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Lending

Lending protocols form the backbone of the decentralized money market, allowing users to lend or borrow digital assets without intermediaries. Using smart contracts, platforms like Aave and Morpho automate interest rates based on supply and demand while requiring over-collateralization for security. The 2026 lending landscape features advanced permissionless vaults and institutional-grade credit lines. This tag covers the evolution of capital efficiency, liquidations, and the integration of diverse collateral types, including LSTs and tokenized RWAs.

14767 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
Ripple (XRP) vs Mutuum Finance (MUTM): Both Hold Utility, but Analysts Expect one to Deliver 10x Bigger Returns Than the Other. Here’s Which One

Ripple (XRP) vs Mutuum Finance (MUTM): Both Hold Utility, but Analysts Expect one to Deliver 10x Bigger Returns Than the Other. Here’s Which One

The post Ripple (XRP) vs Mutuum Finance (MUTM): Both Hold Utility, but Analysts Expect one to Deliver 10x Bigger Returns Than the Other. Here’s Which One appeared on BitcoinEthereumNews.com. Ripple (XRP) has long been regarded as the leader in cross-border payments and growing acceptance by financial institutions, giving it a solid utility-based platform. However, XRP offers steady growth, but its potential is overshadowed further by Mutuum Finance (MUTM).  At a paltry $0.035 during its Phase 6 presale, now over 55% sold out, Mutuum Finance combines a dual lending protocol and non-custodial smart contracts to provide early purchasers greater asymmetric returns than anything else. With over 16,710 holders and $16.7 million raised, Mutuum Finance is fast becoming a DeFi altcoin that can generate 10x the returns of XRP in the forthcoming bull cycle. XRP Retains Significant Support of $2.70–$2.80 Despite Market Correction Despite the recent market fluctuations, XRP has remained steadfast, maintaining its price between $2.70–$2.80. Researchers note that as long as the level holds strong, there is a high likelihood that the token will rally past $3.00, signifying an impending short-term correction and fresh bull strength. While XRP’s solid technical performance keeps it on investor radars for relatively stable crypto exposure, attention is also being directed towards increasing altcoins with utility as well as high growth potential, making Mutuum Finance (MUTM) representative of the next new wave of investor interest. Mutuum Finance Presale Frenzy Gains More Momentum Mutuum Finance (MUTM) is boasting stratospheric growth in its sixth round of presale, demand going through the roof as the project passes more than $16.7 million raised and gains the backing of more than 16,710 investors. Early investors are positioning themselves for potentially astronomical profits when the token goes on sale on the open market. Mutuum Finance is also breaking new ground for a healthily booming DeFi system with the launch of a USD-backed stablecoin on the Ethereum blockchain. To fulfill its promise of investor confidence and platform security, Mutuum Finance has…

Author: BitcoinEthereumNews

2025/10/03

94° Becomes Portugal’s First NFT-Based Specialty Coffee Membership

94° Becomes Portugal’s First NFT-Based Specialty Coffee Membership

The post 94° Becomes Portugal’s First NFT-Based Specialty Coffee Membership appeared on BitcoinEthereumNews.com. Already ranked among Lisbon’s top 5 indie cafés, 94° leads coffee culture into Web3 Lisbon, Portugal — September 2025 — 94°, the specialty coffee brand founded by Illia Akulov and Taras Tunskyy, has officially launched Portugal’s first NFT-based membership system, blending world-class coffee culture with the innovation of Web3. Recently ranked among the Top 5 independent specialty coffee shops in Lisbon, 94° has quickly become a cultural landmark in the city. Known for its bold minimalist design, daily in-house pastries, and exclusive coffees from championship-winning producers such as Nestor Lasso, Rodrigo Sanchez, and Sebastian Ramirez, 94° is more than a café — it’s a destination. During the SBC Summit Lisbon, the café welcomed Kate Usyk, whose presence added to the wave of cultural and international attention surrounding Lisbon that week. From world-class entrepreneurs like Gary Vaynerchuk to champions like Oleksandr Usyk, Lisbon proved once again that it is the global meeting point for Web3, culture, and sport. A Natural First for Web3 Culture Ahmed Refaie, Founder of Dsrptd.net from Dubai, commented: “The introduction of 94° NFT Memberships is a logical next step for a brand that’s already at the heart of Lisbon’s Web3 movement. As the first choice among the Web3 District community, 94° has become the daily meeting point for tech builders, digital nomads, and creatives shaping the future.” “Being first in Lisbon’s Web3 culture means being first in coffee too,” says co-founder Taras Tunskyy. “94° was built to be a hub where innovation and community meet. NFTs are simply the natural extension of that vision.” About 94° Founded by Illia Akulov and Taras Tunskyy, 94° is a specialty coffee brand and roastery in Lisbon, offering award-winning coffees, ceremonial matcha from Uji, Japan, and in-house baked pastries. Recently recognised as one of the Top 5 independent specialty coffee shops…

Author: BitcoinEthereumNews

2025/10/03

Elon Musk Gets New Favorite Cryptocurrency That Is Ready To 100X Your Portfolio – It’s Not Dogecoin

Elon Musk Gets New Favorite Cryptocurrency That Is Ready To 100X Your Portfolio – It’s Not Dogecoin

PayDax (PDP) makes waves as Elon Musk looks beyond Dogecoin (DOGE) for a new favorite cryptocurrency that could 100x every portfolio

Author: Blockchainreporter

2025/10/03

What Crypto to Buy Now After ADA’s Failure To Break $2, Experts Point to a $0.035 Contender

What Crypto to Buy Now After ADA’s Failure To Break $2, Experts Point to a $0.035 Contender

Cardano’s ADA has long been a favorite among retail traders, but its repeated failure to break the $2 mark has left many investors frustrated. The patience that holders once had is thinning as momentum lags and opportunities in the wider market expand. While crypto prices today show a mixture of resilience and weakness across the [...] The post What Crypto to Buy Now After ADA’s Failure To Break $2, Experts Point to a $0.035 Contender appeared first on Blockonomi.

Author: Blockonomi

2025/10/03

XRP Price Breakout Sets Stage for Rally to $10 as Institutional Lending Begins

XRP Price Breakout Sets Stage for Rally to $10 as Institutional Lending Begins

XRP price has jumped past $3.0, with analysts eyeing immediate targets at $4.80 and potential long-term gains toward $10. The post XRP Price Breakout Sets Stage for Rally to $10 as Institutional Lending Begins appeared first on Coinspeaker.

Author: Coinspeaker

2025/10/03

BYD-Led Consortium Secures Self-Driving Bus Deal in Singapore

BYD-Led Consortium Secures Self-Driving Bus Deal in Singapore

TLDRs: Singapore awards $8.1M contract for six autonomous buses to serve Marina Bay and one-north. Initial trial on routes 400 and 191 includes onboard safety operator and real-time monitoring. LTA plans to expand self-driving buses to 100–150 vehicles by 2026. BYD, MKX Technologies, and Zhidao Network join forces to modernize public transport. Singapore’s Land Transport [...] The post BYD-Led Consortium Secures Self-Driving Bus Deal in Singapore appeared first on CoinCentral.

Author: Coincentral

2025/10/03

Building Trust in Web3: Why Stablecoin Development Matters

Building Trust in Web3: Why Stablecoin Development Matters

In this Article about building trust in web3: why stablecoin development matters. Read it out.Building Trust in Web3: Why Stablecoin Development Matters Introduction Trust has always been of utmost importance in the world of financial systems. In the traditional set-up, banks, governments, and similar central institutions function as trusted intermediaries. But in this new Web3 organization based on principles of decentralization, transparency, and peer-to-peer interaction-the trust is no longer granted to centralized authorities; rather, it lies with the technology itself. In a manner, stablecoins have come to represent the paramount trust layer by combining the efficiency of blockchain with the promises of real-world value. The stablecoins stand as critical factors in the realization of actual reliable transactions, diminution of volatility, and building bright avenues toward mass adoption as the dApps, DeFi protocols, and Web3 platforms are consuming the attention of the masses. What are Stablecoins? Stablecoins are a form of digital asset that attempt to maintain a stable value by being pegged onto a reference asset, typically fiat currencies, commonly the U.S. dollar or, in some cases, commodities like gold. Therefore, unlike classic cryptocurrencies like Bitcoin or Ethereum, which tend to provide volatility, stablecoin development is supposed to provide price stability and hence may be used in everyday commercial transactions. There are four different types of stablecoins:

  1. Fiat-backed Stablecoins
  2. Crypto-backed Stablecoins
  3. Algorithmic Stablecoins
  4. Commodity-backed Stablecoins This stability allows them to become the perfect bridge between TradFi and DeFi. The Role of Stablecoins in Web3 Web3 development aims to create a decentralized, user-owned internet with blockchain technology behind it. However it is an extremely difficult task to have full adoption by XYZ users and business, considering that we do not have a stable and reliable means to exchange value. Stablecoins maintain the very foundation of Web3 insofar as:
Payments Made Easy: Implying payments with stablecoins are instant, borderless, CPU-light, and far cheaper compared to bank transfers. Decreasing Volatility in DeFi and dApps: With the price stability they provide, stablecoins put more users on interacting with decentralized apps. Mass Adoption: Making it possible for ordinary people to use blocks, stablecoins save potential users from doubts of interacting with a very volatile crypto asset. Why Stablecoin Development Matters Stablecoin development, which is building yet another digital token, is about creating financial trust in Web3 ecosystems. Here’s why it matters: Trust and Stability: Stablecoins provide the assurance required so that an individual or business can transact with confidence. Cross-Border Efficiency: They enable global transactions by eliminating an external banking intermediary. Support for Real-World Assets: Stablecoins contribute to tokenizing RWAs such as real estate, or commodities, or securities, thereby fractionalizing ownership and creating liquidity. Liquidity for DeFi: Stablecoins serve as the primary asset for most DeFi platforms lending, borrowing, and yield farming; thus, they become the foundation of decentralized finance. Benefits of Stablecoin Development Financial Inclusion Transparency and Security Stability in Volatile Markets Faster Settlements Cost Efficiency Real-World Applications of Stablecoins in Web3 Payments and E-Commerce: Merchants accept stablecoin payments to avoid volatility risks and give customers faster and cheaper transactions. DeFi Lending & Borrowing: These stablecoins are the backbone of these lending protocols, offering stable collateral with predictable interest rates. NFT Marketplaces and Metaverse Economies: The stablecoins make NFT purchases and virtual economy transactions more reliable. Cross-Border Remittances: Different countries can enter money transfers through migrant workers and international offices with minimum fees and less processing time. DAO Treasury Management: Stablecoins are used by DAOs in treasury management to hold the value with respect to the changes in crypto markets. Conclusion Stablecoins, being considered a digital asset, are really rather those that instill trust within Web3. Stablecoins with the value of fiat and commodities on one hand and efficient blockchain construction on the other are offered as a seismic base upon which decentralized applications, DeFi platform development , and metaverse economies come to being. The need for stablecoin development lies in joining traditional finance with the decentralized world of ecosystems, providing stability, accessibility, and trust. As time proceeds, the Web3 will likewise progress, with stablecoins lying at the very heart of global blockchain adoption, designing money to take an alternative role in the digital timesphere. Building Trust in Web3: Why Stablecoin Development Matters was originally published in Coinmonks on Medium, where people are continuing the conversation by highlighting and responding to this story

Author: Medium

2025/10/03

Cronos (CRO) Partners with Morpho and Crypto.com to Enhance DeFi Lending and Tokenization

Cronos (CRO) Partners with Morpho and Crypto.com to Enhance DeFi Lending and Tokenization

The post Cronos (CRO) Partners with Morpho and Crypto.com to Enhance DeFi Lending and Tokenization appeared on BitcoinEthereumNews.com. James Ding Oct 01, 2025 12:24 Cronos (CRO), Morpho, and Crypto.com are collaborating to expand DeFi lending and tokenization on the Cronos network, aiming to integrate Morpho Vaults and explore new collateral types. Cronos (CRO), in collaboration with Morpho and Crypto.com, has announced a strategic partnership aimed at enhancing decentralized finance (DeFi) lending and expanding tokenization opportunities on the Cronos network. This collaboration is set to introduce advanced lending and borrowing functionalities, thereby scaling the reach of DeFi to millions of users globally, according to Cronos. Integration of Morpho Vaults The partnership will facilitate the integration of Morpho Vaults into Crypto.com’s offerings, initially planned for earlier this year. This integration will extend Morpho’s capital-efficient lending beyond Ethereum, introducing new collateral types and tokenization use cases within the Cronos ecosystem. The first Morpho Vaults on the Cronos network are expected to launch in the fourth quarter of 2025, offering users the ability to borrow against their holdings or supply assets to earn interest with dynamically adjusting rates based on market demand. Enhancing User Access By embedding Morpho into the Crypto.com App and Exchange, the collaboration aims to make Morpho’s lending markets accessible to a vast user base, significantly boosting on-chain activity. The partnership also explores the use of wrapped real-world assets (RWA) as collateral, reflecting a shared vision to bridge traditional finance with on-chain markets, thereby expanding access to tokenized assets. Advancements in Cronos Network This initiative aligns with Cronos’ 2025–2026 roadmap, which positions the network as a preferred blockchain for institutions through tokenization, AI integration, and global distribution. Recent network upgrades have significantly improved efficiency, cutting gas fees by tenfold and reducing block times to under one second, thereby increasing daily transactions by 400%. Statements from Key Executives Mirko Zhao, Head of…

Author: BitcoinEthereumNews

2025/10/03

Best Crypto to Buy: Will Solana (SOL) Skyrocket Past $300 in the Uptober Rally, or Will This Viral Altcoin Dominate Q4 2025 Gains?

Best Crypto to Buy: Will Solana (SOL) Skyrocket Past $300 in the Uptober Rally, or Will This Viral Altcoin Dominate Q4 2025 Gains?

With October now well underway, cryptocurrency traders are filled with anticipation on whether Solana (SOL) can be the beneficiary of the anticipated “Uptober” bull run and cross the $300 level, fueled by rising institutional demand coupled with the upcoming Firedancer update. While SOL is hopeful, market focus is quickly turning to Mutuum Finance (MUTM), a […]

Author: Cryptopolitan

2025/10/03

Cronos Teams Up With Morpho and Crypto.com to Power New DeFi Lending Markets

Cronos Teams Up With Morpho and Crypto.com to Power New DeFi Lending Markets

The partnership will introduce lending and borrowing markets on Cronos, starting with stablecoin vaults backed by wrapped assets such as […] The post Cronos Teams Up With Morpho and Crypto.com to Power New DeFi Lending Markets appeared first on Coindoo.

Author: Coindoo

2025/10/03

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