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Stablecoins

Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23438 Articles
Created: 2026/02/02 18:52
Updated: 2026/02/02 18:52
From Stripe to Circle, why are fintech companies rushing to build their own blockchains?

From Stripe to Circle, why are fintech companies rushing to build their own blockchains?

By Ben Weiss, Fortune Magazine Compiled by Luffy, Foresight News Building one's own blockchain has become a new trend in the fintech sector. US cryptocurrency exchange Coinbase already has its

Author: PANews

2025/08/15

Citigroup Considers Providing Custody and Payment Services for Stablecoin and Cryptocurrency ETFs

Citigroup Considers Providing Custody and Payment Services for Stablecoin and Cryptocurrency ETFs

PANews reported on August 15th that Biswarup Chatterjee, global head of partnerships and innovation at Citigroup's services division, said in an interview that the bank is exploring stablecoin custody and

Author: PANews

2025/08/15

Citigroup Weighs Stablecoin and Crypto ETF Custody—$2.57T Giant Eyes Payments Push

Citigroup Weighs Stablecoin and Crypto ETF Custody—$2.57T Giant Eyes Payments Push

Citigroup is exploring a major expansion into the digital asset space, with plans that could put the $2.57 trillion banking giant at the center of stablecoin custody, crypto ETF infrastructure, and blockchain-based payments. Speaking to Reuters, Biswarup Chatterjee, Citi’s global head of partnerships and innovation for its services division, said the bank is looking at providing custody for the high-quality assets that back stablecoins. Citi’s Stablecoin Plans Could Reshape Digital Asset Payments and Settlement Under the GENIUS Act signed into law this year, issuers must hold safe assets like U.S. Treasuries or cash to support their tokens, creating an opening for traditional custody banks to step in. “Providing custody services for those high-quality assets backing stablecoins is the first option we are looking at,” Chatterjee said. Citi’s services arm, which includes treasury, cash management, and payments for major corporations, has been a core part of the bank even as it undergoes a sweeping restructuring. The interest comes as the stablecoin market grows beyond crypto trading into mainstream payments and settlements. McKinsey estimates about $250 billion in stablecoins have been issued, but usage is still largely concentrated within the crypto sector. Citi sees the recent legislation as a turning point. 🏦 Citigroup @Citi is weighing its own stablecoin and diving into tokenized deposits, CEO Jane Fraser said during the Q2 earnings call, signaling a deeper digital pivot. #Citi #Stablecoins https://t.co/95SaJd4U7k — Cryptonews.com (@cryptonews) July 16, 2025 Citi is also considering issuing its own stablecoin, an idea CEO Jane Fraser confirmed in July during the bank’s second-quarter earnings call. “We are looking at the issuance of a Citi stablecoin, but probably most importantly is the tokenized deposit space, where we’re very active,” Fraser told analysts at the time. She said the goal was to modernize infrastructure and deliver “the benefits of advancements in stablecoin and digital assets to our clients in a safe and sound manner.” Citi’s ambitions extend beyond stablecoins. The bank is examining custody services for the crypto assets underpinning exchange-traded funds. Since the SEC approved spot bitcoin ETFs last year, the largest, BlackRock’s iShares Bitcoin Trust, has amassed a market cap of around $90 billion. “There needs to be custody of the equivalent amount of digital currency to support these ETFs,” Chatterjee noted. Coinbase currently dominates the ETF custody space, serving more than 80% of issuers. On the payments front, Citi already offers “tokenized” U.S. dollar transfers via blockchain between accounts in New York, London, and Hong Kong, operating 24 hours a day. The bank is now developing services to let clients send stablecoins between accounts or instantly convert them into dollars for payments. Chatterjee said discussions with clients are underway to identify use cases. Regulators, once cautious about traditional banks entering the crypto sector, have adopted a more accommodating stance under the current U.S. administration. Still, Citi will need to comply with anti-money laundering rules and international currency controls. Custody operations, Chatterjee stressed, must ensure assets were used for legitimate purposes before acquisition and must be backed by robust cyber and operational security. Fraser has framed Citi’s approach as a response to client needs and the broader shift toward always-on, instant settlement. “Digital assets are the next evolution in the broader digitization of payments, financing, and liquidity,” she said. “Ultimately, what we care about is what our clients want and how do we meet that need.” With $2.57 trillion in assets under custody, Citi’s entry into stablecoins and ETF crypto custody could reshape how traditional finance integrates with the digital asset economy. U.S. Banking Groups Urge Congress to Ban Stablecoin Yield Payments by Affiliates Major U.S. banking trade associations are urging Congress to bar stablecoin issuers’ affiliates from paying interest to token holders, warning it could drain deposits from banks and limit lending. 🇺🇸 U.S. bank groups seek to expand GENIUS Act limits on stablecoin interest, raising broader questions over global payments policy. #stablecoin #geniusact https://t.co/dhN9j0X3QZ — Cryptonews.com (@cryptonews) August 13, 2025 In a joint letter, the American Bankers Association, Bank Policy Institute, Consumer Bankers Association, Financial Services Forum, and Independent Community Bankers of America said the GENIUS Act’s current language prohibits issuers from offering yield but leaves a gap that allows exchanges and related entities to do so. They cited Treasury estimates that interest-bearing stablecoins could trigger up to $6.6 trillion in deposit outflows, increasing funding pressure on banks and money market funds. The groups stressed that bank deposits remain a key source for loans, while stablecoins are not designed for lending and lack equivalent oversight. They warned that joint marketing between issuers and exchanges could accelerate withdrawals in times of stress, raising borrowing costs for households and businesses. They called for extending the prohibition to all intermediaries handling stablecoin transactions. The push comes amid rapid sector growth. CertiK reports stablecoin supply rose from $204 billion to $252 billion in early 2025, with USDT dominating and USDC expanding to $61 billion. PayPal’s PYUSD doubled via a Solana integration and launched a 3.7% yield program. Coinbase and PayPal maintain their reward programs, arguing the ban applies only to issuers. Ripple CEO Brad Garlinghouse predicts the market could grow to $2 trillion , driven by institutional adoption and regulation.

Author: CryptoNews

2025/08/15

Mesh Funding Tops $130M to Expand Crypto Payment Infrastructure

Mesh Funding Tops $130M to Expand Crypto Payment Infrastructure

Mesh announced it obtained additional funding on Aug. 14, 2025, with Paypal Ventures among the key investors. The capital raise brings the company’s total funding beyond $130 million. Mesh Bolsters War Chest With Investor Injection Investors in this round include Paypal Ventures, Coinbase Ventures, Uphold, Mirana Ventures, SBI Investment, Overlook Ventures, Kingsway Capital, Moderne Ventures […]

Author: Bitcoin.com News

2025/08/15

Citigroup eyes custody and payment services for crypto ETFs, stablecoins

Citigroup eyes custody and payment services for crypto ETFs, stablecoins

Citigroup is looking to make a further foray into the crypto and blockchain ecosystem with custody and payments solutions for stablecoins and crypto exchange-traded funds. The U.S. banking giant is considering a move into crypto custody, stablecoin payments, and other…

Author: Crypto.news

2025/08/15

Stablecoin Speculation Triggers Swings, Hong Kong SFC and HKMA Caution Investors

Stablecoin Speculation Triggers Swings, Hong Kong SFC and HKMA Caution Investors

Key Takeaways: Global stablecoin policy approaches vary, creating potential competitive advantages for certain jurisdictions. Issuers may adjust their base of operations based on regulatory timelines and operational flexibility. Cross-border stablecoin adoption could be influenced by regional licensing requirements and compliance costs. The Securities and Futures Commission (SFC) and the Hong Kong Monetary Authority (HKMA) have issued a joint statement cautioning investors about sharp market movements linked to stablecoin-related announcements . The statement , published on August 14, comes amid price swings triggered by corporate disclosures, media coverage, social media posts, and speculation over potential stablecoin licensing in the city. Strict Stablecoin Licensing Criteria in Hong Kong The regulators noted that some claims have referenced recent communications with financial authorities, but stressed that such interactions form only part of the licensing process. The HKMA said approval depends on meeting high thresholds set under its stablecoin issuer framework. “An indication of interest or application for a stablecoin licence, and the HKMA’s communication with the interested entities are just part of the licensing process ,” the HKMA said. “The granting of a licence will be determined by the fulfilment of the licensing criteria.” The SFC and HKMA warned that preliminary plans or licence applications often carry considerable uncertainty. 🚀 GF Securities has teamed up with @HashKeyGroup to roll out tokenized securities denominated in US dollars, Hong Kong dollars, and offshore yuan. #Hashkey #Tokenization https://t.co/6DuiJE1WXl — Cryptonews.com (@cryptonews) June 27, 2025 They said market volatility driven by speculation can prompt irrational investor decisions, leading to unnecessary financial risks. The agencies urged the public to conduct thorough research and avoid basing investment choices on price momentum or market hype. SFC Executive Warns of Volatility SFC Chief Executive Officer Julia Leung said investors should be wary of unsubstantiated claims, particularly on social media. “They should always be mindful of the misleading prospects of gains from short-term price volatility,” she said, adding that the SFC will continue monitoring market activity and take enforcement action against manipulative or deceptive conduct. HKMA Chief Executive Eddie Yue said only a small number of stablecoin licences will be granted initially. He confirmed that the authority has engaged with dozens of parties interested in licensing, but stressed that such contact does not indicate approval or endorsement of any applicant’s prospects. The regulators also reminded market participants to avoid public statements that could mislead investors or create unrealistic expectations, demonstrating that safeguarding market integrity remains a shared priority. With Hong Kong moving forward with its regime, market participants may increasingly compare approval timelines, compliance costs, and operational flexibility across regions—factors that could influence where major issuers choose to base their activities and how cross-border stablecoin use evolves. Frequently Asked Questions (FAQs) How do other major jurisdictions regulate stablecoin issuers? Approaches range from comprehensive licensing regimes in Singapore and the EU to more fragmented state-level oversight in the U.S. Could differing regulations lead to market fragmentation? Yes. Divergent rules may create regional ecosystems with limited interoperability, affecting liquidity and cross-border transaction efficiency. What factors influence where a stablecoin issuer chooses to operate? Issuers typically consider regulatory clarity, licensing speed, capital requirements, and the jurisdiction’s openness to digital asset innovation. How might cross-border adoption evolve? If multiple jurisdictions align on technical and compliance standards, stablecoins could see broader use in international trade and remittances. Do regulatory differences affect investor protection? Yes. Stronger oversight can improve disclosure and safeguard measures, but may also increase operational costs for issuers.

Author: CryptoNews

2025/08/15

Tether adds native Bitcoin Lightning support to wallet development kit

Tether adds native Bitcoin Lightning support to wallet development kit

Tether just gave developers a shortcut to the Bitcoin economy. By embedding Lightspark’s Lightning infrastructure into its Wallet Development Kit, it’s now possible to launch self-custodial wallets with native fast BTC transactions from day one. USDT issuer Tether announced on…

Author: Crypto.news

2025/08/14

Jeffs' Brands announces $75 million investment in AI-powered cryptocurrency vault

Jeffs' Brands announces $75 million investment in AI-powered cryptocurrency vault

PANews reported on August 14th that Jeffs' Brands will partner with Quantum Crypto to launch an AI-powered cryptocurrency vault management program, with a planned investment of up to $75 million,

Author: PANews

2025/08/14

Chainlink starts the value capture flywheel, or becomes the hidden winner of the on-chain economy?

Chainlink starts the value capture flywheel, or becomes the hidden winner of the on-chain economy?

Original article: Miles Deutscher , Crypto KOL Compiled by Yuliya, PANews As RWA tokenization and institutional adoption become the core narratives of this bull market, Chainlink, as a critical infrastructure

Author: PANews

2025/08/14

Hong Kong Securities and Futures Commission and Hong Kong Monetary Authority issued a joint statement on market volatility related to stablecoins

Hong Kong Securities and Futures Commission and Hong Kong Monetary Authority issued a joint statement on market volatility related to stablecoins

PANews reported on August 14th that the Hong Kong Securities and Futures Commission (SFC) and the Hong Kong Monetary Authority (HKMA) have noted recent market volatility related to the concept

Author: PANews

2025/08/14

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