Mutuum Finance nears next phase with 14% rise, $17m raised

Mutuum Finance’s structured presale model is driving steady growth, raising $17m and setting the stage for one of DeFi’s most anticipated launches of 2025.

While many presales in 2025 have struggled to sustain momentum beyond their initial push, Mutuum Finance (MUTM) continues to move forward with steady growth and clear milestones. Built on Ethereum, the project has now raised over $17 million, cementing its position as one of the most active ongoing presales in the DeFi sector. With Phase 7 approaching and a 14% price increase set to kick in, attention is turning toward how this structured presale is setting up the token’s path toward launch.

A staged presale model with predictable appreciation

Mutuum Finance’s presale operates through a fixed-price, staged structure, which has been a key factor in its steady rise. Each stage offers a set number of tokens at a fixed price, and once that allocation is sold out, the price typically increases by around 20% in the next stage. This transparent model creates urgency for buyers while rewarding early participants with meaningful appreciation.

Phase 1 began at $0.01. After progressing through five fully completed stages, the price has climbed to $0.035 in Phase 6, representing a 250% increase for the earliest participants. So far, the presale has raised over $17 million, underscoring growing momentum as the sale moves toward its final stages.

Phase 6 is now more than 59% sold out, and the upcoming Phase 7 will push the price to $0.04, a 14% increase from the current stage. The final listing price is set above $0.06, meaning that participants who joined at Stage 1 are positioned for roughly 500% token appreciation, while those entering at the current stage are still set for nearly a 2x increase by launch. This clear pricing progression gives both early and later participants well-defined value targets ahead of the token’s debut on exchanges.

Broad participation strengthens launch position

With over 16,800 investors already involved, Mutuum Finance’s presale stands out for its broad and balanced distribution. More than 750 million tokens have been allocated so far, and these are spread across thousands of individual addresses rather than being concentrated in a handful of large wallets.

This wide distribution is a crucial advantage for the project, as it reduces whale dominance, limits the risk of sudden large sell-offs, and helps create healthier liquidity dynamics once the token begins trading. A broad holder base also tends to support more stable price discovery, as buying and selling activity is distributed more evenly among participants.

To reinforce transparency, the project offers a real-time presale dashboard where participants can connect their wallets, track allocations, and follow the progress of each stage. In addition, a Top 50 leaderboard highlights the largest contributors and rewards them with bonus MUTM allocations at launch. These features not only make the presale process more open and verifiable but also introduce a competitive element that has increased engagement among investors.

Development progress adds credibility

Mutuum Finance’s strong presale figures are reinforced by visible development progress. According to an official statement from the team on X, the first version (V1) of the lending and borrowing protocol is scheduled to go live on the Sepolia testnet in Q4 2025. This initial rollout will include core components such as liquidity pools, mtTokens, debt tokens, and a liquidator bot, with ETH and USDT as the first supported assets for lending, borrowing, and collateral.

For a presale-stage project, this kind of technical visibility is a key differentiator. It demonstrates that product development is advancing alongside fundraising, increasing confidence that the token launch will align closely with platform deployment rather than lag behind by months.

Security and transparency measures build trust

Investor confidence has also been supported by strong security and transparency initiatives. Mutuum Finance recently completed a CertiK audit, achieving a 90/100 Token Scan score, which places it among the more credible DeFi protocols preparing to launch this year.

A $50,000 tiered bug bounty program invites external developers to identify and report potential vulnerabilities, strengthening the platform’s security ahead of launch. Alongside this, a $100,000 community giveaway has been introduced to boost visibility and reward early participation. As part of the campaign, 10 winners would each receive $10,000 worth of MUTM tokens, creating a clear incentive for the community to stay active and engaged throughout the presale.

A final window before the next leap

Mutuum Finance is approaching a critical turning point. As the presale edges closer to its next pricing stage, the remaining allocation at the current level is shrinking fast. Historically, late-stage presales with clear development timelines and strong participation often see demand surge in the final phases, especially when the token’s launch price is already locked in at a higher level.

With the beta platform set to debut alongside the token launch, momentum is building not just in numbers, but in timing, creating a narrow but powerful entry window ahead of what could be one of DeFi’s more closely watched launches of 2025.

To learn more about Mutuum Finance, visit the website and socials.