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Stablecoins

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Stablecoins are digital assets pegged to a stable reserve, such as the US Dollar or Gold, to minimize price volatility. Serving as the primary medium of exchange in Web3, tokens like USDT, USDC, and PYUSD facilitate global payments and DeFi liquidity. In 2026, the focus has shifted toward yield-bearing stablecoins and compliant stablecoin frameworks under global regulations like MiCA. This tag covers the intersection of traditional finance (TradFi) and crypto through stable on-chain liquidity solutions.

23430 Articles

Created: 2026/02/02 18:52

Updated: 2026/02/02 18:52

Analyst: Stablecoins and DeFi may unlock nearly $1 trillion in global economic value each year

Analyst: Stablecoins and DeFi may unlock nearly $1 trillion in global economic value each year

PANews reported on August 14th that Jamie Coutts, chief cryptocurrency analyst at Real Vision, wrote on the X platform that stablecoins will eliminate trillions of dollars in economic friction, thereby

2025/08/14

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South Korea announced 123 "Five-Year National Plans" to promote the development of the virtual asset market

South Korea announced 123 "Five-Year National Plans" to promote the development of the virtual asset market

PANews reported on August 14th that, according to South Korean media outlet Metro Seoul, South Korea's Presidential State Affairs Commission held a public press conference and announced a "Five-Year National

2025/08/14

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Pantera: How to value BitMine after sweeping up 1 million ETH?

Pantera: How to value BitMine after sweeping up 1 million ETH?

This article is from: Pantera; Original Article by Cosmo Jiang and Erik Lowe Compiled by Azuma, Odaily Planet Daily Editor's Note: On the evening of August 11th, BitMine Immersion Technologies,

2025/08/14

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Mizuho Securities: Circle faces medium-term risks from slowing USDC growth, rising distribution costs, and possible interest rate cuts

Mizuho Securities: Circle faces medium-term risks from slowing USDC growth, rising distribution costs, and possible interest rate cuts

PANews reported on August 14th that, according to The Block, Mizuho Securities' equity researchers stated that Circle's stock faces medium-term risks, including slower-than-expected USDC growth, rising distribution costs, and potential

2025/08/14

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Tempo, the new public blockchain, is a collaboration between Stripe and Paradigm. Project analysis and strategic intentions are analyzed.

Tempo, the new public blockchain, is a collaboration between Stripe and Paradigm. Project analysis and strategic intentions are analyzed.

Author: Zz, ChainCatcher In August 2025, a job posting briefly posted on the website of the crypto lobbying group "Blockchain Association" revealed for the first time that financial technology giant

2025/08/14

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GENIUS Act Bombshell? Banking Groups Demand Stablecoin Interest Loophole Close Before Cash Flees

GENIUS Act Bombshell? Banking Groups Demand Stablecoin Interest Loophole Close Before Cash Flees

Key Takeaways: U.S. banking associations want Congress to close an interest-payment loophole in the GENIUS Act for stablecoin affiliates. The debate could expand into a broader discussion on the role of U.S. stablecoins in international payment systems. Future political shifts may influence whether current restrictions are tightened, relaxed, or adapted to global regulatory norms. Major U.S. banking trade groups are calling for Congress to block stablecoin issuers and affiliated firms from paying interest to token holders, warning that the practice could drain deposits from banks and reduce lending to households and businesses. In digital asset market structure legislation, it is important that the requirements in the GENIUS Act prohibiting the payment of interest and yield on stablecoins are not evaded. The latest from BPI, @ABABankers , @ConsumerBankers , @FSForum and @ICBA : https://t.co/YOta4d4UDA — Bank Policy Institute (@bankpolicy) August 12, 2025 In a joint statement published recently, organizations including the American Bankers Association, Bank Policy Institute, Consumer Bankers Association, Financial Services Forum, and Independent Community Bankers of America (ICBA) said current provisions under the GENIUS Act leave a gap that allows exchanges and related entities to offer yield on payment stablecoins, despite a statutory ban on issuers doing so. GENIUS Act Under the Magnifying Glass The groups argued that without an explicit prohibition covering distribution partners, the intent of the law will be undermined. They pointed to Treasury Department estimates that stablecoins capable of offering interest could result in up to $6.6 trillion in deposit outflows, intensifying funding pressures for banks and money market funds. The statement emphasized that bank deposits remain a key source of loan funding, while money market funds operate under securities regulations that permit them to offer yield. Payment stablecoins, the groups noted, are not structured to fund loans and do not face the same supervisory oversight. “Incentivizing a shift from bank deposits and money market funds to stablecoins would end up increasing lending costs and reducing loans to businesses and consumer households,” the statement said. Under the GENIUS Act, payment stablecoin issuers are prohibited from offering interest, yield, or other financial rewards. The banking associations said exchanges and affiliates acting as distribution channels can still provide such incentives under current language, creating a pathway for indirect interest payments that sidestep the restriction. Stablecoins, the Trump Administration, and Political Shifts They warned that joint marketing arrangements between issuers and exchanges could accelerate deposit outflows during periods of financial stress, reducing credit supply and raising borrowing costs for Main Street borrowers. The letter urged lawmakers to extend the prohibition to all entities facilitating stablecoin transactions, including affiliated platforms and intermediaries, to preserve the stability of traditional funding sources. Looking ahead, the debate over the GENIUS Act could intersect with political shifts, especially if a Trump administration revisits federal priorities on digital asset oversight. Any future policy recalibration could influence how aggressively agencies enforce or revise restrictions on stablecoin activity, including interest-related provisions. Industry participants are also watching whether international developments will affect U.S. positions. If other major jurisdictions permit yield-bearing stablecoins under regulated frameworks, pressure could mount on Congress and regulators to balance domestic credit stability concerns with the competitive positioning of U.S.-issued stablecoins in cross-border markets. Frequently Asked Questions (FAQs) How might closing the stablecoin interest loophole affect global payments? Tighter rules could limit the appeal of U.S.-issued stablecoins abroad, especially in markets where regulated yield-bearing tokens are permitted. What role do payment stablecoins play in cross-border trade? They can facilitate near-instant settlement in multiple currencies, offering an alternative to traditional correspondent banking systems in international commerce. What other industries could be impacted by changes to stablecoin regulation? E-commerce platforms, remittance providers, and decentralized finance (DeFi) protocols could all be affected depending on how payment token rules evolve.

Author: CryptoNews

2025/08/14

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Coinbase partners with Squads to accelerate USDC adoption on Solana

Coinbase partners with Squads to accelerate USDC adoption on Solana

Coinbase is teaming up with Squads to bolster the adoption of the USDC stablecoin on the Solana blockchain. Squads, a decentralized finance layer on Solana (SOL), announced the strategic partnership with Coinbase on Aug. 13, noting the collaboration aims at…

Author: Crypto.news

2025/08/14

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Bernstein maintains Circle stock price target at $230

Bernstein maintains Circle stock price target at $230

PANews reported on August 13th that analysts at Wall Street brokerage firm Bernstein predict that Circle, with its liquidity, regulatory advantages, and payment infrastructure, is expected to dominate the stablecoin

2025/08/13

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Revitalizing the Polkadot ecosystem starts with reducing inflation

Revitalizing the Polkadot ecosystem starts with reducing inflation

TL;DR Polkadot's current annual inflation rate is approximately 8% , with a total supply of 1.6 billion tokens and only 20 million destroyed. High inflation leads to static capital, hindering

2025/08/13

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Since June, institutional purchases of ETH have accounted for 3.8% of the circulating supply, and stablecoins on the Ethereum chain account for 40% of blockchain fees.

Since June, institutional purchases of ETH have accounted for 3.8% of the circulating supply, and stablecoins on the Ethereum chain account for 40% of blockchain fees.

PANews reported on August 13 that Standard Chartered analyst Geoff Kendrick said that since June, institutional purchases of ETH have accounted for 3.8% of the circulating supply, which is twice

2025/08/13

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