ExchangeDEX+
Buy CryptoMarketsSpotFuturesGOLDEarnEvent Center
More
Commodity Zero-Fee Gala

Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14776 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
India’s rupee makes all-time low against the dollar even as bonds and stocks surge

India’s rupee makes all-time low against the dollar even as bonds and stocks surge

The post India’s rupee makes all-time low against the dollar even as bonds and stocks surge appeared on BitcoinEthereumNews.com. India’s rupee crashed to a record 0.011268 against the dollar on Friday, even as the country’s equity benchmarks and bond markets posted broad gains. The historic plunge comes under President Donald Trump’s ongoing tariff policy, which has weighed heavily on India’s trade prospects. Officials in New Delhi are now rolling out long-term plans to cut dependence on the dollar as they try to shore up sentiment for the rupee. The fall of the rupee has made it the worst-performing currency in Asia this year.It has dropped 3.6% against the greenback despite a softer dollar environment. Analysts warn that this slide poses inflation risks for India, which imports a large portion of its fuel, and also makes global investors cautious about deploying funds into Indian markets. Officials are now trying to globalize the rupee in a way similar to China’s strategy with the yuan, but experts say the process is full of obstacles. RBI expands tools to push rupee in cross-border trades The Reserve Bank of India (RBI) this week introduced new measures to push global acceptance of the rupee.It announced new reference rates for key partners like the United Arab Emirates and Indonesia. By doing so, banks can directly price trades in rupees and partner currencies instead of routing them through the dollar. R. Gurumurthy, a retired regional director at the RBI, said, “Transactions are typically channeled via the dollar, adding a costly layer.” The RBI also broadened the types of assets that holders of some overseas accounts can purchase and allowed banks to lend the local currency in three neighboring countries. Abhishek Upadhyay, an economist at ICICI Securities Primary Dealership Ltd, said the timing of the measures shows the central bank’s effort to strengthen sentiment for the rupee and slow the pace of its depreciation. Experts caution that pushing…

Author: BitcoinEthereumNews

2025/10/04

Tether and Antalpha are raising $200 million to create a gold-backed digital asset company

Tether and Antalpha are raising $200 million to create a gold-backed digital asset company

Tether and Antalpha Platform, which is tied closely to Bitmain, are trying to pull in $200 million from investors to launch a public vehicle that would hold tokenized gold. Per a report from Bloomberg, the plan is to create a digital-asset treasury company that will stockpile XAUt, the gold-backed token issued by Tether, while Bitmain […]

Author: Cryptopolitan

2025/10/04

Plasma Joins Chainlink Scale for Advanced Stablecoin Applications

Plasma Joins Chainlink Scale for Advanced Stablecoin Applications

Plasma has already integrated the Chainlink oracle service from its launch day. Today, it has announced to join Chainlink Scale as well for further growth.

Author: Blockchainreporter

2025/10/04

Nomura’s Laser Digital Prepares To Enter Japan’s Crypto Market

Nomura’s Laser Digital Prepares To Enter Japan’s Crypto Market

The post Nomura’s Laser Digital Prepares To Enter Japan’s Crypto Market appeared on BitcoinEthereumNews.com. Financial services holding company Nomura Holdings is preparing to expand into Japan’s cryptocurrency market through its Switzerland-based subsidiary, Laser Digital Holdings. A Laser Digital spokesperson confirmed Friday that the unit is in pre-consultation talks with Japan’s Financial Services Agency (FSA) and intends to apply for a license to offer crypto trading services to institutional investors in the country.  However, the spokesperson told Cointelegraph that the application date remains “undetermined,” and will depend on the outcome of the discussions with the FSA.  If approved, Laser Digital would launch broker-dealer services for traditional financial and crypto-focused companies, including exchanges in Japan. Nomura is part of the Nomura Group, Japan’s largest investment bank and brokerage group. Japanese institutions plan to invest in crypto The move follows a broader push by institutions into the Japanese crypto market. Earlier this week, Daiwa Securities Group, one of Japan’s largest brokerages, introduced a crypto lending service that allows clients to borrow Japanese yen using Bitcoin (BTC) and Ether (ETH) as collateral.  Laser Digital and Daiwa’s push into the Japanese market seems to be a response to growing demand for crypto investments in the region.  In June, Nomura and Laser Digital unveiled the results of a survey exploring institutional appetite for crypto. The survey showed 54% of investment managers — including family offices, corporations and institutional investors — expect to invest in cryptocurrencies within the next three years. Related: Metaplanet expands Bitcoin strategy with new US, Japan units Japan regulator proposes crypto rule overhaul Alongside rising institutional interest, Japan’s regulatory stance on crypto has also shifted in a more favorable direction. Japan has looked to reform its crypto laws to align the sector’s rules with those of its traditional securities market, and also plans to lower taxes on crypto. In August, the country’s regulators quietly greenlit the country’s…

Author: BitcoinEthereumNews

2025/10/04

Tether and Antalpha Set $200M Plan to Expand Gold Token Reach

Tether and Antalpha Set $200M Plan to Expand Gold Token Reach

Tether and Antalpha plan to raise $200M for a digital gold token vehicle, expanding reserves beyond US treasuries and lending.]]>

Author: Crypto News Flash

2025/10/04

Traders Identify the Best Altcoin to Buy as Visa’s Stablecoin Push Signals Growing Adoption of the Genius Act

Traders Identify the Best Altcoin to Buy as Visa’s Stablecoin Push Signals Growing Adoption of the Genius Act

With Visa accelerating stablecoin plans, presaging broader adoption of the Genius Act and regulatory alignment for digital currencies, traders are looking for altcoins that will surf this wave of mainstream acceptance. Attention is quickly turning to Mutuum Finance (MUTM).  At $0.035 and 55% sold in Phase 6 of its presale, MUTM has twin lending infrastructure, […]

Author: Cryptopolitan

2025/10/04

Ethereum Foundation Executes Bold 1,000 ETH Stablecoin Conversion for Treasury Strength

Ethereum Foundation Executes Bold 1,000 ETH Stablecoin Conversion for Treasury Strength

The Ethereum Foundation (EF) has announced plans to convert 1,000 ETH into stablecoins through CoWSwap’s Time-Weighted Average Price (TWAP) feature. The step reflects its ongoing treasury management policy, which seeks to balance financial sustainability with its mission to support Ethereum’s ecosystem. The Foundation emphasized that this conversion will provide stable funding for research, grants, and […]

Author: Tronweekly

2025/10/04

EU Watchdog Warns of “Urgent” Stablecoin Threat, Citing Systemic Shock Risk – Why?

EU Watchdog Warns of “Urgent” Stablecoin Threat, Citing Systemic Shock Risk – Why?

The European Union’s top financial risk authority has warned that stablecoins could pose a serious threat to financial stability unless urgent safeguards are introduced. In a statement released on October 2, the European Systemic Risk Board (ESRB), chaired by European Central Bank President Christine Lagarde, pointed out vulnerabilities in so-called “third country multi-issuer” stablecoin models and called for immediate policy action. Stablecoins, designed to maintain a steady value by pegging to fiat currencies or government securities, have surged over the past five years into a market worth more than $300 billion, according to DeFiLlama data. The sector is dominated by dollar-backed tokens, with Tether’s USDT controlling more than 58% of the market. Euro-backed tokens, by contrast, account for just 0.15% of the global total. The ESRB, during its 59th General Board meeting on September 25, stressed that interchangeable tokens issued both within and outside the EU contain “built-in vulnerabilities.” Lagarde Pushes Back on Offshore Stablecoin Structures Under MiCA Gaps Under this structure, EU-regulated issuers must hold reserves locally, while non-EU partners manage identical tokens backed abroad. Regulators warn that during times of stress, investors could rush to redeem in the EU, overwhelming local reserves and leaving the bloc exposed to offshore liabilities. According to people familiar with discussions, the ESRB endorsed a recommendation to ban such models. Though non-binding, the move places pressure on EU authorities to either impose restrictions or outline other protections. Both the ECB and ESRB declined to comment on the proposal, but Lagarde has repeatedly shown concern that the bloc’s regulatory framework, known as MiCA, leaves gaps in coverage for cross-border schemes. Lagarde compared the risk to past banking crises, where liquidity mismatches and inadequate reserves destabilized institutions across borders. She argued that unless strong equivalence regimes and safeguards for cross-border transfers are introduced, multi-issuer models should not be permitted to operate in Europe. The warnings come as global financial risks remain elevated. The ESRB noted that investor optimism has pushed asset valuations to record highs, leaving markets vulnerable to reversals. While stress tests show European banks are resilient, weak growth prospects and rising fiscal pressures continue to weigh on stability. The board pointed to ongoing geopolitical tensions and shifting trade policies as additional challenges for Europe’s financial outlook. Stablecoins Face Rising Global Scrutiny as Regulators Warn of Systemic Risks Stablecoins are also under scrutiny elsewhere. Earlier this month, the Bank of England’s Financial Policy Committee warned that poorly managed reserves could trigger fire sales and destabilize broader markets. The committee also flagged the risk of currency substitution, where foreign-denominated stablecoins weaken the use of domestic money. On October 1, Bank of England Governor Andrew Bailey said systemic stablecoins may gain access to central bank accounts but warned that such tokens could reshape Britain’s financial system by separating money-holding from credit provision. In the United States, regulators have moved in a different direction. In July, Congress passed the GENIUS Act, the first federal law covering stablecoins, which sets capital and reserve requirements for issuers. Analysts at Morningstar DBRS project the market could exceed $1 trillion in annual payments by 2030. The firm described stablecoins as programmable money, combining fiat stability with blockchain efficiency to deliver faster, cheaper payments compared to systems such as SWIFT or wire transfers. Still, the rapid expansion of stablecoins has unsettled parts of the U.S. banking sector. Trade associations warn that adoption could drain deposits and disrupt lending. Coinbase has countered this view by releasing research in August, arguing that fears of deposit flight are overstated and that stablecoins reinforce the global role of the dollar. The exchange noted that banks already hold trillions in reserves at the Federal Reserve, offering little benefit to depositors, while stablecoins provide higher yields and near-instant settlement. For European regulators, the debate extends beyond banking competition. Officials warn that reliance on dollar-based tokens undermines financial sovereignty and weakens the effectiveness of monetary policy. ECB adviser Jürgen Schaaf has cautioned that the dominance of U.S. issuers such as Tether and Circle leaves Europe dependent on offshore structures. Circle and Paxos are among the issuers most affected by the EU’s proposed restrictions. Both manage reserves primarily in U.S. dollars and short-term Treasuries, while their EU operations are overseen by regulators in France and Finland. Authorities in both countries have so far declined to comment. The ESRB said it will publish a detailed report on stablecoins, crypto-investment products, and multi-function financial groups in the coming weeks. Its latest risk dashboard shows systemic risks in the EU remain “elevated,” reinforcing why stablecoins are now viewed as a pressing concern

Author: CryptoNews

2025/10/04

Bitcoin lending will x10 by 2028: Maple CEO

Bitcoin lending will x10 by 2028: Maple CEO

The post Bitcoin lending will x10 by 2028: Maple CEO appeared on BitcoinEthereumNews.com. Sid Powell, CEO of Maple Finance, says that Bitcoin lending will reach $200 billion, and that BTC is this generation’s wealth engine. Summary Maple Finance CEO Sid Powell believes that Bitcoin lending will 10x in three years Rate cuts are making DeFi more attractive for investors Bitcoin is this generation’s wealth engine, like housing was for baby boomers Maple Finance has quietly grown into one of the biggest players in crypto credit. Sid Powell, CEO of Maple Finance, told crypto.news that he expects this growth to continue, driven by Bitcoin’s increasing valuation and institutional adoption. For this reason, Powell expects Bitcoin-backed lending to grow 10x in three years, reaching $200 billion in value. He also explained why he believes that Bitcoin will be this generation’s wealth engine, like housing was for baby boomers. crypto.news: You’ve recently surpassed $4 billion in assets under management. Just two weeks ago, that figure was under $3 billion. What’s driving this rapid growth? Sid Powell: Two main things. First, macro conditions. As rate cuts begin or are anticipated, yields in crypto credit become more attractive relative to traditional options. Investors start looking for better returns, and platforms like ours benefit from that shift. Second, DeFi integrations. Our work with Spark and the Sky ecosystem has driven a lot of growth. Launching SyrupUSD (SYRUP) on Plasma was also huge. That cross-chain expansion opened up new capital and user bases very quickly. Our goal is to reach $5 billion by the end of the year, and we’re on track for that. Syrup USD is now the third-largest stablecoin yield product out there, behind Sky and Athena. That’s a strong milestone for us. Looking ahead, we’re working on getting Syrup integrated into Aave and planning launches on a couple more chains before year-end. CN: Do you expect your…

Author: BitcoinEthereumNews

2025/10/04

Little Pepe (LILPEPE) Voted Best Crypto to Invest in 2025, Surpassing Shiba Inu’s (SHIB) 300% Forecast.

Little Pepe (LILPEPE) Voted Best Crypto to Invest in 2025, Surpassing Shiba Inu’s (SHIB) 300% Forecast.

Little Pepe (LILPEPE) presale raises $26M and wins community vote as best crypto to invest in 2025, with analysts eyeing 20x–45x upside over Shiba Inu.

Author: Blockchainreporter

2025/10/04

Recommended by active authors

BitcoinEthereumNews
BitcoinEthereumNews
4852Articles
Cryptopolitan
Cryptopolitan
1083Articles
PANews
PANews
956Articles
Coinstats
Coinstats
946Articles

Related Tags

#Oracle#Brifge#Yield-Farming#Basis-Trading#Prediction-Market#Launchpad#Liquid-Staking#DePIN#RWA

Latest Articles

xAI co-founder Wu Yuhuai announces his departure.

xAI co-founder Wu Yuhuai announces his departure.

2026/02/10 16:36
Vàng Cán Mốc Lịch Sử 5.000 USD: Khi Dự Báo Của CEO Bitget Gracy Chen Trở Thành Hiện Thực Và Tầm Nhìn Về Đích Đến 5.400 USD

Vàng Cán Mốc Lịch Sử 5.000 USD: Khi Dự Báo Của CEO Bitget Gracy Chen Trở Thành Hiện Thực Và Tầm Nhìn Về Đích Đến 5.400 USD

2026/02/10 16:26
XRP Whale Selling Remains Absent as Price Slides

XRP Whale Selling Remains Absent as Price Slides

2026/02/10 16:14
XRP price prediction: How could China’s Treasury sell call impact XRP?

XRP price prediction: How could China’s Treasury sell call impact XRP?

2026/02/10 16:00
Why the Bitcoin Boom Is Not Another Tulip Mania

Why the Bitcoin Boom Is Not Another Tulip Mania

2026/02/10 15:44