50, with less conviction and constant distribution by larger hand.  Breaking out above $4,222 strongly would re-open the optimism, while failure to break higher would push ETH down to $3,872.  In the meantime as Ethereum makes its next move, investors have been following the emerging DeFi crypto Mutuum Finance (MUTM), which most regard as a new engine of behemoth profitability in the next market cycle and one of the strongest crypto to buy today. Mutuum Finance Presale Accelerates  Mutuum Finance (MUTM) is the talk of the…

Author: BitcoinEthereumNews
SBI Confirms $200 Million XRP Treasury Investment: Details

SBI Confirms $200 Million XRP Treasury Investment: Details

The post SBI Confirms $200 Million XRP Treasury Investment: Details appeared on BitcoinEthereumNews.com. Japan’s SBI Holdings has confirmed a $200 million investment in Evernorth, a first of its kind institutional vehicle built to accelerate XRP adoption. In a recent tweet, Chairman and CEO of SBI Holdings Yoshitaka Kitao shared a release from the company in this regard. In the release, SBI Holdings disclosed its investment in Evernorth’s private placement alongside Ripple, its key partner, and others. XRPトレジャリー事業を展開するEvernorth社への出資に関するお知らせ[SBIホールディングス] https://t.co/hZaC71w4Xt — 北尾吉孝 (@yoshitaka_kitao) October 21, 2025 Evernorth intends to raise a total of more than $1 billion, of which SBI Group says it will invest $200 million in cash. The funds raised will be used primarily to purchase XRP on the open market and build one of the world’s largest public XRP treasuries. This treasury will not simply hold XRP but will actively utilize institutional lending and DeFi to aim for continuous asset value growth. SBI Group reiterates its support for XRP, saying it has encouraged the practical application of XRP both domestically and internationally for many years, including the establishment of SBI Ripple Asia, a joint venture with Ripple. XRP Ledger scores new integration In a recent tweet, RippleX shares the news of XRP Ledger’s latest integration with Brale. Brale, a platform that allows users to issue their own stablecoin, is now live on the XRP Ledger, bringing stablecoin issuance and Ripple USD settlement to businesses. With the integration, businesses can use Brale to issue and manage regulated stablecoins — whether backed by U.S. dollars or other supported currencies —  directly on the XRPL through the same simple API they already use for payments (including on-ramps, off-ramps and wallet infrastructure for custody and settlement). Brale also integrates Ripple USD (RLUSD), Ripple’s USD-backed stablecoin, allowing companies to settle in RLUSD available on the XRP Ledger and Ethereum. Source: https://u.today/sbi-confirms-200-million-xrp-treasury-investment-details

Author: BitcoinEthereumNews
DeFi Falters as AAVE and WLD Lose Steam, BlockDAG’s $430M Presale Sparks Rush Before $1 Price Revaluation

DeFi Falters as AAVE and WLD Lose Steam, BlockDAG’s $430M Presale Sparks Rush Before $1 Price Revaluation

Crypto’s spotlight is shifting fast. AAVE and Worldcoin (WLD) are showing just how fragile momentum can be, while BlockDAG (BDAG) is proving that real participation still drives the biggest payoffs. The difference? AAVE and WLD are reacting to markets, BlockDAG is building its own. With $430 million raised, 27 billion+ coins sold, and Batch 31 […] The post DeFi Falters as AAVE and WLD Lose Steam, BlockDAG’s $430M Presale Sparks Rush Before $1 Price Revaluation appeared first on Live Bitcoin News.

Author: LiveBitcoinNews