Linkhome Holdings Inc. Enters Definitive Agreement to Acquire Mortgage One Group

Linkhome Holdings Inc. (the “Company” or “Linkhome”) an AI-driven real estate and fintech platform, announced that it has entered into a definitive agreement to acquire 100% of the equity interests of Constant Investments, Inc., doing business as Mortgage One Group, a full-service mortgage lending company with operations across multiple U.S. states. Subject to customary closing conditions, the transaction is subject to customary closing conditions, and is expected to close on or before July 1,2026.

This acquisition is expected to combine Mortgage One Group’s licensed lending infrastructure with Linkhome’s proprietary AI capabilities, with the goal of building one of the technology industry’s most integrated AI-powered platforms for real estate, mortgage origination, and consumer home financing.

Mortgage One Group operates through eight branch offices, holds mortgage lending licenses in 18 U.S. states (including eight currently active state licenses), has a team of approximately 30 loan officers and nine loan managers, and currently has an $18 million warehouse line of credit.

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By bringing together Mortgage One Group’s established lending platform with Linkhome’s AI technology stack, Linkhome aims to deliver a faster, more transparent, and more scalable mortgage experience for homebuyers across the United States. Following the closing of the proposed transaction, Linkhome intends to deploy its proprietary AI across loan processing, underwriting assistance, borrower communication, and operational automation, with the goal of reducing friction throughout the home financing journey.

Building on Mortgage One Group’s existing 18-state license portfolio and eight active state licenses, Linkhome plans to apply for additional state licenses following the closing, with the long-term objective of expanding mortgage and housing finance operations nationwide. The combined platform is also intended to accelerate the nationwide rollout of Linkhome’s AI-powered Cash Offer and Buy Before Sell programs, which are designed to help homebuyers improve purchasing power and reduce financing-related delays in competitive housing markets. Together, these initiatives are expected to advance Linkhome’s long-term strategy of building a unified AI-powered platform across real estate brokerage, mortgage origination, and consumer financial technology.

“This is a defining moment in Linkhome’s journey to redefine how Americans buy, sell, and finance their homes,” said Zhen (Bill) Qin, Chief Executive Officer of Linkhome. “Mortgage One Group brings us a talented team, an established multi-state lending platform, and a foundation we believe is well-suited for the AI-driven future of housing finance.”

“By combining Mortgage One Group’s lending capabilities with Linkhome’s AI technology, we expect to deliver a faster, smarter, and more transparent mortgage experience — and to bring our Cash Offer and Buy Before Sell programs to homebuyers across the country,” Mr. Qin added. “We are committed to helping more Americans achieve the dream of homeownership.”

Additional information regarding the transaction will be set forth in a Current Report on Form 8-K to be filed by the Company with the U.S. Securities and Exchange Commission (SEC).
Integration planning is currently underway, and the Company intends to provide further updates following the closing of the transaction.

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